Hume Bank home loan rates

HUME BANK LIMITED · ACL 244248 · Mutual/Credit union

Rates as at 2026-10-20. 115 rates across 115 products. Lender website

Variable rates

ProductRateComparisonTypePurposeRepaymentConditions
liteBlue Deposit Scheme O/Occ P+I (up to 98%LVR)6.24%6.25%VariableOwner occupierP&I—
liteBlue FHB Non Scheme O/Occ P+I (up to 95%LVR)6.24%6.25%VariableOwner occupierP&I—
liteBlue O/Occ P+I (up to 60%LVR)6.24%6.25%VariableOwner occupierP&I—
liteBlue O/Occ P+I (60%-80% LVR)6.34%6.35%VariableOwner occupierP&I—
myBlue Deposit Scheme Variable O/Occ P+I (up to 98% LVR)6.34%6.34%VariableOwner occupierP&I—
myBlue FHB Non Scheme Variable O/Occ P+I (up to 95% LVR)6.34%6.34%VariableOwner occupierP&I—
myBlue Variable O/Occ P+I (up to 60% LVR)6.34%6.34%VariableOwner occupierP&I—
liteBlue Investor P+I (up to 60% LVR)6.39%6.40%VariableInvestmentP&I—
myBlue Variable O/Occ P+I (60.01 - 80.00% LVR)6.44%6.44%VariableOwner occupierP&I—
liteBlue Investor P+I (60%-80% LVR)6.49%6.50%VariableInvestmentP&I—
myBlue Variable Investment P+I (up to 60% LVR)6.49%6.49%VariableInvestmentP&I—
liteBlue O/Occ P+I (80%-90% LVR)6.54%6.55%VariableOwner occupierP&I—
liteBlue Investor I/O (up to 60% LVR)6.59%6.49%VariableInvestmentInterest only—
myBlue Variable Investment P+I (60.01 - 80.00% LVR)6.59%6.59%VariableInvestmentP&I—
myBlue Variable O/Occ P+I (80.01-90.00% LVR)6.64%6.64%VariableOwner occupierP&I—
liteBlue Investor I/O (60%-80% LVR)6.69%6.59%VariableInvestmentInterest only—
liteBlue Investor P+I (80%-90% LVR)6.69%6.70%VariableInvestmentP&I—
myBlue Variable Investment I/O (up to 60% LVR)6.69%6.58%VariableInvestmentInterest only—
liteBlue O/Occ I/O(up to 60% LVR)6.74%6.48%VariableOwner occupierInterest only—
myBlue Variable Investment I/O (60.01 - 80.00% LVR)6.79%6.68%VariableInvestmentInterest only—
myBlue Variable Investment P+I (80.01-90.00% LVR)6.79%6.79%VariableInvestmentP&I—
liteBlue O/Occ I/O (60%-80% LVR)6.84%6.58%VariableOwner occupierInterest only—
myBlue Variable O/Occ I/O (up to 60% LVR)6.84%6.56%VariableOwner occupierInterest only—
liteBlue O/Occ P+I (90%-95% LVR)6.94%6.95%VariableOwner occupierP&I—
myBlue Variable O/Occ I/O (60.01 - 80.00% LVR)6.94%6.66%VariableOwner occupierInterest only—
liteBlue Investor I/O (80%-90% LVR)6.99%6.84%VariableInvestmentInterest only—
liteBlue O/Occ I/O (80%-90% LVR)7.04%6.78%VariableOwner occupierInterest only—
myBlue Variable O/Occ P+I (90.01 -95.00% LVR)7.04%7.04%VariableOwner occupierP&I—
myBlue Variable Investment I/O (80.01-90.00% LVR)7.09%6.92%VariableInvestmentInterest only—
myBlue Variable O/Occ I/O (80.01-90.00% LVR)7.14%6.86%VariableOwner occupierInterest only—
liteBlue O/Occ I/O (90%-95% LVR)7.54%7.23%VariableOwner occupierInterest only—
myBlue Variable O/Occ I/O (90.01 -95.00% LVR)7.64%7.31%VariableOwner occupierInterest only—
nextBlue Bridging O/Occ I/O (<80% LVR)8.09%8.19%VariableOwner occupierInterest only—
Line of Credit9.50%—VariableOwner occupierInterest only—
Investment Line of Credit9.75%—VariableInvestmentInterest only—

Fixed rates

ProductRateComparisonTypePurposeRepaymentConditions
myBlue 1 Year Fix O/Occ P+I (60.01 -80.00% LVR)6.39%6.21%FixedOwner occupierP&I1 yr fixed
myBlue 1 Year Fix O/Occ P+I (up to 60% LVR)6.39%6.12%FixedOwner occupierP&I1 yr fixed
myBlue 2 Year Fix O/Occ P+I (60.01 - 80.00% LVR)6.39%6.23%FixedOwner occupierP&I2 yr fixed
myBlue 2 Year Fix O/Occ P+I (up to 60% LVR)6.39%6.15%FixedOwner occupierP&I2 yr fixed
myBlue Deposit Scheme 1 Year Fix O/Occ P+I (up to 98% LVR)6.39%6.12%FixedOwner occupierP&I1 yr fixed
myBlue Deposit Scheme 2 Year Fix O/Occ P+I (up to 98% LVR)6.39%6.15%FixedOwner occupierP&I2 yr fixed
myBlue FHB Non Scheme 1 Year Fix O/Occ P+I (up to 95% LVR)6.39%6.12%FixedOwner occupierP&I1 yr fixed
myBlue FHB Non Scheme 2 Year Fix O/Occ P+I (up to 95% LVR)6.39%6.15%FixedOwner occupierP&I2 yr fixed
myBlue 1 Year Fix Investment P+I (60.01 - 80.00% LVR)6.49%6.36%FixedInvestmentP&I1 yr fixed
myBlue 1 Year Fix Investment P+I (up to 60% LVR)6.49%6.27%FixedInvestmentP&I1 yr fixed
myBlue 2 Year Fix Investment P+I (60.01 - 80.00% LVR)6.49%6.37%FixedInvestmentP&I2 yr fixed
myBlue 2 Year Fix Investment P+I (up to 60% LVR)6.49%6.29%FixedInvestmentP&I2 yr fixed
myBlue 3 Year Fix O/Occ P+I (60.01 - 80.00% LVR)6.49%6.28%FixedOwner occupierP&I3 yr fixed
myBlue 3 Year Fix O/Occ P+I (up to 60% LVR)6.49%6.20%FixedOwner occupierP&I3 yr fixed
myBlue Deposit Scheme 3 Year Fix O/Occ P+I (up to 98% LVR)6.49%6.20%FixedOwner occupierP&I3 yr fixed
myBlue FHB Non Scheme 3 Year Fix O/Occ P+I (up to 95% LVR)6.49%6.20%FixedOwner occupierP&I3 yr fixed
myBlue 1 Year Fix Investment I/O (60.01 - 80.00% LVR)6.59%6.37%FixedInvestmentInterest only1 yr fixed
myBlue 1 Year Fix Investment I/O (up to 60% LVR)6.59%6.28%FixedInvestmentInterest only1 yr fixed
myBlue 1 Year Fix O/Occ P+I (80.01-90.00% LVR)6.59%6.41%FixedOwner occupierP&I1 yr fixed
myBlue 2 Year Fix Investment I/O (60.01 - 80.00% LVR)6.59%6.39%FixedInvestmentInterest only2 yr fixed
myBlue 2 Year Fix Investment I/O (up to 60% LVR)6.59%6.31%FixedInvestmentInterest only2 yr fixed
myBlue 2 Year Fix O/Occ P+I (80.01-90.00% LVR)6.59%6.43%FixedOwner occupierP&I2 yr fixed
myBlue 3 Year Fix Investment P+I (60.01 - 80.00% LVR)6.59%6.41%FixedInvestmentP&I3 yr fixed
myBlue 3 Year Fix Investment P+I (up to 60% LVR)6.59%6.34%FixedInvestmentP&I3 yr fixed
myBlue 4 Year Fix O/Occ P+I (60.01 - 80.00% LVR)6.59%6.34%FixedOwner occupierP&I4 yr fixed
myBlue 4 Year Fix O/Occ P+I (up to 60% LVR)6.59%6.27%FixedOwner occupierP&I4 yr fixed
myBlue Deposit Scheme 4 Year Fix O/Occ P+I (up to 98% LVR)6.59%6.27%FixedOwner occupierP&I4 yr fixed
myBlue FHB Non Scheme 4 Year Fix O/Occ P+I (up to 95% LVR)6.59%6.27%FixedOwner occupierP&I4 yr fixed
myBlue 1 Year Fix Investment P+I (80.01-90.00% LVR)6.69%6.56%FixedInvestmentP&I1 yr fixed
myBlue 1 Year Fix O/Occ P+I (90.01 -95.00% LVR)6.69%6.78%FixedOwner occupierP&I1 yr fixed
myBlue 2 Year Fix Investment P+I (80.01-90.00% LVR)6.69%6.57%FixedInvestmentP&I2 yr fixed
myBlue 2 Year Fix O/Occ P+I (90.01 -95.00% LVR)6.69%6.77%FixedOwner occupierP&I2 yr fixed
myBlue 3 Year Fix Investment I/O (60.01 - 80.00% LVR)6.69%6.44%FixedInvestmentInterest only3 yr fixed
myBlue 3 Year Fix Investment I/O (up to 60% LVR)6.69%6.37%FixedInvestmentInterest only3 yr fixed
myBlue 3 Year Fix O/Occ P+I (80.01-90.00% LVR)6.69%6.48%FixedOwner occupierP&I3 yr fixed
myBlue 4 Year Fix Investment P+I (60.01 - 80.00% LVR)6.69%6.47%FixedInvestmentP&I4 yr fixed
myBlue 4 Year Fix Investment P+I (up to 60% LVR)6.69%6.40%FixedInvestmentP&I4 yr fixed
myBlue 5 Year Fix O/Occ P+I (60.01 - 80.00% LVR)6.69%6.41%FixedOwner occupierP&I5 yr fixed
myBlue 5 Year Fix O/Occ P+I (up to 60% LVR)6.69%6.35%FixedOwner occupierP&I5 yr fixed
myBlue Deposit Scheme 5 Year Fix O/Occ P+I (up to 98% LVR)6.69%6.35%FixedOwner occupierP&I5 yr fixed
myBlue FHB Non Scheme 5 Year Fix O/Occ P+I (up to 95% LVR)6.69%6.35%FixedOwner occupierP&I5 yr fixed
myBlue 1 Year Fix Investment I/O (80.01-90.00% LVR)6.79%6.57%FixedInvestmentInterest only1 yr fixed
myBlue 1 Year Fix O/Occ I/O (60.01 - 80.00% LVR)6.79%6.25%FixedOwner occupierInterest only1 yr fixed
myBlue 1 Year Fix O/Occ I/O (up to 60% LVR)6.79%6.16%FixedOwner occupierInterest only1 yr fixed
myBlue 2 Year Fix Investment I/O (80.01-90.00% LVR)6.79%6.59%FixedInvestmentInterest only2 yr fixed
myBlue 2 Year Fix O/Occ I/O (60.01 - 80.00% LVR)6.79%6.31%FixedOwner occupierInterest only2 yr fixed
myBlue 2 Year Fix O/Occ I/O (up to 60% LVR)6.79%6.23%FixedOwner occupierInterest only2 yr fixed
myBlue 3 Year Fix Investment P+I (80.01-90.00% LVR)6.79%6.61%FixedInvestmentP&I3 yr fixed
myBlue 3 Year Fix O/Occ P+I (90.01 -95.00% LVR)6.79%6.79%FixedOwner occupierP&I3 yr fixed
myBlue 4 Year Fix Investment I/O (60.01 - 80.00% LVR)6.79%6.51%FixedInvestmentInterest only4 yr fixed
myBlue 4 Year Fix Investment I/O (up to 60% LVR)6.79%6.44%FixedInvestmentInterest only4 yr fixed
myBlue 4 Year Fix O/Occ P+I (80.01-90.00% LVR)6.79%6.54%FixedOwner occupierP&I4 yr fixed
myBlue 5 Year Fix Investment P+I (60.01 - 80.00% LVR)6.79%6.54%FixedInvestmentP&I5 yr fixed
myBlue 5 Year Fix Investment P+I (up to 60% LVR)6.79%6.48%FixedInvestmentP&I5 yr fixed
myBlue 3 Year Fix Investment I/O (80.01-90.00% LVR)6.89%6.64%FixedInvestmentInterest only3 yr fixed
myBlue 3 Year Fix O/Occ I/O (60.01 - 80.00% LVR)6.89%6.39%FixedOwner occupierInterest only3 yr fixed
myBlue 3 Year Fix O/Occ I/O (up to 60% LVR)6.89%6.32%FixedOwner occupierInterest only3 yr fixed
myBlue 4 Year Fix Investment P+I (80.01-90.00% LVR)6.89%6.67%FixedInvestmentP&I4 yr fixed
myBlue 4 Year Fix O/Occ P+I (90.01 -95.00% LVR)6.89%6.83%FixedOwner occupierP&I4 yr fixed
myBlue 5 Year Fix Investment I/O (60.01 - 80.00% LVR)6.89%6.58%FixedInvestmentInterest only5 yr fixed
myBlue 5 Year Fix Investment I/O (up to 60% LVR)6.89%6.53%FixedInvestmentInterest only5 yr fixed
myBlue 5 Year Fix O/Occ P+I (80.01-90.00% LVR)6.89%6.61%FixedOwner occupierP&I5 yr fixed
myBlue 1 Year Fix O/Occ I/O (80.01-90.00% LVR)6.99%6.45%FixedOwner occupierInterest only1 yr fixed
myBlue 2 Year Fix O/Occ I/O (80.01-90.00% LVR)6.99%6.51%FixedOwner occupierInterest only2 yr fixed
myBlue 4 Year Fix Investment I/O (80.01-90.00% LVR)6.99%6.71%FixedInvestmentInterest only4 yr fixed
myBlue 4 Year Fix O/Occ I/O (60.01 - 80.00% LVR)6.99%6.48%FixedOwner occupierInterest only4 yr fixed
myBlue 4 Year Fix O/Occ I/O (up to 60% LVR)6.99%6.42%FixedOwner occupierInterest only4 yr fixed
myBlue 5 Year Fix Investment P+I (80.01-90.00% LVR)6.99%6.74%FixedInvestmentP&I5 yr fixed
myBlue 5 Year Fix O/Occ P&I (90.01 -95.00% LVR)6.99%6.88%FixedOwner occupierP&I5 yr fixed
myBlue 1 Year Fix O/Occ I/O (90.01 -95.00% LVR)7.09%6.82%FixedOwner occupierInterest only1 yr fixed
myBlue 2 Year Fix O/Occ I/O (90.01 -95.00% LVR)7.09%6.85%FixedOwner occupierInterest only2 yr fixed
myBlue 3 Year Fix O/Occ I/O (80.01-90.00% LVR)7.09%6.59%FixedOwner occupierInterest only3 yr fixed
myBlue 5 Year Fix Investment I/O (80.01-90.00% LVR)7.09%6.79%FixedInvestmentInterest only5 yr fixed
myBlue 5 Year Fix O/Occ I/O (60.01 - 80.00% LVR)7.09%6.59%FixedOwner occupierInterest only5 yr fixed
myBlue 5 Year Fix O/Occ I/O (up to 60% LVR)7.09%6.53%FixedOwner occupierInterest only5 yr fixed
myBlue 3 Year Fix O/Occ I/O (90.01 -95.00% LVR)7.19%6.91%FixedOwner occupierInterest only3 yr fixed
myBlue 4 Year Fix O/Occ I/O (80.01-90.00% LVR)7.19%6.69%FixedOwner occupierInterest only4 yr fixed
myBlue 4 Year Fix O/Occ I/O (90.01 -95.00% LVR)7.29%6.98%FixedOwner occupierInterest only4 yr fixed
myBlue 5 Year Fix O/Occ I/O (80.01-90.00% LVR)7.29%6.79%FixedOwner occupierInterest only5 yr fixed
myBlue 5 Year Fix O/Occ I/O (90.01 -95.00% LVR)7.39%7.06%FixedOwner occupierInterest only5 yr fixed
Conditions worth checking. Eligibility: 18 | Eligibility: Maximum Loan to Value Ratio of 80% | Eligibility: Product is available to approved borrowers only. Terms, conditions, fees, charges and normal lending criteria apply Eligibility: 18 | Eligibility: Applicable for a Loan to Value Ratio (LVR) of 90.01-95.00% | Eligibility: Product is available to approved borrowers only. Terms, conditions, fees, charges and normal lending criteria apply Eligibility: 18 | Eligibility: Maximum Loan to Value Ratio of 60.01-80.00% | Eligibility: Product is available to approved borrowers only. Terms, conditions, fees, charges and normal lending criteria apply

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