ARAB BANK AUSTRALIA LIMITED home loan rates
ARAB BANK AUSTRALIA LIMITED · ACL 234563 · Bank
Rates as at 2026-10-20. 23 rates across 11 products. Lender website
Variable rates
| Product | Rate | Comparison | Type | Purpose | Repayment | Conditions |
|---|---|---|---|---|---|---|
| Basics Home Loan Special Offer | 6.40% | 6.53% | Variable | Owner occupier | P&I | LVR <=60% |
| Essentials Home Loan Special Offer | 6.50% | 6.54% | Variable | Owner occupier | P&I | LVR <=60% |
| Basics Investment Loan Special Offer | 6.55% | 6.68% | Variable | Investment | P&I | LVR <=60% |
| Essentials Investment Loan Special Offer | 6.65% | 6.70% | Variable | Investment | P&I | LVR <=60% |
| Basics Home Loan Special Offer | 9.54% | 9.67% | Variable | Owner occupier | P&I | — |
| The Basics Home Loan | 9.54% | 9.67% | Variable | Owner occupier | P&I | — |
| Essentials Home Loan | 9.64% | 9.69% | Variable | Owner occupier | P&I | — |
| Essentials Home Loan Special Offer | 9.64% | 9.69% | Variable | Owner occupier | P&I | — |
| Basics Investment Loan Special Offer | 9.79% | 9.92% | Variable | Investment | P&I | — |
| The Basics Investment Loan | 9.79% | 9.92% | Variable | Investment | P&I | — |
| Essentials Investment Loan | 9.89% | 9.94% | Variable | Investment | P&I | — |
| Essentials Investment Loan Special Offer | 9.89% | 9.94% | Variable | Investment | P&I | — |
| Bridging Loan | 10.90% | 10.97% | Variable | Owner occupier | Interest only | — |
Fixed rates
| Product | Rate | Comparison | Type | Purpose | Repayment | Conditions |
|---|---|---|---|---|---|---|
| Fixed Rate Home Loan (Owner Occupier) | 6.65% | 7.93% | Fixed | Owner occupier | P&I | 1 yr fixed · LVR <=60% |
| Fixed Rate Home Loan (Investor) | 6.74% | 8.61% | Fixed | Investment | P&I | 1 yr fixed · LVR <=60% |
| Fixed Rate Home Loan (Owner Occupier) | 6.80% | 7.83% | Fixed | Owner occupier | P&I | 2 yr fixed · LVR <=60% |
| Fixed Rate Home Loan (Investor) | 6.85% | 8.42% | Fixed | Investment | P&I | 2 yr fixed · LVR <=60% |
| Fixed Rate Home Loan (Owner Occupier) | 7.65% | 7.97% | Fixed | Owner occupier | P&I | 3 yr fixed · LVR <=60% |
| Fixed Rate Home Loan (Investor) | 7.75% | 8.52% | Fixed | Investment | P&I | 3 yr fixed · LVR <=60% |
| Fixed Rate Home Loan (Owner Occupier) | 7.90% | 8.03% | Fixed | Owner occupier | P&I | 4 yr fixed · LVR <=60% |
| Fixed Rate Home Loan (Investor) | 8.00% | 8.53% | Fixed | Investment | P&I | 4 yr fixed · LVR <=60% |
| Fixed Rate Home Loan (Owner Occupier) | 8.10% | 8.12% | Fixed | Owner occupier | P&I | 5 yr fixed · LVR <=60% |
| Fixed Rate Home Loan (Investor) | 8.20% | 8.56% | Fixed | Investment | P&I | 5 yr fixed · LVR <=60% |
Conditions worth checking. Eligibility: • This loan is available to new and existing customers. • Available to applicants over the age of 18 years. • Applicant must meet the Bank’s Credit criteria. Eligibility: This loan is available to new and existing customers. | Eligibility: • Available to applicants over the age of 18 years. • Applicant must meet the Bank’s Credit criteria. • Loan Mortgage Insurance (LMI) is required if amount borrowed is more than 80% of the value of the property. • Succ Eligibility: This offer is for new customers to the Bank and for customers of the Bank purchasing a new owner occupier property. You may avail of this offer if you have approached the Bank directly, not through a referrer (paid or otherwise). This offer can be withdrawn at any time at the Bank'