Australian Mutual Bank home loan rates
AUSTRALIAN MUTUAL BANK LTD · ACL 236476 · Mutual/Credit union
Rates as at 2026-10-20. 146 rates across 16 products. Lender website
Variable rates
| Product | Rate | Comparison | Type | Purpose | Repayment | Conditions |
|---|---|---|---|---|---|---|
| Your Way Home Loan | 6.19% | 6.25% | Variable | Owner occupier | P&I | LVR 0-60% |
| Your Way Home Loan | 6.19% | 6.25% | Variable | Owner occupier | P&I | LVR 0-95% · your way variable rollover |
| Your Way Plus Home Loan | 6.19% | 6.49% | Variable | Owner occupier | P&I | LVR 0-60% |
| Your Way Home Loan | 6.44% | 6.50% | Variable | Owner occupier | P&I | LVR 60-70% |
| Your Way Home Loan | 6.44% | 6.50% | Variable | Owner occupier | P&I | LVR 70-80% |
| Your Way Plus Home Loan | 6.44% | 6.74% | Variable | Owner occupier | P&I | LVR 60-70% |
| Your Way Plus Home Loan | 6.44% | 6.74% | Variable | Owner occupier | P&I | LVR 70-80% |
| Your Way Home Loan Investor | 6.49% | 6.56% | Variable | Investment | P&I | LVR 0-60% |
| Your Way Home Loan Investor | 6.49% | 6.56% | Variable | Investment | P&I | LVR 0-95% · your way variable rollover |
| Your Way Home Loan Investor | 6.49% | 6.56% | Variable | Investment | P&I | LVR 60-70% |
| Your Way Home Loan Investor | 6.49% | 6.56% | Variable | Investment | P&I | LVR 70-80% |
| Your Way Interest Only Home Loan | 6.49% | 6.38% | Variable | Owner occupier | Interest only | LVR 0-60% |
| Your Way Plus Home Loan Investor | 6.49% | 6.59% | Variable | Investment | P&I | LVR 0-60% |
| Your Way Plus Home Loan Investor | 6.49% | 6.69% | Variable | Investment | P&I | LVR 60-70% |
| Your Way Plus Home Loan Investor | 6.49% | 6.79% | Variable | Investment | P&I | LVR 70-80% |
| Your Way Plus Interest Only Home Loan | 6.49% | 6.60% | Variable | Owner occupier | Interest only | LVR 0-60% |
| Your Way Interest Only Home Loan Investor | 6.59% | 6.59% | Variable | Investment | Interest only | LVR 0-60% |
| Your Way Plus Interest Only Home Loan Investor | 6.59% | 6.81% | Variable | Investment | Interest only | LVR 0-60% |
| Your Way Interest Only Home Loan | 6.69% | 6.61% | Variable | Owner occupier | Interest only | LVR 60-70% |
| Your Way Interest Only Home Loan Investor | 6.69% | 6.66% | Variable | Investment | Interest only | LVR 60-70% |
| Your Way Plus Interest Only Home Loan | 6.69% | 6.82% | Variable | Owner occupier | Interest only | LVR 60-70% |
| Your Way Plus Interest Only Home Loan Investor | 6.69% | 6.87% | Variable | Investment | Interest only | LVR 60-70% |
| Your Way Interest Only Home Loan | 6.79% | 6.65% | Variable | Owner occupier | Interest only | LVR 70-80% |
| Your Way Interest Only Home Loan Investor | 6.79% | 6.66% | Variable | Investment | Interest only | LVR 70-80% |
| Your Way Plus Interest Only Home Loan | 6.79% | 6.44% | Variable | Owner occupier | Interest only | LVR 70-80% |
| Your Way Plus Interest Only Home Loan Investor | 6.79% | 6.87% | Variable | Investment | Interest only | LVR 70-80% |
| Your Way Home Loan | 6.84% | 6.91% | Variable | Owner occupier | P&I | LVR 80-90% |
| Your Way Plus Home Loan | 6.84% | 7.13% | Variable | Owner occupier | P&I | LVR 80-90% |
| Your Way Home Loan Investor | 6.99% | 7.06% | Variable | Investment | P&I | LVR 80-90% |
| Your Way Plus Home Loan Investor | 6.99% | 7.09% | Variable | Investment | P&I | LVR 80-90% |
| Your Way Interest Only Home Loan | 7.09% | 7.01% | Variable | Owner occupier | Interest only | LVR 80-90% |
| Your Way Interest Only Home Loan Investor | 7.09% | 7.16% | Variable | Investment | Interest only | LVR 80-90% |
| Your Way Plus Interest Only Home Loan | 7.09% | 7.22% | Variable | Owner occupier | Interest only | LVR 80-89% |
| Your Way Plus Interest Only Home Loan Investor | 7.09% | 7.37% | Variable | Investment | Interest only | LVR 80-90% |
| Your Way Home Loan | 7.19% | 7.26% | Variable | Owner occupier | P&I | LVR 90-98% |
| Your Way Plus Home Loan | 7.19% | 7.48% | Variable | Owner occupier | P&I | LVR 90-98% |
| Your Way Home Loan Investor | 7.34% | 7.41% | Variable | Investment | P&I | LVR 90-98% |
| Your Way Plus Home Loan Investor | 7.34% | 7.44% | Variable | Investment | P&I | LVR 90-98% |
| Your Way Interest Only Home Loan | 7.44% | 7.36% | Variable | Owner occupier | Interest only | LVR 90-95% |
| Your Way Interest Only Home Loan Investor | 7.44% | 7.51% | Variable | Investment | Interest only | LVR 90-95% |
| Your Way Plus Interest Only Home Loan | 7.44% | 7.57% | Variable | Owner occupier | Interest only | LVR 90-98% |
| Your Way Plus Interest Only Home Loan Investor | 7.44% | 7.72% | Variable | Investment | Interest only | LVR 90-98% |
| Your Way Home Loan | 8.74% | 8.81% | Variable | Owner occupier | P&I | LVR 0-95% · your way standard variable |
| Your Way Home Loan Investor | 8.99% | 9.06% | Variable | Investment | P&I | LVR 0-95% · your way standard variable |
| Your Way Interest Only Home Loan | 8.99% | 8.92% | Variable | Owner occupier | Interest only | LVR 0-95% · your way standard variable |
| Your Way Interest Only Home Loan Investor | 9.09% | 9.11% | Variable | Investment | Interest only | LVR 0-95% · your way standard variable |
Fixed rates
| Product | Rate | Comparison | Type | Purpose | Repayment | Conditions |
|---|---|---|---|---|---|---|
| Your Way Plus Fixed Home Loan | 6.39% | 6.42% | Fixed | Owner occupier | P&I | 1 yr fixed · LVR 0-60% |
| Your Way Plus Fixed Home Loan | 6.39% | 6.60% | Fixed | Owner occupier | P&I | 1 yr fixed · LVR 60-80% |
| Your Way Fixed Rate Home Loan | 6.49% | 6.20% | Fixed | Owner occupier | P&I | 1 yr fixed |
| Your Way Plus Fixed Home Loan Investor | 6.54% | 6.66% | Fixed | Investment | P&I | 1 yr fixed · LVR 0-60% |
| Your Way Plus Fixed Home Loan Investor | 6.54% | 6.75% | Fixed | Investment | P&I | 1 yr fixed · LVR 60-80% |
| Your Way Plus Fixed Home Loan | 6.59% | 6.89% | Fixed | Owner occupier | P&I | 1 yr fixed · LVR 80-90% |
| Your Way Fixed Rate Home Loan Investor | 6.64% | 6.44% | Fixed | Investment | P&I | 1 yr fixed |
| Your Way Plus Fixed Home Loan Investor | 6.64% | 7.02% | Fixed | Investment | P&I | 1 yr fixed · LVR 80-90% |
| Your Way Plus Fixed Interest Only Home Loan | 6.64% | 6.44% | Fixed | Owner occupier | Interest only | 1 yr fixed · LVR 0-60% |
| Your Way Plus Fixed Interest Only Home Loan | 6.64% | 6.62% | Fixed | Owner occupier | Interest only | 1 yr fixed · LVR 60-80% |
| Your Way Plus Fixed Home Loan Investor | 6.69% | 6.63% | Fixed | Investment | P&I | 2 yr fixed · LVR 0-60% |
| Your Way Plus Fixed Home Loan Investor | 6.69% | 6.63% | Fixed | Investment | P&I | 2 yr fixed · LVR 60-80% |
| Your Way Fixed Rate Interest Only Home Loan | 6.74% | 6.22% | Fixed | Owner occupier | Interest only | 1 yr fixed |
| Your Way Plus Fixed Home Loan | 6.74% | 6.60% | Fixed | Owner occupier | P&I | 2 yr fixed · LVR 0-60% |
| Your Way Plus Fixed Home Loan | 6.74% | 6.60% | Fixed | Owner occupier | P&I | 2 yr fixed · LVR 60-80% |
| Your Way Plus Fixed Home Loan Investor | 6.79% | 6.70% | Fixed | Investment | P&I | 3 yr fixed · LVR 0-60% |
| Your Way Plus Fixed Home Loan Investor | 6.79% | 6.70% | Fixed | Investment | P&I | 3 yr fixed · LVR 60-80% |
| Your Way Plus Fixed Interest Only Home Loan Investor | 6.79% | 6.68% | Fixed | Investment | Interest only | 1 yr fixed · LVR 0-60% |
| Your Way Plus Fixed Interest Only Home Loan Investor | 6.79% | 6.77% | Fixed | Investment | Interest only | 1 yr fixed · LVR 60-80% |
| Your Way Plus Fixed Home Loan | 6.84% | 7.22% | Fixed | Owner occupier | P&I | 1 yr fixed · LVR 90-98% |
| Your Way Plus Fixed Home Loan | 6.84% | 6.50% | Fixed | Owner occupier | P&I | 3 yr fixed · LVR 0-60% |
| Your Way Plus Fixed Home Loan | 6.84% | 6.68% | Fixed | Owner occupier | P&I | 3 yr fixed · LVR 60-80% |
| Your Way Plus Fixed Interest Only Home Loan | 6.84% | 6.91% | Fixed | Owner occupier | Interest only | 1 yr fixed · LVR 80-90% |
| Your Way Fixed Rate Home Loan | 6.89% | 6.19% | Fixed | Owner occupier | P&I | 2 yr fixed |
| Your Way Fixed Rate Interest Only Home Loan Investor | 6.89% | 6.46% | Fixed | Investment | Interest only | 1 yr fixed |
| Your Way Plus Fixed Home Loan | 6.89% | 6.59% | Fixed | Owner occupier | P&I | 4 yr fixed · LVR 0-60% |
| Your Way Plus Fixed Home Loan | 6.89% | 6.75% | Fixed | Owner occupier | P&I | 4 yr fixed · LVR 60-80% |
| Your Way Plus Fixed Home Loan Investor | 6.89% | 7.36% | Fixed | Investment | P&I | 1 yr fixed · LVR 90-98% |
| Your Way Plus Fixed Interest Only Home Loan Investor | 6.89% | 7.05% | Fixed | Investment | Interest only | 1 yr fixed · LVR 80-90% |
| Your Way Fixed Rate Home Loan Investor | 6.94% | 6.44% | Fixed | Investment | P&I | 2 yr fixed |
| Your Way Plus Fixed Interest Only Home Loan Investor | 6.94% | 6.67% | Fixed | Investment | Interest only | 2 yr fixed · LVR 0-60% |
| Your Way Plus Fixed Interest Only Home Loan Investor | 6.94% | 6.67% | Fixed | Investment | Interest only | 2 yr fixed · LVR 60-80% |
| Your Way Fixed Rate Home Loan | 6.99% | 6.30% | Fixed | Owner occupier | P&I | 3 yr fixed |
| Your Way Plus Fixed Home Loan | 6.99% | 6.97% | Fixed | Owner occupier | P&I | 2 yr fixed · LVR 80-90% |
| Your Way Plus Fixed Home Loan Investor | 6.99% | 6.82% | Fixed | Investment | P&I | 4 yr fixed · LVR 0-60% |
| Your Way Plus Fixed Home Loan Investor | 6.99% | 6.82% | Fixed | Investment | P&I | 4 yr fixed · LVR 60-80% |
| Your Way Plus Fixed Interest Only Home Loan | 6.99% | 6.44% | Fixed | Owner occupier | Interest only | 2 yr fixed · LVR 0-60% |
| Your Way Plus Fixed Interest Only Home Loan | 6.99% | 6.64% | Fixed | Owner occupier | Interest only | 2 yr fixed · LVR 60-80% |
| Your Way Fixed Rate Home Loan Investor | 7.04% | 6.54% | Fixed | Investment | P&I | 3 yr fixed |
| Your Way Plus Fixed Home Loan | 7.04% | 6.73% | Fixed | Owner occupier | P&I | 5 yr fixed · LVR 0-60% |
| Your Way Plus Fixed Home Loan | 7.04% | 6.87% | Fixed | Owner occupier | P&I | 5 yr fixed · LVR 60-80% |
| Your Way Plus Fixed Home Loan Investor | 7.04% | 7.10% | Fixed | Investment | P&I | 2 yr fixed · LVR 80-90% |
| Your Way Plus Fixed Home Loan Investor | 7.04% | 7.12% | Fixed | Investment | P&I | 3 yr fixed · LVR 80-90% |
| Your Way Plus Fixed Home Loan Investor | 7.04% | 6.90% | Fixed | Investment | P&I | 5 yr fixed · LVR 0-60% |
| Your Way Plus Fixed Home Loan Investor | 7.04% | 6.90% | Fixed | Investment | P&I | 5 yr fixed · LVR 60-80% |
| Your Way Plus Fixed Interest Only Home Loan Investor | 7.04% | 6.75% | Fixed | Investment | Interest only | 3 yr fixed · LVR 0-60% |
| Your Way Plus Fixed Interest Only Home Loan Investor | 7.04% | 6.75% | Fixed | Investment | Interest only | 3 yr fixed · LVR 60-80% |
| Your Way Fixed Rate Home Loan | 7.09% | 6.43% | Fixed | Owner occupier | P&I | 4 yr fixed |
| Your Way Plus Fixed Home Loan | 7.09% | 7.03% | Fixed | Owner occupier | P&I | 3 yr fixed · LVR 80-90% |
| Your Way Plus Fixed Interest Only Home Loan | 7.09% | 7.24% | Fixed | Owner occupier | Interest only | 1 yr fixed · LVR 90-98% |
| Your Way Plus Fixed Interest Only Home Loan | 7.09% | 6.55% | Fixed | Owner occupier | Interest only | 3 yr fixed · LVR 0-60% |
| Your Way Plus Fixed Interest Only Home Loan | 7.09% | 6.73% | Fixed | Owner occupier | Interest only | 3 yr fixed · LVR 60-80% |
| Your Way Fixed Rate Home Loan | 7.14% | 6.54% | Fixed | Owner occupier | P&I | 5 yr fixed |
| Your Way Fixed Rate Interest Only Home Loan | 7.14% | 6.24% | Fixed | Owner occupier | Interest only | 2 yr fixed |
| Your Way Plus Fixed Interest Only Home Loan | 7.14% | 6.66% | Fixed | Owner occupier | Interest only | 4 yr fixed · LVR 0-60% |
| Your Way Plus Fixed Interest Only Home Loan | 7.14% | 6.82% | Fixed | Owner occupier | Interest only | 4 yr fixed · LVR 60-80% |
| Your Way Plus Fixed Interest Only Home Loan Investor | 7.14% | 7.38% | Fixed | Investment | Interest only | 1 yr fixed · LVR 90-98% |
| Your Way Fixed Rate Home Loan Investor | 7.19% | 6.66% | Fixed | Investment | P&I | 4 yr fixed |
| Your Way Fixed Rate Home Loan Investor | 7.19% | 6.73% | Fixed | Investment | P&I | 5 yr fixed |
| Your Way Fixed Rate Interest Only Home Loan Investor | 7.19% | 6.49% | Fixed | Investment | Interest only | 2 yr fixed |
| Your Way Plus Fixed Home Loan | 7.19% | 7.28% | Fixed | Owner occupier | P&I | 2 yr fixed · LVR 90-98% |
| Your Way Plus Fixed Home Loan | 7.19% | 7.11% | Fixed | Owner occupier | P&I | 4 yr fixed · LVR 80-90% |
| Your Way Plus Fixed Home Loan | 7.19% | 7.33% | Fixed | Owner occupier | P&I | 4 yr fixed · LVR 90-98% |
| Your Way Plus Fixed Home Loan Investor | 7.19% | 7.40% | Fixed | Investment | P&I | 2 yr fixed · LVR 90-98% |
| Your Way Fixed Rate Interest Only Home Loan | 7.24% | 6.37% | Fixed | Owner occupier | Interest only | 3 yr fixed |
| Your Way Plus Fixed Home Loan | 7.24% | 7.18% | Fixed | Owner occupier | P&I | 5 yr fixed · LVR 80-90% |
| Your Way Plus Fixed Home Loan Investor | 7.24% | 7.43% | Fixed | Investment | P&I | 3 yr fixed · LVR 90-98% |
| Your Way Plus Fixed Interest Only Home Loan | 7.24% | 6.95% | Fixed | Owner occupier | Interest only | 2 yr fixed · LVR 80-90% |
| Your Way Plus Fixed Interest Only Home Loan Investor | 7.24% | 6.89% | Fixed | Investment | Interest only | 4 yr fixed · LVR 0-60% |
| Your Way Plus Fixed Interest Only Home Loan Investor | 7.24% | 6.89% | Fixed | Investment | Interest only | 4 yr fixed · LVR 60-80% |
| Your Way Fixed Rate Interest Only Home Loan Investor | 7.29% | 6.60% | Fixed | Investment | Interest only | 3 yr fixed |
| Your Way Plus Fixed Home Loan | 7.29% | 7.34% | Fixed | Owner occupier | P&I | 3 yr fixed · LVR 90-98% |
| Your Way Plus Fixed Home Loan Investor | 7.29% | 7.24% | Fixed | Investment | P&I | 4 yr fixed · LVR 80-90% |
| Your Way Plus Fixed Interest Only Home Loan | 7.29% | 6.81% | Fixed | Owner occupier | Interest only | 5 yr fixed · LVR 0-60% |
| Your Way Plus Fixed Interest Only Home Loan | 7.29% | 6.95% | Fixed | Owner occupier | Interest only | 5 yr fixed · LVR 60-80% |
| Your Way Plus Fixed Interest Only Home Loan Investor | 7.29% | 7.14% | Fixed | Investment | Interest only | 2 yr fixed · LVR 80-90% |
| Your Way Plus Fixed Interest Only Home Loan Investor | 7.29% | 7.18% | Fixed | Investment | Interest only | 3 yr fixed · LVR 80-90% |
| Your Way Plus Fixed Interest Only Home Loan Investor | 7.29% | 6.98% | Fixed | Investment | Interest only | 5 yr fixed · LVR 0-60% |
| Your Way Plus Fixed Interest Only Home Loan Investor | 7.29% | 6.98% | Fixed | Investment | Interest only | 5 yr fixed · LVR 60-80% |
| Your Way Fixed Rate Interest Only Home Loan | 7.34% | 6.51% | Fixed | Owner occupier | Interest only | 4 yr fixed |
| Your Way Plus Fixed Home Loan | 7.34% | 7.41% | Fixed | Owner occupier | P&I | 5 yr fixed · LVR 90-98% |
| Your Way Plus Fixed Home Loan Investor | 7.34% | 7.48% | Fixed | Investment | P&I | 4 yr fixed · LVR 90-98% |
| Your Way Plus Fixed Interest Only Home Loan | 7.34% | 7.09% | Fixed | Owner occupier | Interest only | 3 yr fixed · LVR 80-90% |
| Your Way Fixed Rate Interest Only Home Loan | 7.39% | 6.63% | Fixed | Owner occupier | Interest only | 5 yr fixed |
| Your Way Plus Fixed Home Loan Investor | 7.39% | 7.33% | Fixed | Investment | P&I | 5 yr fixed · LVR 80-90% |
| Your Way Fixed Rate Interest Only Home Loan Investor | 7.44% | 6.74% | Fixed | Investment | Interest only | 4 yr fixed |
| Your Way Fixed Rate Interest Only Home Loan Investor | 7.44% | 6.82% | Fixed | Investment | Interest only | 5 yr fixed |
| Your Way Plus Fixed Interest Only Home Loan | 7.44% | 7.33% | Fixed | Owner occupier | Interest only | 2 yr fixed · LVR 90-98% |
| Your Way Plus Fixed Interest Only Home Loan | 7.44% | 7.18% | Fixed | Owner occupier | Interest only | 4 yr fixed · LVR 80-90% |
| Your Way Plus Fixed Interest Only Home Loan | 7.44% | 7.40% | Fixed | Owner occupier | Interest only | 4 yr fixed · LVR 90-98% |
| Your Way Plus Fixed Interest Only Home Loan Investor | 7.44% | 7.44% | Fixed | Investment | Interest only | 2 yr fixed · LVR 90-98% |
| Your Way Plus Fixed Home Loan Investor | 7.49% | 7.56% | Fixed | Investment | P&I | 5 yr fixed · LVR 90-98% |
| Your Way Plus Fixed Interest Only Home Loan | 7.49% | 7.26% | Fixed | Owner occupier | Interest only | 5 yr fixed · LVR 80-90% |
| Your Way Plus Fixed Interest Only Home Loan Investor | 7.49% | 7.49% | Fixed | Investment | Interest only | 3 yr fixed · LVR 90-98% |
| Your Way Plus Fixed Interest Only Home Loan | 7.54% | 7.40% | Fixed | Owner occupier | Interest only | 3 yr fixed · LVR 90-98% |
| Your Way Plus Fixed Interest Only Home Loan Investor | 7.54% | 7.31% | Fixed | Investment | Interest only | 4 yr fixed · LVR 80-90% |
| Your Way Plus Fixed Interest Only Home Loan | 7.59% | 7.50% | Fixed | Owner occupier | Interest only | 5 yr fixed · LVR 90-98% |
| Your Way Plus Fixed Interest Only Home Loan Investor | 7.59% | 7.55% | Fixed | Investment | Interest only | 4 yr fixed · LVR 90-98% |
| Your Way Plus Fixed Interest Only Home Loan Investor | 7.64% | 7.41% | Fixed | Investment | Interest only | 5 yr fixed · LVR 80-90% |
| Your Way Plus Fixed Interest Only Home Loan Investor | 7.74% | 7.65% | Fixed | Investment | Interest only | 5 yr fixed · LVR 90-98% |
Conditions worth checking. Minimum LVR is 0% | Maximum LVR is 98% | Eligibility: You must be a member. Membership is open to current or retired employees of the Australian education sector or family members of members (i.e. shareholders) of the Bank. | Eligibility: All applications for credit are subject to responsible lendin Minimum loan amount is $25,000. | Minimum LVR is 0% | Maximum LVR is 98% | Eligibility: You must be a member. Membership is open to current or retired employees of the Australian education sector or family members of members (i.e. shareholders) of the Bank. | Eligibility: All applications for credit Minimum loan amount is $150,000. | Minimum LVR is 0% | Maximum LVR is 98% | Eligibility: You must be a member. Membership is open to current or retired employees of the Australian education sector or family members of members (i.e. shareholders) of the Bank. | Eligibility: All applications for credi