B&E Personal Banking home loan rates

B & E LTD · ACL 236870 · Mutual/Credit union

Rates as at 2026-10-20. 87 rates across 2 products. Lender website

Variable rates

ProductRateComparisonTypePurposeRepaymentConditions
Home Loan6.19%6.19%VariableOwner occupierP&ILVR <=90%
Home Loan6.19%6.19%VariableOwner occupierP&ILVR <=60%
Home Loan6.19%6.19%VariableOwner occupierP&ILVR >60-70%
Home Loan6.19%6.19%VariableOwner occupierP&ILVR >70-80%
Home Loan (2 tiers)6.19–6.24%6.19–6.24%VariableOwner occupierP&ILVR >80-90%
Home Loan (3 tiers)6.19–7.39%6.26–7.46%VariableOwner occupierP&ILVR >90%
Home Loan (3 tiers)6.24–9.11%6.24–9.24%VariableOwner occupierP&ILVR <=80%
Residential Investment Loan6.44%6.46%VariableInvestmentP&ILVR <=60%
Residential Investment Loan6.44%6.46%VariableInvestmentP&ILVR <=70%
Residential Investment Loan6.49%6.51%VariableInvestmentP&ILVR >70-80%
Residential Investment Loan6.54%6.56%VariableInvestmentP&ILVR <=80%
Residential Investment Loan (2 tiers)6.89–6.94%6.96–7.01%VariableInvestmentP&ILVR >80-90%
Residential Investment Loan (2 tiers)7.64–7.69%7.74–7.79%VariableInvestmentP&ILVR >90%
Home Loan9.11%—VariableOwner occupierP&I—
Residential Investment Loan9.56%—VariableInvestmentP&I—

Fixed rates

ProductRateComparisonTypePurposeRepaymentConditions
Home Loan6.54%6.23%FixedOwner occupierP&I1 yr fixed · LVR <=60%
Home Loan6.54%6.26%FixedOwner occupierP&I2 yr fixed · LVR <=60%
Home Loan6.54%6.23%FixedOwner occupierP&I1 yr fixed · LVR >60-70%
Home Loan6.54%6.26%FixedOwner occupierP&I2 yr fixed · LVR >60-70%
Home Loan6.59%6.30%FixedOwner occupierP&I3 yr fixed · LVR <=60%
Home Loan6.59%6.30%FixedOwner occupierP&I3 yr fixed · LVR >60-70%
Home Loan6.59%6.23%FixedOwner occupierP&I1 yr fixed · LVR >70-80%
Home Loan6.59%6.27%FixedOwner occupierP&I2 yr fixed · LVR >70-80%
Home Loan (2 tiers)6.59–6.74%6.23–6.25%FixedOwner occupierP&I1 yr fixed · LVR >80-90%
Home Loan (2 tiers)6.59–6.74%6.27–6.30%FixedOwner occupierP&I2 yr fixed · LVR >80-90%
Home Loan (2 tiers)6.59–6.84%6.30–7.36%FixedOwner occupierP&I1 yr fixed · LVR >90%
Home Loan (2 tiers)6.59–6.84%6.34–7.31%FixedOwner occupierP&I2 yr fixed · LVR >90%
Home Loan6.64%6.32%FixedOwner occupierP&I3 yr fixed · LVR >70-80%
Home Loan (2 tiers)6.64–6.89%6.32–6.39%FixedOwner occupierP&I3 yr fixed · LVR >80-90%
Home Loan (2 tiers)6.64–6.99%6.39–7.31%FixedOwner occupierP&I3 yr fixed · LVR >90%
Home Loan6.69%6.37%FixedOwner occupierP&I4 yr fixed · LVR <=60%
Home Loan6.69%6.37%FixedOwner occupierP&I4 yr fixed · LVR >60-70%
Home Loan6.74%6.39%FixedOwner occupierP&I4 yr fixed · LVR >70-80%
Home Loan (2 tiers)6.74–6.89%6.39–6.45%FixedOwner occupierP&I4 yr fixed · LVR >80-90%
Home Loan (2 tiers)6.74–6.99%6.46–7.28%FixedOwner occupierP&I4 yr fixed · LVR >90%
Residential Investment Loan6.74%6.50%FixedInvestmentP&I1 yr fixed · LVR <=60%
Residential Investment Loan6.74%6.52%FixedInvestmentP&I2 yr fixed · LVR <=60%
Residential Investment Loan6.74%6.50%FixedInvestmentP&I1 yr fixed · LVR <=70%
Residential Investment Loan6.74%6.52%FixedInvestmentP&I2 yr fixed · LVR <=70%
Residential Investment Loan6.79%6.57%FixedInvestmentP&I3 yr fixed · LVR <=60%
Residential Investment Loan6.79%6.57%FixedInvestmentP&I3 yr fixed · LVR <=70%
Residential Investment Loan6.79%6.55%FixedInvestmentP&I1 yr fixed · LVR >70-80%
Residential Investment Loan6.79%6.57%FixedInvestmentP&I2 yr fixed · LVR >70-80%
Residential Investment Loan6.84%6.62%FixedInvestmentP&I3 yr fixed · LVR >70-80%
Home Loan6.89%6.50%FixedOwner occupierP&I5 yr fixed · LVR <=60%
Home Loan6.89%6.50%FixedOwner occupierP&I5 yr fixed · LVR >60-70%
Residential Investment Loan6.89%6.63%FixedInvestmentP&I4 yr fixed · LVR <=60%
Residential Investment Loan6.89%6.63%FixedInvestmentP&I4 yr fixed · LVR <=70%
Home Loan6.94%6.52%FixedOwner occupierP&I5 yr fixed · LVR >70-80%
Home Loan (2 tiers)6.94–7.09%6.52–6.59%FixedOwner occupierP&I5 yr fixed · LVR >80-90%
Home Loan (2 tiers)6.94–7.19%6.59–7.34%FixedOwner occupierP&I5 yr fixed · LVR >90%
Residential Investment Loan6.94%6.68%FixedInvestmentP&I4 yr fixed · LVR >70-80%
Residential Investment Loan6.94%6.96%FixedInvestmentP&I1 yr fixed · LVR >80-90%
Residential Investment Loan6.94%6.96%FixedInvestmentP&I2 yr fixed · LVR >80-90%
Residential Investment Loan7.04%7.67%FixedInvestmentP&I1 yr fixed · LVR >90%
Residential Investment Loan7.04%7.61%FixedInvestmentP&I2 yr fixed · LVR >90%
Residential Investment Loan7.09%6.75%FixedInvestmentP&I5 yr fixed · LVR <=60%
Residential Investment Loan7.09%6.75%FixedInvestmentP&I5 yr fixed · LVR <=70%
Residential Investment Loan7.09%7.02%FixedInvestmentP&I3 yr fixed · LVR >80-90%
Residential Investment Loan7.09%7.03%FixedInvestmentP&I4 yr fixed · LVR >80-90%
Residential Investment Loan7.14%6.81%FixedInvestmentP&I5 yr fixed · LVR >70-80%
Home Loan7.19%7.33%FixedOwner occupierP&I1 yr fixed · LVR <=80%
Home Loan7.19%7.34%FixedOwner occupierP&I2 yr fixed · LVR <=80%
Residential Investment Loan7.19%7.60%FixedInvestmentP&I3 yr fixed · LVR >90%
Residential Investment Loan7.19%7.56%FixedInvestmentP&I4 yr fixed · LVR >90%
Home Loan7.24%7.36%FixedOwner occupierP&I3 yr fixed · LVR <=80%
Residential Investment Loan7.29%7.14%FixedInvestmentP&I5 yr fixed · LVR >80-90%
Home Loan7.34%7.41%FixedOwner occupierP&I4 yr fixed · LVR <=80%
Residential Investment Loan7.39%7.62%FixedInvestmentP&I5 yr fixed · LVR >90%
Home Loan7.54%7.52%FixedOwner occupierP&I5 yr fixed · LVR <=80%

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