Horizon Bank home loan rates
HORIZON CREDIT UNION LTD · ACL 240573 · Mutual/Credit union
Rates as at 2026-10-20. 40 rates across 7 products. Lender website
Variable rates
| Product | Rate | Comparison | Type | Purpose | Repayment | Conditions |
|---|---|---|---|---|---|---|
| First Home Buyer Loan | 5.99% | 6.00% | Variable | Owner occupier | P&I | LVR <=70% |
| First Home Buyer Loan | 6.14% | 6.15% | Variable | Owner occupier | P&I | LVR >70% |
| Home Sweet Home Loan | 6.14% | 6.85% | Variable | Owner occupier | P&I | LVR <=70% |
| First Home Buyer Loan | 6.19% | 6.20% | Variable | Owner occupier | Interest only | LVR <=70% |
| Investment First Home Buyer | 6.24% | 6.25% | Variable | Investment | P&I | LVR <=70% |
| Home Sweet Home Loan | 6.29% | 7.00% | Variable | Owner occupier | P&I | LVR >70% |
| First Home Buyer Loan | 6.34% | 6.35% | Variable | Owner occupier | Interest only | LVR >70% |
| Investment First Home Buyer | 6.39% | 6.39% | Variable | Investment | P&I | LVR >70% |
| Investment Home Sweet Home Loan | 6.39% | 7.10% | Variable | Investment | P&I | LVR <=70% |
| Investment First Home Buyer | 6.44% | 6.45% | Variable | Investment | Interest only | LVR <=70% |
| Investment Home Sweet Home Loan | 6.54% | 7.24% | Variable | Investment | P&I | LVR >70% |
| Investment First Home Buyer | 6.59% | 6.60% | Variable | Investment | Interest only | LVR >70% |
| Investment Home Sweet Home Loan | 6.59% | 7.29% | Variable | Investment | Interest only | LVR <=70% |
| Investment Home Sweet Home Loan | 6.74% | 7.44% | Variable | Investment | Interest only | LVR >70% |
| Home Sweet Home Loan | 6.94% | 7.17% | Variable | Owner occupier | Interest only | LVR <=70% |
| Home Sweet Home Loan | 7.09% | 7.32% | Variable | Owner occupier | Interest only | LVR >70% |
Fixed rates
| Product | Rate | Comparison | Type | Purpose | Repayment | Conditions |
|---|---|---|---|---|---|---|
| Fixed Home Loan - Principal & Interest | 6.14% | 6.78% | Fixed | Owner occupier | P&I | 1 yr fixed · LVR <=70% |
| Fixed Home Loan - Principal & Interest | 6.24% | 6.74% | Fixed | Owner occupier | P&I | 2 yr fixed · LVR <=70% |
| Fixed Home Loan - Principal & Interest | 6.29% | 6.93% | Fixed | Owner occupier | P&I | 1 yr fixed · LVR >70% |
| Fixed Home Loan - Principal & Interest | 6.34% | 6.73% | Fixed | Owner occupier | P&I | 3 yr fixed · LVR <=70% |
| Fixed Home Loan - Principal & Interest | 6.39% | 6.89% | Fixed | Owner occupier | P&I | 2 yr fixed · LVR >70% |
| Investment Fixed Home Loan - Principal & Interest | 6.39% | 7.03% | Fixed | Investment | P&I | 1 yr fixed · LVR <=70% |
| Fixed Home Loan - Principal & Interest | 6.49% | 6.88% | Fixed | Owner occupier | P&I | 3 yr fixed · LVR >70% |
| Investment Fixed Home Loan - Principal & Interest | 6.49% | 6.99% | Fixed | Investment | P&I | 2 yr fixed · LVR <=70% |
| Investment Fixed Home Loan - Principal & Interest | 6.54% | 7.18% | Fixed | Investment | P&I | 1 yr fixed · LVR >70% |
| Investment Fixed Home Loan - Interest only | 6.59% | 7.23% | Fixed | Investment | Interest only | 1 yr fixed · LVR <=70% |
| Investment Fixed Home Loan - Principal & Interest | 6.59% | 6.98% | Fixed | Investment | P&I | 3 yr fixed · LVR <=70% |
| Fixed Home Loan - Principal & Interest | 6.64% | 6.80% | Fixed | Owner occupier | P&I | 5 yr fixed · LVR <=70% |
| Investment Fixed Home Loan - Principal & Interest | 6.64% | 7.14% | Fixed | Investment | P&I | 2 yr fixed · LVR >70% |
| Investment Fixed Home Loan - Interest only | 6.69% | 7.19% | Fixed | Investment | Interest only | 2 yr fixed · LVR <=70% |
| Investment Fixed Home Loan - Interest only | 6.74% | 7.38% | Fixed | Investment | Interest only | 1 yr fixed · LVR >70% |
| Investment Fixed Home Loan - Principal & Interest | 6.74% | 7.13% | Fixed | Investment | P&I | 3 yr fixed · LVR >70% |
| Fixed Home Loan - Principal & Interest | 6.79% | 6.95% | Fixed | Owner occupier | P&I | 5 yr fixed · LVR >70% |
| Investment Fixed Home Loan - Interest only | 6.79% | 7.18% | Fixed | Investment | Interest only | 3 yr fixed · LVR <=70% |
| Investment Fixed Home Loan - Interest only | 6.84% | 7.34% | Fixed | Investment | Interest only | 2 yr fixed · LVR >70% |
| Investment Fixed Home Loan - Principal & Interest | 6.89% | 7.05% | Fixed | Investment | P&I | 5 yr fixed · LVR <=70% |
| Investment Fixed Home Loan - Interest only | 6.94% | 7.33% | Fixed | Investment | Interest only | 3 yr fixed · LVR >70% |
| Investment Fixed Home Loan - Principal & Interest | 7.04% | 7.20% | Fixed | Investment | P&I | 5 yr fixed · LVR >70% |
| Investment Fixed Home Loan - Interest only | 7.09% | 7.25% | Fixed | Investment | Interest only | 5 yr fixed · LVR <=70% |
| Investment Fixed Home Loan - Interest only | 7.24% | 7.40% | Fixed | Investment | Interest only | 5 yr fixed · LVR >70% |