HOMESTART FINANCE home loan rates
HOMESTART FINANCE · ACL 388466 · Lender
Rates as at 2026-10-20. 8 rates across 8 products.
Variable rates
| Product | Rate | Comparison | Type | Purpose | Repayment | Conditions |
|---|---|---|---|---|---|---|
| Variable Rate¹ | 7.89% | 7.92% | Variable | Owner occupier | P&I | — |
| After 1st Year Variable Rate | 8.89% | 9.08% | Variable | Owner occupier | P&I | — |
| Variable | 8.89% | 8.97% | Variable | Owner occupier | P&I | — |
| 1st Year Variable Rate | 9.89% | 9.08% | Variable | Owner occupier | P&I | — |
Fixed rates
| Product | Rate | Comparison | Type | Purpose | Repayment | Conditions |
|---|---|---|---|---|---|---|
| 3 Year Fixed | 8.39% | 8.83% | Fixed | Owner occupier | P&I | 3 yr fixed |
| 2 Year Fixed | 8.49% | 8.89% | Fixed | Owner occupier | P&I | 2 yr fixed |
| 1 Year Fixed | 8.59% | 8.94% | Fixed | Owner occupier | P&I | 1 yr fixed |
| 1 Year Fixed Rate | 9.59% | 9.05% | Fixed | Owner occupier | P&I | 1 yr fixed |