Beyond Bank home loan rates
BEYOND BANK AUSTRALIA LIMITED · ACL 237856 · Mutual/Credit union
Rates as at 2026-10-20. 67 rates across 10 products. Lender website
Variable rates
| Product | Rate | Comparison | Type | Purpose | Repayment | Conditions |
|---|---|---|---|---|---|---|
| Purple Basic Home Loan — Variable OO P&I ≤60% | 5.89% | 5.92% | Variable | Owner occupier | P&I | LVR ≤60% |
| Investment Variable — Investor P&I | 5.99% | 6.02% | Variable | Investment | P&I | LVR ≤80% |
| Purple Basic Vbl Home Loan (3 tiers) | 6.34–6.74% | 6.37–6.77% | Variable | Owner occupier | P&I | — |
| Total Home Loan Package (4 tiers) | 6.34–8.05% | 6.69–8.38% | Variable | Owner occupier | P&I | — |
| Home Buyers Scheme Home Loan | 6.39% | 6.74% | Variable | Owner occupier | P&I | — |
| Invest Total Home Loan Package (6 tiers) | 6.49–8.25% | 6.84–8.58% | Variable | Investment | P&I | — |
| Purple Basic Vbl Home Loan-Inv (3 tiers) | 6.49–6.99% | 6.52–7.02% | Variable | Investment | P&I | — |
| Invest Total Home Loan Package (3 tiers) | 6.59–8.50% | 6.94–8.82% | Variable | Investment | Interest only | — |
| Home Buyers Scheme Home Loan | 6.69% | 7.10% | Variable | Owner occupier | Interest only | — |
| Total Home Loan Package (3 tiers) | 6.69–7.94% | 7.10–8.34% | Variable | Owner occupier | Interest only | — |
| Standard Home Loans | 8.95% | 9.00% | Variable | Owner occupier | P&I | — |
| Standard Investment Home Loans | 9.24% | 9.29% | Variable | Investment | P&I | — |
| Standard Investment Home Loans | 9.54% | 9.59% | Variable | Investment | Interest only | — |
Fixed rates
| Product | Rate | Comparison | Type | Purpose | Repayment | Conditions |
|---|---|---|---|---|---|---|
| Fixed Rate — OO P&I 1yr | 6.09% | 6.71% | Fixed | Owner occupier | P&I | 1 yr fixed · LVR ≤80% |
| Home Buyers Scheme Home Loan | 6.59% | 7.17% | Fixed | Owner occupier | P&I | 2 yr fixed |
| Total Home Loan Package (2 tiers) | 6.59–6.89% | 7.17–7.23% | Fixed | Owner occupier | P&I | 2 yr fixed |
| Home Buyers Scheme Home Loan | 6.69% | 7.17% | Fixed | Owner occupier | P&I | 3 yr fixed |
| Total Home Loan Package (2 tiers) | 6.69–6.99% | 7.17–7.26% | Fixed | Owner occupier | P&I | 3 yr fixed |
| Invest Total Home Loan Package (2 tiers) | 6.79–7.09% | 7.29–7.35% | Fixed | Investment | P&I | 2 yr fixed |
| Total Home Loan Package (2 tiers) | 6.84–7.14% | 7.21–7.32% | Fixed | Owner occupier | P&I | 4 yr fixed |
| Total Home Loan Package (2 tiers) | 6.84–7.14% | 7.21–7.34% | Fixed | Owner occupier | P&I | 5 yr fixed |
| Home Buyers Scheme Home Loan | 6.89% | 7.01% | Fixed | Owner occupier | P&I | 1 yr fixed |
| Invest Total Home Loan Package (2 tiers) | 6.89–7.19% | 7.30–7.39% | Fixed | Investment | P&I | 3 yr fixed |
| Total Home Loan Package (2 tiers) | 6.89–7.19% | 7.01–7.04% | Fixed | Owner occupier | P&I | 1 yr fixed |
| Standard Home Loans | 6.94% | 8.57% | Fixed | Owner occupier | P&I | 2 yr fixed |
| Standard Home Loans | 7.04% | 8.42% | Fixed | Owner occupier | P&I | 3 yr fixed |
| Invest Total Home Loan Package (2 tiers) | 7.09–7.39% | 7.12–7.15% | Fixed | Investment | P&I | 1 yr fixed |
| Invest Total Home Loan Package | 7.09% | 7.36% | Fixed | Investment | Interest only | 3 yr fixed |
| Invest Total Home Loan Package (2 tiers) | 7.14–7.44% | 7.38–7.49% | Fixed | Investment | P&I | 4 yr fixed |
| Invest Total Home Loan Package (2 tiers) | 7.14–7.44% | 7.39–7.53% | Fixed | Investment | P&I | 5 yr fixed |
| Standard Investment Home Loans | 7.14% | 8.84% | Fixed | Investment | P&I | 2 yr fixed |
| Standard Home Loans | 7.19% | 8.32% | Fixed | Owner occupier | P&I | 4 yr fixed |
| Standard Home Loans | 7.19% | 8.19% | Fixed | Owner occupier | P&I | 5 yr fixed |
| Standard Home Loans | 7.24% | 8.59% | Fixed | Owner occupier | P&I | 1 yr fixed |
| Standard Investment Home Loans | 7.24% | 8.67% | Fixed | Investment | P&I | 3 yr fixed |
| Invest Total Home Loan Package | 7.34% | 7.48% | Fixed | Investment | Interest only | 5 yr fixed |
| Standard Investment Home Loans | 7.44% | 8.87% | Fixed | Investment | P&I | 1 yr fixed |
| Standard Investment Home Loans | 7.44% | 8.94% | Fixed | Investment | Interest only | 3 yr fixed |
| Standard Investment Home Loans | 7.49% | 8.60% | Fixed | Investment | P&I | 4 yr fixed |
| Standard Investment Home Loans | 7.49% | 8.47% | Fixed | Investment | P&I | 5 yr fixed |
| Standard Investment Home Loans | 7.69% | 8.72% | Fixed | Investment | Interest only | 5 yr fixed |
No longer on offer. These products were withdrawn; the rates below are the last we confirmed, on 2026-10-04. They are kept for reference and cannot be applied for.
Withdrawn products
| Product | Rate | Comparison | Type | Purpose | Repayment | Conditions |
|---|---|---|---|---|---|---|
| All-In-One Account (2 tiers) | 7.70–8.70% | — | Variable | Owner occupier | P&I | — |
| All-In-One Account - Inv (2 tiers) | 7.95–9.14% | — | Variable | Investment | P&I | — |
Conditions worth checking. The maximum loan amount for each loan under the Total Home Loan Package is $2,000,000. | Eligibility: Available for customers aged 18 years and over | Eligibility: Membership: You must be or become a Beyond Bank Australia member. | Eligibility: Lending criteria applies. | Eligibility: Investment loa Eligibility: Available for customers aged 18 years and over | Eligibility: Membership: You must be or become a Beyond Bank Australia member. | Eligibility: Lending criteria, requirements and terms and conditions apply | Eligibility: LVR: Borrow up to 90% of the value of the property (inclusive of LM Eligibility: Available for customers aged 18 years and over | Eligibility: Membership: You must be or become a Beyond Bank Australia member. | Eligibility: Lending criteria applies. | Eligibility: Investment loans available for Parent Equity Loan, Bridging, Construction Loan or Land Rent Scheme (ACT