Macquarie home loan rates
MACQUARIE BANK LIMITED · ACL 237502 · Bank
Rates as at 2026-10-20. 130 rates across 2 products.
Variable rates
| Product | Rate | Comparison | Type | Purpose | Repayment | Conditions |
|---|---|---|---|---|---|---|
| Macquarie Basic Home Loan | 6.29% | 6.31% | Variable | Owner occupier | P&I | LVR <=60% |
| Macquarie Basic Home Loan | 6.29% | 6.31% | Variable | Owner occupier | P&I | LVR 60-70% |
| Macquarie Offset Home Loan | 6.29% | 6.54% | Variable | Owner occupier | P&I | LVR <=60% |
| Macquarie Offset Home Loan | 6.29% | 6.54% | Variable | Owner occupier | P&I | LVR 60-70% |
| Macquarie Basic Home Loan | 6.34% | 6.36% | Variable | Owner occupier | P&I | LVR 70-80% |
| Macquarie Offset Home Loan | 6.34% | 6.59% | Variable | Owner occupier | P&I | LVR 70-80% |
| Macquarie Basic Home Loan | 6.39% | 6.41% | Variable | Investment | P&I | LVR <=60% |
| Macquarie Offset Home Loan | 6.39% | 6.64% | Variable | Investment | P&I | LVR <=60% |
| Macquarie Basic Home Loan | 6.44% | 6.46% | Variable | Investment | P&I | LVR 60-70% |
| Macquarie Offset Home Loan | 6.44% | 6.69% | Variable | Investment | P&I | LVR 60-70% |
| Macquarie Basic Home Loan | 6.49% | 6.52% | Variable | Investment | P&I | LVR 70-80% |
| Macquarie Offset Home Loan | 6.49% | 6.74% | Variable | Investment | P&I | LVR 70-80% |
| Macquarie Basic Home Loan | 6.54% | 6.57% | Variable | Owner occupier | P&I | LVR 80-90% |
| Macquarie Offset Home Loan | 6.54% | 6.79% | Variable | Owner occupier | P&I | LVR 80-90% |
| Macquarie Basic Home Loan | 6.59% | 6.62% | Variable | Owner occupier | Interest only | LVR <=60% |
| Macquarie Basic Home Loan | 6.59% | 6.62% | Variable | Owner occupier | Interest only | LVR 60-70% |
| Macquarie Basic Home Loan | 6.59% | 6.62% | Variable | Investment | Interest only | LVR <=60% |
| Macquarie Basic Home Loan | 6.59% | 6.62% | Variable | Investment | Interest only | LVR 60-70% |
| Macquarie Offset Home Loan | 6.59% | 6.84% | Variable | Owner occupier | Interest only | LVR <=60% |
| Macquarie Offset Home Loan | 6.59% | 6.84% | Variable | Owner occupier | Interest only | LVR 60-70% |
| Macquarie Offset Home Loan | 6.59% | 6.84% | Variable | Investment | Interest only | LVR <=60% |
| Macquarie Offset Home Loan | 6.59% | 6.84% | Variable | Investment | Interest only | LVR 60-70% |
| Macquarie Basic Home Loan | 6.64% | 6.67% | Variable | Owner occupier | Interest only | LVR 70-80% |
| Macquarie Basic Home Loan | 6.64% | 6.67% | Variable | Investment | Interest only | LVR 70-80% |
| Macquarie Offset Home Loan | 6.64% | 6.89% | Variable | Owner occupier | Interest only | LVR 70-80% |
| Macquarie Offset Home Loan | 6.64% | 6.89% | Variable | Investment | Interest only | LVR 70-80% |
| Macquarie Basic Home Loan | 7.34% | 7.37% | Variable | Owner occupier | P&I | LVR 90-95% |
| Macquarie Offset Home Loan | 7.34% | 7.58% | Variable | Owner occupier | P&I | LVR 90-95% |
| Macquarie Basic Home Loan | 7.35% | 7.38% | Variable | Investment | P&I | LVR 80-90% |
| Macquarie Offset Home Loan | 7.35% | 7.59% | Variable | Investment | P&I | LVR 80-90% |
Fixed rates
| Product | Rate | Comparison | Type | Purpose | Repayment | Conditions |
|---|---|---|---|---|---|---|
| Macquarie Basic Home Loan | 6.49% | 6.11% | Fixed | Owner occupier | P&I | 1 yr fixed · LVR <=70% |
| Macquarie Offset Home Loan | 6.49% | 6.34% | Fixed | Owner occupier | P&I | 1 yr fixed · LVR <=70% |
| Macquarie Basic Home Loan | 6.54% | 6.16% | Fixed | Owner occupier | P&I | 1 yr fixed · LVR 70-80% |
| Macquarie Offset Home Loan | 6.54% | 6.39% | Fixed | Owner occupier | P&I | 1 yr fixed · LVR 70-80% |
| Macquarie Basic Home Loan | 6.59% | 6.17% | Fixed | Owner occupier | P&I | 2 yr fixed · LVR <=70% |
| Macquarie Basic Home Loan | 6.59% | 6.22% | Fixed | Owner occupier | P&I | 3 yr fixed · LVR <=70% |
| Macquarie Offset Home Loan | 6.59% | 6.40% | Fixed | Owner occupier | P&I | 2 yr fixed · LVR <=70% |
| Macquarie Offset Home Loan | 6.59% | 6.44% | Fixed | Owner occupier | P&I | 3 yr fixed · LVR <=70% |
| Macquarie Basic Home Loan | 6.64% | 6.22% | Fixed | Owner occupier | P&I | 2 yr fixed · LVR 70-80% |
| Macquarie Basic Home Loan | 6.64% | 6.27% | Fixed | Owner occupier | P&I | 3 yr fixed · LVR 70-80% |
| Macquarie Basic Home Loan | 6.64% | 6.28% | Fixed | Owner occupier | P&I | 4 yr fixed · LVR <=70% |
| Macquarie Basic Home Loan | 6.64% | 6.33% | Fixed | Owner occupier | P&I | 5 yr fixed · LVR <=70% |
| Macquarie Basic Home Loan | 6.64% | 6.26% | Fixed | Investment | P&I | 1 yr fixed · LVR <=70% |
| Macquarie Offset Home Loan | 6.64% | 6.45% | Fixed | Owner occupier | P&I | 2 yr fixed · LVR 70-80% |
| Macquarie Offset Home Loan | 6.64% | 6.49% | Fixed | Owner occupier | P&I | 3 yr fixed · LVR 70-80% |
| Macquarie Offset Home Loan | 6.64% | 6.51% | Fixed | Owner occupier | P&I | 4 yr fixed · LVR <=70% |
| Macquarie Offset Home Loan | 6.64% | 6.55% | Fixed | Owner occupier | P&I | 5 yr fixed · LVR <=70% |
| Macquarie Offset Home Loan | 6.64% | 6.48% | Fixed | Investment | P&I | 1 yr fixed · LVR <=70% |
| Macquarie Basic Home Loan | 6.69% | 6.33% | Fixed | Owner occupier | P&I | 4 yr fixed · LVR 70-80% |
| Macquarie Basic Home Loan | 6.69% | 6.38% | Fixed | Owner occupier | P&I | 5 yr fixed · LVR 70-80% |
| Macquarie Basic Home Loan | 6.69% | 6.31% | Fixed | Investment | P&I | 1 yr fixed · LVR 70-80% |
| Macquarie Offset Home Loan | 6.69% | 6.56% | Fixed | Owner occupier | P&I | 4 yr fixed · LVR 70-80% |
| Macquarie Offset Home Loan | 6.69% | 6.60% | Fixed | Owner occupier | P&I | 5 yr fixed · LVR 70-80% |
| Macquarie Offset Home Loan | 6.69% | 6.53% | Fixed | Investment | P&I | 1 yr fixed · LVR 70-80% |
| Macquarie Basic Home Loan | 6.74% | 6.32% | Fixed | Investment | P&I | 2 yr fixed · LVR <=70% |
| Macquarie Basic Home Loan | 6.74% | 6.37% | Fixed | Investment | P&I | 3 yr fixed · LVR <=70% |
| Macquarie Offset Home Loan | 6.74% | 6.55% | Fixed | Investment | P&I | 2 yr fixed · LVR <=70% |
| Macquarie Offset Home Loan | 6.74% | 6.59% | Fixed | Investment | P&I | 3 yr fixed · LVR <=70% |
| Macquarie Basic Home Loan | 6.79% | 6.37% | Fixed | Investment | P&I | 2 yr fixed · LVR 70-80% |
| Macquarie Basic Home Loan | 6.79% | 6.42% | Fixed | Investment | P&I | 3 yr fixed · LVR 70-80% |
| Macquarie Basic Home Loan | 6.79% | 6.43% | Fixed | Investment | P&I | 4 yr fixed · LVR <=70% |
| Macquarie Basic Home Loan | 6.79% | 6.48% | Fixed | Investment | P&I | 5 yr fixed · LVR <=70% |
| Macquarie Offset Home Loan | 6.79% | 6.60% | Fixed | Investment | P&I | 2 yr fixed · LVR 70-80% |
| Macquarie Offset Home Loan | 6.79% | 6.64% | Fixed | Investment | P&I | 3 yr fixed · LVR 70-80% |
| Macquarie Offset Home Loan | 6.79% | 6.66% | Fixed | Investment | P&I | 4 yr fixed · LVR <=70% |
| Macquarie Offset Home Loan | 6.79% | 6.70% | Fixed | Investment | P&I | 5 yr fixed · LVR <=70% |
| Macquarie Basic Home Loan | 6.84% | 7.09% | Fixed | Owner occupier | P&I | 1 yr fixed · LVR 80-95% |
| Macquarie Basic Home Loan | 6.84% | 6.46% | Fixed | Owner occupier | Interest only | 1 yr fixed · LVR <=70% |
| Macquarie Basic Home Loan | 6.84% | 6.48% | Fixed | Investment | P&I | 4 yr fixed · LVR 70-80% |
| Macquarie Basic Home Loan | 6.84% | 6.53% | Fixed | Investment | P&I | 5 yr fixed · LVR 70-80% |
| Macquarie Basic Home Loan | 6.84% | 6.46% | Fixed | Investment | Interest only | 1 yr fixed · LVR <=70% |
| Macquarie Offset Home Loan | 6.84% | 7.31% | Fixed | Owner occupier | P&I | 1 yr fixed · LVR 80-95% |
| Macquarie Offset Home Loan | 6.84% | 6.68% | Fixed | Owner occupier | Interest only | 1 yr fixed · LVR <=70% |
| Macquarie Offset Home Loan | 6.84% | 6.71% | Fixed | Investment | P&I | 4 yr fixed · LVR 70-80% |
| Macquarie Offset Home Loan | 6.84% | 6.75% | Fixed | Investment | P&I | 5 yr fixed · LVR 70-80% |
| Macquarie Offset Home Loan | 6.84% | 6.68% | Fixed | Investment | Interest only | 1 yr fixed · LVR <=70% |
| Macquarie Basic Home Loan | 6.94% | 7.09% | Fixed | Owner occupier | P&I | 2 yr fixed · LVR 80-95% |
| Macquarie Basic Home Loan | 6.94% | 7.07% | Fixed | Owner occupier | P&I | 3 yr fixed · LVR 80-95% |
| Macquarie Basic Home Loan | 6.94% | 6.56% | Fixed | Owner occupier | Interest only | 1 yr fixed · LVR 70-80% |
| Macquarie Basic Home Loan | 6.94% | 6.52% | Fixed | Owner occupier | Interest only | 2 yr fixed · LVR <=70% |
| Macquarie Basic Home Loan | 6.94% | 6.57% | Fixed | Owner occupier | Interest only | 3 yr fixed · LVR <=70% |
| Macquarie Basic Home Loan | 6.94% | 6.56% | Fixed | Investment | Interest only | 1 yr fixed · LVR 70-80% |
| Macquarie Basic Home Loan | 6.94% | 6.52% | Fixed | Investment | Interest only | 2 yr fixed · LVR <=70% |
| Macquarie Basic Home Loan | 6.94% | 6.57% | Fixed | Investment | Interest only | 3 yr fixed · LVR <=70% |
| Macquarie Offset Home Loan | 6.94% | 7.30% | Fixed | Owner occupier | P&I | 2 yr fixed · LVR 80-95% |
| Macquarie Offset Home Loan | 6.94% | 7.29% | Fixed | Owner occupier | P&I | 3 yr fixed · LVR 80-95% |
| Macquarie Offset Home Loan | 6.94% | 6.78% | Fixed | Owner occupier | Interest only | 1 yr fixed · LVR 70-80% |
| Macquarie Offset Home Loan | 6.94% | 6.75% | Fixed | Owner occupier | Interest only | 2 yr fixed · LVR <=70% |
| Macquarie Offset Home Loan | 6.94% | 6.79% | Fixed | Owner occupier | Interest only | 3 yr fixed · LVR <=70% |
| Macquarie Offset Home Loan | 6.94% | 6.78% | Fixed | Investment | Interest only | 1 yr fixed · LVR 70-80% |
| Macquarie Offset Home Loan | 6.94% | 6.75% | Fixed | Investment | Interest only | 2 yr fixed · LVR <=70% |
| Macquarie Offset Home Loan | 6.94% | 6.79% | Fixed | Investment | Interest only | 3 yr fixed · LVR <=70% |
| Macquarie Basic Home Loan | 6.99% | 7.08% | Fixed | Owner occupier | P&I | 4 yr fixed · LVR 80-95% |
| Macquarie Basic Home Loan | 6.99% | 7.07% | Fixed | Owner occupier | P&I | 5 yr fixed · LVR 80-95% |
| Macquarie Basic Home Loan | 6.99% | 6.64% | Fixed | Owner occupier | Interest only | 4 yr fixed · LVR <=70% |
| Macquarie Basic Home Loan | 6.99% | 6.68% | Fixed | Owner occupier | Interest only | 5 yr fixed · LVR <=70% |
| Macquarie Basic Home Loan | 6.99% | 6.64% | Fixed | Investment | Interest only | 4 yr fixed · LVR <=70% |
| Macquarie Basic Home Loan | 6.99% | 6.68% | Fixed | Investment | Interest only | 5 yr fixed · LVR <=70% |
| Macquarie Offset Home Loan | 6.99% | 7.29% | Fixed | Owner occupier | P&I | 4 yr fixed · LVR 80-95% |
| Macquarie Offset Home Loan | 6.99% | 7.29% | Fixed | Owner occupier | P&I | 5 yr fixed · LVR 80-95% |
| Macquarie Offset Home Loan | 6.99% | 6.86% | Fixed | Owner occupier | Interest only | 4 yr fixed · LVR <=70% |
| Macquarie Offset Home Loan | 6.99% | 6.90% | Fixed | Owner occupier | Interest only | 5 yr fixed · LVR <=70% |
| Macquarie Offset Home Loan | 6.99% | 6.86% | Fixed | Investment | Interest only | 4 yr fixed · LVR <=70% |
| Macquarie Offset Home Loan | 6.99% | 6.90% | Fixed | Investment | Interest only | 5 yr fixed · LVR <=70% |
| Macquarie Basic Home Loan | 7.04% | 6.62% | Fixed | Owner occupier | Interest only | 2 yr fixed · LVR 70-80% |
| Macquarie Basic Home Loan | 7.04% | 6.67% | Fixed | Owner occupier | Interest only | 3 yr fixed · LVR 70-80% |
| Macquarie Basic Home Loan | 7.04% | 6.62% | Fixed | Investment | Interest only | 2 yr fixed · LVR 70-80% |
| Macquarie Basic Home Loan | 7.04% | 6.67% | Fixed | Investment | Interest only | 3 yr fixed · LVR 70-80% |
| Macquarie Offset Home Loan | 7.04% | 6.85% | Fixed | Owner occupier | Interest only | 2 yr fixed · LVR 70-80% |
| Macquarie Offset Home Loan | 7.04% | 6.89% | Fixed | Owner occupier | Interest only | 3 yr fixed · LVR 70-80% |
| Macquarie Offset Home Loan | 7.04% | 6.85% | Fixed | Investment | Interest only | 2 yr fixed · LVR 70-80% |
| Macquarie Offset Home Loan | 7.04% | 6.89% | Fixed | Investment | Interest only | 3 yr fixed · LVR 70-80% |
| Macquarie Basic Home Loan | 7.09% | 6.74% | Fixed | Owner occupier | Interest only | 4 yr fixed · LVR 70-80% |
| Macquarie Basic Home Loan | 7.09% | 6.78% | Fixed | Owner occupier | Interest only | 5 yr fixed · LVR 70-80% |
| Macquarie Basic Home Loan | 7.09% | 6.74% | Fixed | Investment | Interest only | 4 yr fixed · LVR 70-80% |
| Macquarie Basic Home Loan | 7.09% | 6.78% | Fixed | Investment | Interest only | 5 yr fixed · LVR 70-80% |
| Macquarie Offset Home Loan | 7.09% | 6.96% | Fixed | Owner occupier | Interest only | 4 yr fixed · LVR 70-80% |
| Macquarie Offset Home Loan | 7.09% | 7.00% | Fixed | Owner occupier | Interest only | 5 yr fixed · LVR 70-80% |
| Macquarie Offset Home Loan | 7.09% | 6.96% | Fixed | Investment | Interest only | 4 yr fixed · LVR 70-80% |
| Macquarie Offset Home Loan | 7.09% | 7.00% | Fixed | Investment | Interest only | 5 yr fixed · LVR 70-80% |
| Macquarie Basic Home Loan | 7.34% | 7.15% | Fixed | Investment | P&I | 1 yr fixed · LVR 80-90% |
| Macquarie Offset Home Loan | 7.34% | 7.37% | Fixed | Investment | P&I | 1 yr fixed · LVR 80-90% |
| Macquarie Basic Home Loan | 7.35% | 7.20% | Fixed | Investment | P&I | 3 yr fixed · LVR 80-90% |
| Macquarie Offset Home Loan | 7.35% | 7.41% | Fixed | Investment | P&I | 3 yr fixed · LVR 80-90% |
| Macquarie Basic Home Loan | 7.39% | 7.19% | Fixed | Investment | P&I | 2 yr fixed · LVR 80-90% |
| Macquarie Offset Home Loan | 7.39% | 7.40% | Fixed | Investment | P&I | 2 yr fixed · LVR 80-90% |
| Macquarie Basic Home Loan | 7.55% | 7.30% | Fixed | Investment | P&I | 4 yr fixed · LVR 80-90% |
| Macquarie Basic Home Loan | 7.55% | 7.33% | Fixed | Investment | P&I | 5 yr fixed · LVR 80-90% |
| Macquarie Offset Home Loan | 7.55% | 7.51% | Fixed | Investment | P&I | 4 yr fixed · LVR 80-90% |
| Macquarie Offset Home Loan | 7.55% | 7.54% | Fixed | Investment | P&I | 5 yr fixed · LVR 80-90% |
Conditions worth checking. Minimum new loan amount $150,000. | Maximum new loan amount $10,000,000. | Eligibility: Minimum age requirement. | Eligibility: Lending criteria, fees and T&Cs apply.