Firstmac home loan rates
FIRSTMAC LIMITED · ACL 290600 · Non-bank lender
Rates as at 2026-10-20. 47 rates across 16 products.
Variable rates
| Product | Rate | Comparison | Type | Purpose | Repayment | Conditions |
|---|---|---|---|---|---|---|
| OO & INV Bundle - Standard Bundle 80~ (2 tiers) | 6.58–6.79% | — | Variable | Owner occupier or investment | P&I | LVR <=80% |
| Simple Variable - Simple 70 (2 tiers) | 6.59–6.79% | — | Variable | Owner occupier | P&I | LVR <=70% |
| Simple Variable - Simple 80 (2 tiers) | 6.69–6.89% | — | Variable | Owner occupier | P&I | LVR <=80% |
| Standard Variable - Standard 70 (2 tiers) | 6.69–6.89% | — | Variable | Owner occupier | P&I | LVR <=70% |
| Simple Variable - Simple 90 (2 tiers) | 6.79–6.99% | — | Variable | Owner occupier | P&I | LVR <=90% |
| Standard Variable - Standard 80 (2 tiers) | 6.79–6.99% | — | Variable | Owner occupier | P&I | LVR <=80% |
| OO & INV Bundle - Standard Bundle 80~ | 6.89% | — | Variable | Owner occupier or investment | Interest only | LVR <=80% |
| Standard Variable - Standard 70 (2 tiers) | 6.99–7.14% | — | Variable | Owner occupier | Interest only | LVR <=70% |
| Standard Variable - Standard 80 (2 tiers) | 7.09–7.24% | — | Variable | Owner occupier | Interest only | LVR <=80% |
| Standard Variable - Standard 90 (2 tiers) | 7.19–7.29% | — | Variable | Owner occupier | P&I | LVR <=90% |
| Standard Variable - Standard 90 | 7.39% | — | Variable | Owner occupier | Interest only | LVR <=90% |
| Construction - Construction 80 (2 tiers) | 7.59–7.69% | — | Variable | Owner occupier | Interest only | LVR <=80% |
| Construction - Construction 90 (2 tiers) | 7.79–7.89% | — | Variable | Owner occupier | Interest only | LVR <=90% |
| Choice Products - Ex-Pat Variable# | 7.98% | — | Variable | Owner occupier | P&I | LVR <=80% |
| Choice Products - Ex-Pat Variable# | 8.18% | — | Variable | Owner occupier | Interest only | LVR <=80% |
| Choice Products - Bridging Finance | 8.44% | — | Variable | Owner occupier | Interest only | LVR <=80% |
Fixed rates
| Product | Rate | Comparison | Type | Purpose | Repayment | Conditions |
|---|---|---|---|---|---|---|
| Standard Fixed - Standard Fixed 1 year (2 tiers) | 7.24–7.44% | — | Fixed | Owner occupier | P&I | 1 yr fixed · LVR <=90% |
| Standard Fixed - Standard Fixed 2 year (2 tiers) | 7.24–7.44% | — | Fixed | Owner occupier | P&I | 2 yr fixed · LVR <=90% |
| Standard Fixed - Standard Fixed 3 year (2 tiers) | 7.24–7.44% | — | Fixed | Owner occupier | P&I | 3 yr fixed · LVR <=90% |
| Standard Fixed - Standard Fixed 4 year (2 tiers) | 7.54–7.74% | — | Fixed | Owner occupier | P&I | 4 yr fixed · LVR <=90% |
| Standard Fixed - Standard Fixed 5 year (2 tiers) | 7.54–7.74% | — | Fixed | Owner occupier | P&I | 5 yr fixed · LVR <=90% |
| Standard Fixed - Standard Fixed 1 year (2 tiers) | 7.64–7.84% | — | Fixed | Owner occupier | Interest only | 1 yr fixed · LVR <=90% |
| Standard Fixed - Standard Fixed 2 year (2 tiers) | 7.64–7.84% | — | Fixed | Owner occupier | Interest only | 2 yr fixed · LVR <=90% |
| Standard Fixed - Standard Fixed 3 year (2 tiers) | 7.64–7.84% | — | Fixed | Owner occupier | Interest only | 3 yr fixed · LVR <=90% |
| Standard Fixed - Standard Fixed 4 year (2 tiers) | 7.94–8.14% | — | Fixed | Owner occupier | Interest only | 4 yr fixed · LVR <=90% |
| Standard Fixed - Standard Fixed 5 year (2 tiers) | 7.94–8.14% | — | Fixed | Owner occupier | Interest only | 5 yr fixed · LVR <=90% |