ING home loan rates
ING BANK (AUSTRALIA) LIMITED · ACL 229823 · Bank
Rates as at 2026-10-20. 130 rates across 3 products.
Variable rates
| Product | Rate | Comparison | Type | Purpose | Repayment | Conditions |
|---|---|---|---|---|---|---|
| Mortgage Simplifier | 6.29% | 6.32% | Variable | Owner occupier | P&I | LVR 1-50% · Loan $>=150000 |
| Mortgage Simplifier | 6.29% | 6.32% | Variable | Owner occupier | P&I | LVR 51-60% · Loan $>=150000 |
| Mortgage Simplifier | 6.29% | 6.32% | Variable | Owner occupier | P&I | LVR 61-70% · Loan $>=150000 |
| Mortgage Simplifier | 6.34% | 6.37% | Variable | Owner occupier | P&I | LVR 71-80% · Loan $>=150000 |
| Mortgage Simplifier | 6.39% | 6.42% | Variable | Investment | P&I | LVR 1-50% · Loan $>=150000 |
| Mortgage Simplifier | 6.39% | 6.42% | Variable | Investment | P&I | LVR 51-60% · Loan $>=150000 |
| Mortgage Simplifier | 6.39% | 6.42% | Variable | Investment | P&I | LVR 61-70% · Loan $>=150000 |
| Mortgage Simplifier | 6.44% | 6.47% | Variable | Investment | P&I | LVR 71-80% · Loan $>=150000 |
| Orange Advantage | 6.44% | 6.73% | Variable | Owner occupier | P&I | LVR 1-50% · Loan $>=150000 |
| Orange Advantage | 6.44% | 6.73% | Variable | Owner occupier | P&I | LVR 51-60% · Loan $>=150000 |
| Orange Advantage | 6.44% | 6.73% | Variable | Owner occupier | P&I | LVR 61-70% · Loan $>=150000 |
| Orange Advantage | 6.44% | 6.73% | Variable | Owner occupier | P&I | LVR 71-80% · Loan $>=150000 |
| Mortgage Simplifier | 6.49% | 6.52% | Variable | Owner occupier | P&I | LVR 81-90% · Loan $>=150000 |
| Orange Advantage | 6.54% | 6.82% | Variable | Owner occupier | P&I | LVR 81-90% · Loan $>=150000 |
| Orange Advantage | 6.54% | 6.82% | Variable | Investment | P&I | LVR 1-50% · Loan $>=150000 |
| Orange Advantage | 6.54% | 6.82% | Variable | Investment | P&I | LVR 51-60% · Loan $>=150000 |
| Orange Advantage | 6.54% | 6.82% | Variable | Investment | P&I | LVR 61-70% · Loan $>=150000 |
| Orange Advantage | 6.54% | 6.82% | Variable | Investment | P&I | LVR 71-80% · Loan $>=150000 |
| Mortgage Simplifier | 6.59% | 6.50% | Variable | Investment | Interest only | LVR 1-50% · Loan $>=150000 |
| Mortgage Simplifier | 6.59% | 6.50% | Variable | Investment | Interest only | LVR 51-60% · Loan $>=150000 |
| Mortgage Simplifier | 6.59% | 6.50% | Variable | Investment | Interest only | LVR 61-70% · Loan $>=150000 |
| Mortgage Simplifier | 6.59% | 6.53% | Variable | Investment | Interest only | LVR 71-80% · Loan $>=150000 |
| Mortgage Simplifier | 6.69% | 6.49% | Variable | Owner occupier | Interest only | LVR 1-50% · Loan $>=150000 |
| Mortgage Simplifier | 6.69% | 6.49% | Variable | Owner occupier | Interest only | LVR 51-60% · Loan $>=150000 |
| Mortgage Simplifier | 6.69% | 6.49% | Variable | Owner occupier | Interest only | LVR 61-70% · Loan $>=150000 |
| Mortgage Simplifier | 6.69% | 6.52% | Variable | Owner occupier | Interest only | LVR 71-80% · Loan $>=150000 |
| Orange Advantage | 6.69% | 6.87% | Variable | Investment | Interest only | LVR 1-50% · Loan $>=150000 |
| Orange Advantage | 6.69% | 6.87% | Variable | Investment | Interest only | LVR 51-60% · Loan $>=150000 |
| Orange Advantage | 6.69% | 6.87% | Variable | Investment | Interest only | LVR 61-70% · Loan $>=150000 |
| Orange Advantage | 6.69% | 6.87% | Variable | Investment | Interest only | LVR 71-80% · Loan $>=150000 |
| Mortgage Simplifier | 6.74% | 6.77% | Variable | Investment | P&I | LVR 81-90% · Loan $>=150000 |
| Orange Advantage | 6.74% | 7.02% | Variable | Investment | P&I | LVR 81-90% · Loan $>=150000 |
| Mortgage Simplifier | 6.89% | 6.83% | Variable | Investment | Interest only | LVR 81-90% · Loan $>=150000 |
| Orange Advantage | 6.89% | 7.17% | Variable | Owner occupier | P&I | LVR 91-95% · Loan $>=150000 |
| Mortgage Simplifier | 6.94% | 6.97% | Variable | Owner occupier | P&I | LVR 91-95% · Loan $>=150000 |
| Orange Advantage | 6.94% | 6.92% | Variable | Owner occupier | Interest only | LVR 1-50% · Loan $>=150000 |
| Orange Advantage | 6.94% | 6.92% | Variable | Owner occupier | Interest only | LVR 51-60% · Loan $>=150000 |
| Orange Advantage | 6.94% | 6.92% | Variable | Owner occupier | Interest only | LVR 61-70% · Loan $>=150000 |
| Orange Advantage | 6.94% | 6.92% | Variable | Owner occupier | Interest only | LVR 71-80% · Loan $>=150000 |
| Orange Advantage | 6.94% | 7.09% | Variable | Investment | Interest only | LVR 81-90% · Loan $>=150000 |
Fixed rates
| Product | Rate | Comparison | Type | Purpose | Repayment | Conditions |
|---|---|---|---|---|---|---|
| Fixed Rate Loan (2 tiers) | 6.59–6.69% | 6.18–6.20% | Fixed | Owner occupier | P&I | 2 yr fixed · LVR 1-70% |
| Fixed Rate Loan (2 tiers) | 6.59–6.69% | 6.22–6.24% | Fixed | Owner occupier | P&I | 2 yr fixed · LVR 71-80% |
| Fixed Rate Loan (2 tiers) | 6.64–6.74% | 6.13–6.14% | Fixed | Owner occupier | P&I | 1 yr fixed · LVR 1-70% |
| Fixed Rate Loan (2 tiers) | 6.64–6.74% | 6.17–6.19% | Fixed | Owner occupier | P&I | 1 yr fixed · LVR 71-80% |
| Fixed Rate Loan (2 tiers) | 6.74–6.84% | 6.37–6.39% | Fixed | Owner occupier | P&I | 2 yr fixed · LVR 81-90% |
| Fixed Rate Loan (2 tiers) | 6.74–6.84% | 6.27–6.30% | Fixed | Owner occupier | P&I | 3 yr fixed · LVR 1-70% |
| Fixed Rate Loan (2 tiers) | 6.74–6.84% | 6.30–6.33% | Fixed | Owner occupier | P&I | 3 yr fixed · LVR 71-80% |
| Fixed Rate Loan (2 tiers) | 6.79–6.89% | 6.33–6.34% | Fixed | Owner occupier | P&I | 1 yr fixed · LVR 81-90% |
| Fixed Rate Loan | 6.79% | 6.24% | Fixed | Investment | P&I | 1 yr fixed · LVR 1-70% |
| Fixed Rate Loan | 6.79% | 6.30% | Fixed | Investment | P&I | 2 yr fixed · LVR 1-70% |
| Fixed Rate Loan | 6.79% | 6.28% | Fixed | Investment | P&I | 1 yr fixed · LVR 71-80% |
| Fixed Rate Loan | 6.79% | 6.34% | Fixed | Investment | P&I | 2 yr fixed · LVR 71-80% |
| Fixed Rate Loan | 6.79% | 6.29% | Fixed | Investment | Interest only | 2 yr fixed · LVR 1-70% |
| Fixed Rate Loan | 6.79% | 6.33% | Fixed | Investment | Interest only | 2 yr fixed · LVR 71-80% |
| Fixed Rate Loan (2 tiers) | 6.84–6.94% | 6.44–6.47% | Fixed | Owner occupier | P&I | 3 yr fixed · LVR 81-90% |
| Fixed Rate Loan (2 tiers) | 6.84–6.94% | 6.36–6.40% | Fixed | Owner occupier | P&I | 4 yr fixed · LVR 1-70% |
| Fixed Rate Loan (2 tiers) | 6.84–6.94% | 6.42–6.47% | Fixed | Owner occupier | P&I | 5 yr fixed · LVR 1-70% |
| Fixed Rate Loan (2 tiers) | 6.84–6.94% | 6.39–6.43% | Fixed | Owner occupier | P&I | 4 yr fixed · LVR 71-80% |
| Fixed Rate Loan (2 tiers) | 6.84–6.94% | 6.45–6.49% | Fixed | Owner occupier | P&I | 5 yr fixed · LVR 71-80% |
| Fixed Rate Loan (2 tiers) | 6.84–6.94% | 6.75–6.77% | Fixed | Owner occupier | P&I | 2 yr fixed · LVR 91-95% |
| Fixed Rate Loan (2 tiers) | 6.84–6.94% | 6.22–6.24% | Fixed | Owner occupier | Interest only | 2 yr fixed · LVR 1-70% |
| Fixed Rate Loan (2 tiers) | 6.84–6.94% | 6.26–6.28% | Fixed | Owner occupier | Interest only | 2 yr fixed · LVR 71-80% |
| Fixed Rate Loan | 6.84% | 6.37% | Fixed | Investment | P&I | 3 yr fixed · LVR 1-70% |
| Fixed Rate Loan | 6.84% | 6.40% | Fixed | Investment | P&I | 3 yr fixed · LVR 71-80% |
| Fixed Rate Loan | 6.84% | 6.24% | Fixed | Investment | Interest only | 1 yr fixed · LVR 1-70% |
| Fixed Rate Loan | 6.84% | 6.28% | Fixed | Investment | Interest only | 1 yr fixed · LVR 71-80% |
| Fixed Rate Loan (2 tiers) | 6.89–6.99% | 6.74–6.75% | Fixed | Owner occupier | P&I | 1 yr fixed · LVR 91-95% |
| Fixed Rate Loan (2 tiers) | 6.89–6.99% | 6.15–6.16% | Fixed | Owner occupier | Interest only | 1 yr fixed · LVR 1-70% |
| Fixed Rate Loan (2 tiers) | 6.89–6.99% | 6.20–6.21% | Fixed | Owner occupier | Interest only | 1 yr fixed · LVR 71-80% |
| Fixed Rate Loan | 6.89% | 6.56% | Fixed | Investment | P&I | 1 yr fixed · LVR 81-90% |
| Fixed Rate Loan | 6.89% | 6.60% | Fixed | Investment | P&I | 2 yr fixed · LVR 81-90% |
| Fixed Rate Loan | 6.89% | 6.60% | Fixed | Investment | Interest only | 2 yr fixed · LVR 81-90% |
| Fixed Rate Loan (2 tiers) | 6.94–7.04% | 6.53–6.56% | Fixed | Owner occupier | P&I | 4 yr fixed · LVR 81-90% |
| Fixed Rate Loan (2 tiers) | 6.94–7.04% | 6.58–6.62% | Fixed | Owner occupier | P&I | 5 yr fixed · LVR 81-90% |
| Fixed Rate Loan (2 tiers) | 6.94–7.04% | 6.79–6.82% | Fixed | Owner occupier | P&I | 3 yr fixed · LVR 91-95% |
| Fixed Rate Loan | 6.94% | 6.65% | Fixed | Investment | P&I | 3 yr fixed · LVR 81-90% |
| Fixed Rate Loan | 6.94% | 6.39% | Fixed | Investment | Interest only | 3 yr fixed · LVR 1-70% |
| Fixed Rate Loan | 6.94% | 6.43% | Fixed | Investment | Interest only | 3 yr fixed · LVR 71-80% |
| Fixed Rate Loan | 6.94% | 6.56% | Fixed | Investment | Interest only | 1 yr fixed · LVR 81-90% |
| Fixed Rate Loan (2 tiers) | 6.99–7.09% | 6.33–6.36% | Fixed | Owner occupier | Interest only | 3 yr fixed · LVR 1-70% |
| Fixed Rate Loan (2 tiers) | 6.99–7.09% | 6.37–6.40% | Fixed | Owner occupier | Interest only | 3 yr fixed · LVR 71-80% |
| Fixed Rate Loan | 6.99% | 6.48% | Fixed | Investment | P&I | 4 yr fixed · LVR 1-70% |
| Fixed Rate Loan | 6.99% | 6.55% | Fixed | Investment | P&I | 5 yr fixed · LVR 1-70% |
| Fixed Rate Loan | 6.99% | 6.51% | Fixed | Investment | P&I | 4 yr fixed · LVR 71-80% |
| Fixed Rate Loan | 6.99% | 6.57% | Fixed | Investment | P&I | 5 yr fixed · LVR 71-80% |
| Fixed Rate Loan (2 tiers) | 7.04–7.14% | 6.85–6.89% | Fixed | Owner occupier | P&I | 4 yr fixed · LVR 91-95% |
| Fixed Rate Loan (2 tiers) | 7.04–7.14% | 6.88–6.92% | Fixed | Owner occupier | P&I | 5 yr fixed · LVR 91-95% |
| Fixed Rate Loan | 7.04% | 6.67% | Fixed | Investment | Interest only | 3 yr fixed · LVR 81-90% |
| Fixed Rate Loan | 7.09% | 6.74% | Fixed | Investment | P&I | 4 yr fixed · LVR 81-90% |
| Fixed Rate Loan | 7.09% | 6.79% | Fixed | Investment | P&I | 5 yr fixed · LVR 81-90% |
| Fixed Rate Loan | 7.14% | 6.53% | Fixed | Investment | Interest only | 4 yr fixed · LVR 1-70% |
| Fixed Rate Loan | 7.14% | 6.60% | Fixed | Investment | Interest only | 5 yr fixed · LVR 1-70% |
| Fixed Rate Loan | 7.14% | 6.56% | Fixed | Investment | Interest only | 4 yr fixed · LVR 71-80% |
| Fixed Rate Loan | 7.14% | 6.63% | Fixed | Investment | Interest only | 5 yr fixed · LVR 71-80% |
| Fixed Rate Loan (2 tiers) | 7.19–7.29% | 6.48–6.52% | Fixed | Owner occupier | Interest only | 4 yr fixed · LVR 1-70% |
| Fixed Rate Loan (2 tiers) | 7.19–7.29% | 6.56–6.61% | Fixed | Owner occupier | Interest only | 5 yr fixed · LVR 1-70% |
| Fixed Rate Loan (2 tiers) | 7.19–7.29% | 6.51–6.55% | Fixed | Owner occupier | Interest only | 4 yr fixed · LVR 71-80% |
| Fixed Rate Loan (2 tiers) | 7.19–7.29% | 6.59–6.64% | Fixed | Owner occupier | Interest only | 5 yr fixed · LVR 71-80% |
| Fixed Rate Loan | 7.24% | 6.79% | Fixed | Investment | Interest only | 4 yr fixed · LVR 81-90% |
| Fixed Rate Loan | 7.24% | 6.84% | Fixed | Investment | Interest only | 5 yr fixed · LVR 81-90% |
Conditions worth checking. Eligibility: You must be aged 18 or over. | Eligibility: Available to Australian citizen or Australian permanent resident. | Eligibility: Available to New Zealand citizens living in Australia. | Eligibility: Have and maintain an Australian residential address.