FSCU home loan rates
FIRE SERVICE CREDIT UNION LIMITED · ACL 237515 · Mutual/Credit union
Rates as at 2026-10-20. 10 rates across 9 products. Lender website
Variable rates
| Product | Rate | Comparison | Type | Purpose | Repayment | Conditions |
|---|---|---|---|---|---|---|
| Firefighter home Loan LVR ≤60%^ | 5.89% | 6.17% | Variable | Owner occupier | P&I | LVR <=60% |
| L25 Firefighter Package (2 tiers) | 6.14–6.49% | 6.41–6.76% | Variable | Owner occupier | P&I | — |
| Firefighter home Loan LVR ≤80% | 6.24% | 6.51% | Variable | Owner occupier | P&I | LVR <=80% |
| L5 Mortgage Insured Home Loan | 6.34% | 6.35% | Variable | Owner occupier | P&I | — |
| Investment home loan (Principle & Interest) | 6.44% | 6.45% | Variable | Investment | P&I | — |
| Standard variable home loan | 6.44% | 6.45% | Variable | Owner occupier | P&I | — |
| L26 Home Loan | 6.69% | 6.70% | Variable | Owner occupier | P&I | — |
| L6 Investment Loan | 6.69% | 6.70% | Variable | Investment | P&I | — |
| Investment home loan (Interest only*) | 6.74% | 6.76% | Variable | Investment | Interest only | — |
Conditions worth checking. Eligibility: To join FSCU, you must either be employed by Emergency Services or have a family member employed in Emergency Services.