NAB home loan rates
NATIONAL AUSTRALIA BANK LIMITED · ACL 230686 · Bank
Rates as at 2026-10-20. 184 rates across 4 products.
Variable rates
| Product | Rate | Comparison | Type | Purpose | Repayment | Conditions |
|---|---|---|---|---|---|---|
| NAB Defence Force Home Loan | 6.29% | 6.42% | Variable | Owner occupier | P&I | min advertised |
| NAB Tailored Home Loan (2 tiers) | 6.29–7.04% | 6.42–7.16% | Variable | Owner occupier | P&I | LVR <=60% · not applicable |
| NAB Tailored Home Loan (2 tiers) | 6.29–7.04% | 6.42–7.16% | Variable | Owner occupier | P&I | LVR 60-70% · not applicable |
| NAB Tailored Home Loan (2 tiers) | 6.44–7.24% | 6.57–7.36% | Variable | Owner occupier | P&I | LVR 70-80% · not applicable |
| NAB Tailored Home Loan (2 tiers) | 6.45–7.34% | 6.58–7.46% | Variable | Investment | P&I | LVR <=60% · not applicable |
| NAB Tailored Home Loan (2 tiers) | 6.45–7.34% | 6.58–7.46% | Variable | Investment | P&I | LVR 60-70% · not applicable |
| NAB Tailored Home Loan (2 tiers) | 6.55–7.54% | 6.68–7.66% | Variable | Investment | P&I | LVR 70-80% · not applicable |
| NAB Tailored Home Loan (2 tiers) | 6.65–7.54% | 7.15–7.54% | Variable | Investment | Interest only | LVR <=60% · not applicable |
| NAB Tailored Home Loan (2 tiers) | 6.65–7.54% | 7.15–7.54% | Variable | Investment | Interest only | LVR 60-70% · not applicable |
| NAB Base Variable Rate Home Loan | 6.69% | 6.69% | Variable | Owner occupier | P&I | — |
| NAB Tailored Home Loan (2 tiers) | 6.75–7.74% | 7.31–7.74% | Variable | Investment | Interest only | LVR 70-80% · not applicable |
| NAB Tailored Home Loan (2 tiers) | 6.84–7.24% | 6.97–7.36% | Variable | Owner occupier | P&I | LVR >=80% · not applicable |
| NAB Tailored Home Loan (2 tiers) | 6.94–7.51% | 7.11–7.36% | Variable | Owner occupier | Interest only | LVR <=60% · not applicable |
| NAB Tailored Home Loan (2 tiers) | 6.94–7.51% | 7.11–7.36% | Variable | Owner occupier | Interest only | LVR 60-70% · not applicable |
| NAB Defence Force Home Loan | 7.04% | 7.16% | Variable | Owner occupier | P&I | max advertised |
| NAB Tailored Home Loan (2 tiers) | 7.04–7.71% | 7.27–7.57% | Variable | Owner occupier | Interest only | LVR 70-80% · not applicable |
| NAB Base Variable Rate Home Loan | 7.21% | 7.21% | Variable | Investment | P&I | — |
| NAB Tailored Home Loan (2 tiers) | 7.24–7.54% | 7.36–7.66% | Variable | Investment | P&I | LVR >=80% · not applicable |
| NAB Tailored Home Loan (2 tiers) | 7.44–7.74% | 7.61–7.74% | Variable | Investment | Interest only | LVR >=80% · not applicable |
| NAB Base Variable Rate Home Loan | 7.59% | 7.08% | Variable | Owner occupier | Interest only | — |
| NAB Tailored Home Loan (2 tiers) | 7.64–7.71% | 7.53–7.57% | Variable | Owner occupier | Interest only | LVR >=80% · not applicable |
| NAB Base Variable Rate Home Loan | 7.92% | 7.53% | Variable | Investment | Interest only | — |
| NAB FlexiPlus Mortgage | 10.36% | — | Variable | Owner occupier | Interest only | — |
Fixed rates
| Product | Rate | Comparison | Type | Purpose | Repayment | Conditions |
|---|---|---|---|---|---|---|
| NAB Defence Force Home Loan | 6.79% | 6.92% | Fixed | Owner occupier | P&I | 1 yr fixed · based on customer relationship |
| NAB Tailored Home Loan | 6.79% | 6.92% | Fixed | Owner occupier | P&I | 1 yr fixed · LVR <=60% · not applicable |
| NAB Tailored Home Loan | 6.79% | 6.92% | Fixed | Owner occupier | P&I | 1 yr fixed · LVR 60-70% · not applicable |
| NAB Tailored Home Loan | 6.79% | 7.09% | Fixed | Owner occupier | P&I | 1 yr fixed · LVR 70-80% · not applicable |
| NAB Defence Force Home Loan | 6.81% | 6.92% | Fixed | Owner occupier | P&I | 2 yr fixed · based on customer relationship |
| NAB Tailored Home Loan | 6.81% | 6.92% | Fixed | Owner occupier | P&I | 2 yr fixed · LVR <=60% · not applicable |
| NAB Tailored Home Loan | 6.81% | 6.92% | Fixed | Owner occupier | P&I | 2 yr fixed · LVR 60-70% · not applicable |
| NAB Tailored Home Loan | 6.81% | 7.08% | Fixed | Owner occupier | P&I | 2 yr fixed · LVR 70-80% · not applicable |
| NAB Tailored Home Loan | 6.84% | 7.10% | Fixed | Owner occupier | Interest only | 1 yr fixed · LVR <=60% · not applicable · interest in advance |
| NAB Tailored Home Loan | 6.84% | 7.10% | Fixed | Owner occupier | Interest only | 1 yr fixed · LVR 60-70% · not applicable · interest in advance |
| NAB Tailored Home Loan | 6.84% | 7.28% | Fixed | Owner occupier | Interest only | 1 yr fixed · LVR 70-80% · not applicable · interest in advance |
| NAB Tailored Home Loan | 6.84% | 7.19% | Fixed | Investment | P&I | 1 yr fixed · LVR <=60% · not applicable |
| NAB Tailored Home Loan | 6.84% | 7.19% | Fixed | Investment | P&I | 1 yr fixed · LVR 60-70% · not applicable |
| NAB Tailored Home Loan | 6.84% | 7.37% | Fixed | Investment | P&I | 1 yr fixed · LVR 70-80% · not applicable |
| NAB Tailored Home Loan (2 tiers) | 6.84% | 7.10–7.28% | Fixed | Investment | Interest only | 1 yr fixed · LVR <=60% · not applicable · interest in advance |
| NAB Tailored Home Loan (2 tiers) | 6.84% | 7.10–7.28% | Fixed | Investment | Interest only | 1 yr fixed · LVR 60-70% · not applicable · interest in advance |
| NAB Tailored Home Loan (2 tiers) | 6.84% | 7.28–7.46% | Fixed | Investment | Interest only | 1 yr fixed · LVR 70-80% · not applicable · interest in advance |
| NAB Tailored Home Loan | 6.89% | 7.10% | Fixed | Owner occupier | P&I | 1 yr fixed · LVR >=80% · not applicable |
| NAB Tailored Home Loan | 6.89% | 7.09% | Fixed | Owner occupier | Interest only | 2 yr fixed · LVR <=60% · not applicable · interest in advance |
| NAB Tailored Home Loan | 6.89% | 7.09% | Fixed | Owner occupier | Interest only | 2 yr fixed · LVR 60-70% · not applicable · interest in advance |
| NAB Tailored Home Loan | 6.89% | 7.26% | Fixed | Owner occupier | Interest only | 2 yr fixed · LVR 70-80% · not applicable · interest in advance |
| NAB Tailored Home Loan | 6.89% | 7.17% | Fixed | Investment | P&I | 2 yr fixed · LVR <=60% · not applicable |
| NAB Tailored Home Loan | 6.89% | 7.17% | Fixed | Investment | P&I | 2 yr fixed · LVR 60-70% · not applicable |
| NAB Tailored Home Loan | 6.89% | 7.33% | Fixed | Investment | P&I | 2 yr fixed · LVR 70-80% · not applicable |
| NAB Tailored Home Loan (2 tiers) | 6.89% | 7.09–7.27% | Fixed | Investment | Interest only | 2 yr fixed · LVR <=60% · not applicable · interest in advance |
| NAB Tailored Home Loan (2 tiers) | 6.89% | 7.09–7.27% | Fixed | Investment | Interest only | 2 yr fixed · LVR 60-70% · not applicable · interest in advance |
| NAB Tailored Home Loan (2 tiers) | 6.89% | 7.26–7.43% | Fixed | Investment | Interest only | 2 yr fixed · LVR 70-80% · not applicable · interest in advance |
| NAB Tailored Home Loan | 6.91% | 7.10% | Fixed | Owner occupier | P&I | 2 yr fixed · LVR >=80% · not applicable |
| NAB Defence Force Home Loan | 6.92% | 6.95% | Fixed | Owner occupier | P&I | 3 yr fixed · based on customer relationship |
| NAB Defence Force Home Loan | 6.92% | 6.96% | Fixed | Owner occupier | P&I | 4 yr fixed · based on customer relationship |
| NAB Tailored Home Loan | 6.92% | 6.95% | Fixed | Owner occupier | P&I | 3 yr fixed · LVR <=60% · not applicable |
| NAB Tailored Home Loan | 6.92% | 6.95% | Fixed | Owner occupier | P&I | 3 yr fixed · LVR 60-70% · not applicable |
| NAB Tailored Home Loan | 6.92% | 7.09% | Fixed | Owner occupier | P&I | 3 yr fixed · LVR 70-80% · not applicable |
| NAB Tailored Home Loan | 6.92% | 6.96% | Fixed | Owner occupier | P&I | 4 yr fixed · LVR <=60% · not applicable |
| NAB Tailored Home Loan | 6.92% | 6.96% | Fixed | Owner occupier | P&I | 4 yr fixed · LVR 60-70% · not applicable |
| NAB Tailored Home Loan | 6.92% | 7.09% | Fixed | Owner occupier | P&I | 4 yr fixed · LVR 70-80% · not applicable |
| NAB Defence Force Home Loan | 6.94% | 6.98% | Fixed | Owner occupier | P&I | 5 yr fixed · based on customer relationship |
| NAB Tailored Home Loan | 6.94% | 6.98% | Fixed | Owner occupier | P&I | 5 yr fixed · LVR <=60% · not applicable |
| NAB Tailored Home Loan | 6.94% | 6.98% | Fixed | Owner occupier | P&I | 5 yr fixed · LVR 60-70% · not applicable |
| NAB Tailored Home Loan | 6.94% | 7.09% | Fixed | Owner occupier | P&I | 5 yr fixed · LVR 70-80% · not applicable |
| NAB Tailored Home Loan | 6.94% | 7.08% | Fixed | Owner occupier | Interest only | 1 yr fixed · LVR <=60% · not applicable |
| NAB Tailored Home Loan | 6.94% | 7.08% | Fixed | Owner occupier | Interest only | 1 yr fixed · LVR 60-70% · not applicable |
| NAB Tailored Home Loan | 6.94% | 7.26% | Fixed | Owner occupier | Interest only | 1 yr fixed · LVR 70-80% · not applicable |
| NAB Tailored Home Loan | 6.94% | 7.29% | Fixed | Owner occupier | Interest only | 1 yr fixed · LVR >=80% · not applicable · interest in advance |
| NAB Tailored Home Loan | 6.94% | 7.38% | Fixed | Investment | P&I | 1 yr fixed · LVR >=80% · not applicable |
| NAB Tailored Home Loan | 6.94% | 7.26% | Fixed | Investment | Interest only | 1 yr fixed · LVR <=60% · not applicable |
| NAB Tailored Home Loan | 6.94% | 7.26% | Fixed | Investment | Interest only | 1 yr fixed · LVR 60-70% · not applicable |
| NAB Tailored Home Loan | 6.94% | 7.44% | Fixed | Investment | Interest only | 1 yr fixed · LVR 70-80% · not applicable |
| NAB Tailored Home Loan (2 tiers) | 6.94% | 7.29–7.47% | Fixed | Investment | Interest only | 1 yr fixed · LVR >=80% · not applicable · interest in advance |
| NAB Tailored Home Loan | 6.97% | 7.11% | Fixed | Owner occupier | Interest only | 3 yr fixed · LVR <=60% · not applicable · interest in advance |
| NAB Tailored Home Loan | 6.97% | 7.11% | Fixed | Owner occupier | Interest only | 3 yr fixed · LVR 60-70% · not applicable · interest in advance |
| NAB Tailored Home Loan | 6.97% | 7.25% | Fixed | Owner occupier | Interest only | 3 yr fixed · LVR 70-80% · not applicable · interest in advance |
| NAB Tailored Home Loan | 6.97% | 7.11% | Fixed | Owner occupier | Interest only | 4 yr fixed · LVR <=60% · not applicable · interest in advance |
| NAB Tailored Home Loan | 6.97% | 7.11% | Fixed | Owner occupier | Interest only | 4 yr fixed · LVR 60-70% · not applicable · interest in advance |
| NAB Tailored Home Loan | 6.97% | 7.24% | Fixed | Owner occupier | Interest only | 4 yr fixed · LVR 70-80% · not applicable · interest in advance |
| NAB Tailored Home Loan | 6.97% | 7.18% | Fixed | Investment | P&I | 3 yr fixed · LVR <=60% · not applicable |
| NAB Tailored Home Loan | 6.97% | 7.18% | Fixed | Investment | P&I | 3 yr fixed · LVR 60-70% · not applicable |
| NAB Tailored Home Loan | 6.97% | 7.32% | Fixed | Investment | P&I | 3 yr fixed · LVR 70-80% · not applicable |
| NAB Tailored Home Loan | 6.97% | 7.17% | Fixed | Investment | P&I | 4 yr fixed · LVR <=60% · not applicable |
| NAB Tailored Home Loan | 6.97% | 7.17% | Fixed | Investment | P&I | 4 yr fixed · LVR 60-70% · not applicable |
| NAB Tailored Home Loan | 6.97% | 7.29% | Fixed | Investment | P&I | 4 yr fixed · LVR 70-80% · not applicable |
| NAB Tailored Home Loan (2 tiers) | 6.97% | 7.11–7.28% | Fixed | Investment | Interest only | 3 yr fixed · LVR <=60% · not applicable · interest in advance |
| NAB Tailored Home Loan (2 tiers) | 6.97% | 7.11–7.28% | Fixed | Investment | Interest only | 3 yr fixed · LVR 60-70% · not applicable · interest in advance |
| NAB Tailored Home Loan (2 tiers) | 6.97% | 7.25–7.43% | Fixed | Investment | Interest only | 3 yr fixed · LVR 70-80% · not applicable · interest in advance |
| NAB Tailored Home Loan (2 tiers) | 6.97% | 7.11–7.28% | Fixed | Investment | Interest only | 4 yr fixed · LVR <=60% · not applicable · interest in advance |
| NAB Tailored Home Loan (2 tiers) | 6.97% | 7.11–7.28% | Fixed | Investment | Interest only | 4 yr fixed · LVR 60-70% · not applicable · interest in advance |
| NAB Tailored Home Loan (2 tiers) | 6.97% | 7.24–7.41% | Fixed | Investment | Interest only | 4 yr fixed · LVR 70-80% · not applicable · interest in advance |
| NAB Tailored Home Loan | 6.99% | 7.06% | Fixed | Owner occupier | Interest only | 2 yr fixed · LVR <=60% · not applicable |
| NAB Tailored Home Loan | 6.99% | 7.06% | Fixed | Owner occupier | Interest only | 2 yr fixed · LVR 60-70% · not applicable |
| NAB Tailored Home Loan | 6.99% | 7.22% | Fixed | Owner occupier | Interest only | 2 yr fixed · LVR 70-80% · not applicable |
| NAB Tailored Home Loan | 6.99% | 7.28% | Fixed | Owner occupier | Interest only | 2 yr fixed · LVR >=80% · not applicable · interest in advance |
| NAB Tailored Home Loan | 6.99% | 7.12% | Fixed | Owner occupier | Interest only | 5 yr fixed · LVR <=60% · not applicable · interest in advance |
| NAB Tailored Home Loan | 6.99% | 7.12% | Fixed | Owner occupier | Interest only | 5 yr fixed · LVR 60-70% · not applicable · interest in advance |
| NAB Tailored Home Loan | 6.99% | 7.23% | Fixed | Owner occupier | Interest only | 5 yr fixed · LVR 70-80% · not applicable · interest in advance |
| NAB Tailored Home Loan | 6.99% | 7.35% | Fixed | Investment | P&I | 2 yr fixed · LVR >=80% · not applicable |
| NAB Tailored Home Loan | 6.99% | 7.17% | Fixed | Investment | P&I | 5 yr fixed · LVR <=60% · not applicable |
| NAB Tailored Home Loan | 6.99% | 7.17% | Fixed | Investment | P&I | 5 yr fixed · LVR 60-70% · not applicable |
| NAB Tailored Home Loan | 6.99% | 7.28% | Fixed | Investment | P&I | 5 yr fixed · LVR 70-80% · not applicable |
| NAB Tailored Home Loan | 6.99% | 7.24% | Fixed | Investment | Interest only | 2 yr fixed · LVR <=60% · not applicable |
| NAB Tailored Home Loan | 6.99% | 7.24% | Fixed | Investment | Interest only | 2 yr fixed · LVR 60-70% · not applicable |
| NAB Tailored Home Loan | 6.99% | 7.40% | Fixed | Investment | Interest only | 2 yr fixed · LVR 70-80% · not applicable |
| NAB Tailored Home Loan (2 tiers) | 6.99% | 7.28–7.45% | Fixed | Investment | Interest only | 2 yr fixed · LVR >=80% · not applicable · interest in advance |
| NAB Tailored Home Loan (2 tiers) | 6.99% | 7.12–7.33% | Fixed | Investment | Interest only | 5 yr fixed · LVR <=60% · not applicable · interest in advance |
| NAB Tailored Home Loan (2 tiers) | 6.99% | 7.12–7.33% | Fixed | Investment | Interest only | 5 yr fixed · LVR 60-70% · not applicable · interest in advance |
| NAB Tailored Home Loan (2 tiers) | 6.99% | 7.23–7.44% | Fixed | Investment | Interest only | 5 yr fixed · LVR 70-80% · not applicable · interest in advance |
| NAB Tailored Home Loan | 7.02% | 7.12% | Fixed | Owner occupier | P&I | 3 yr fixed · LVR >=80% · not applicable |
| NAB Tailored Home Loan | 7.02% | 7.13% | Fixed | Owner occupier | P&I | 4 yr fixed · LVR >=80% · not applicable |
| NAB Tailored Home Loan | 7.04% | 7.14% | Fixed | Owner occupier | P&I | 5 yr fixed · LVR >=80% · not applicable |
| NAB Tailored Home Loan | 7.04% | 7.27% | Fixed | Owner occupier | Interest only | 1 yr fixed · LVR >=80% · not applicable |
| NAB Tailored Home Loan | 7.04% | 7.45% | Fixed | Investment | Interest only | 1 yr fixed · LVR >=80% · not applicable |
| NAB Tailored Home Loan | 7.07% | 7.06% | Fixed | Owner occupier | Interest only | 3 yr fixed · LVR <=60% · not applicable |
| NAB Tailored Home Loan | 7.07% | 7.06% | Fixed | Owner occupier | Interest only | 3 yr fixed · LVR 60-70% · not applicable |
| NAB Tailored Home Loan | 7.07% | 7.20% | Fixed | Owner occupier | Interest only | 3 yr fixed · LVR 70-80% · not applicable |
| NAB Tailored Home Loan | 7.07% | 7.04% | Fixed | Owner occupier | Interest only | 4 yr fixed · LVR <=60% · not applicable |
| NAB Tailored Home Loan | 7.07% | 7.04% | Fixed | Owner occupier | Interest only | 4 yr fixed · LVR 60-70% · not applicable |
| NAB Tailored Home Loan | 7.07% | 7.17% | Fixed | Owner occupier | Interest only | 4 yr fixed · LVR 70-80% · not applicable |
| NAB Tailored Home Loan | 7.07% | 7.28% | Fixed | Owner occupier | Interest only | 3 yr fixed · LVR >=80% · not applicable · interest in advance |
| NAB Tailored Home Loan | 7.07% | 7.28% | Fixed | Owner occupier | Interest only | 4 yr fixed · LVR >=80% · not applicable · interest in advance |
| NAB Tailored Home Loan | 7.07% | 7.35% | Fixed | Investment | P&I | 3 yr fixed · LVR >=80% · not applicable |
| NAB Tailored Home Loan | 7.07% | 7.33% | Fixed | Investment | P&I | 4 yr fixed · LVR >=80% · not applicable |
| NAB Tailored Home Loan | 7.07% | 7.23% | Fixed | Investment | Interest only | 3 yr fixed · LVR <=60% · not applicable |
| NAB Tailored Home Loan | 7.07% | 7.23% | Fixed | Investment | Interest only | 3 yr fixed · LVR 60-70% · not applicable |
| NAB Tailored Home Loan | 7.07% | 7.37% | Fixed | Investment | Interest only | 3 yr fixed · LVR 70-80% · not applicable |
| NAB Tailored Home Loan | 7.07% | 7.21% | Fixed | Investment | Interest only | 4 yr fixed · LVR <=60% · not applicable |
| NAB Tailored Home Loan | 7.07% | 7.21% | Fixed | Investment | Interest only | 4 yr fixed · LVR 60-70% · not applicable |
| NAB Tailored Home Loan | 7.07% | 7.34% | Fixed | Investment | Interest only | 4 yr fixed · LVR 70-80% · not applicable |
| NAB Tailored Home Loan (2 tiers) | 7.07% | 7.28–7.46% | Fixed | Investment | Interest only | 3 yr fixed · LVR >=80% · not applicable · interest in advance |
| NAB Tailored Home Loan (2 tiers) | 7.07% | 7.28–7.45% | Fixed | Investment | Interest only | 4 yr fixed · LVR >=80% · not applicable · interest in advance |
| NAB Tailored Home Loan | 7.09% | 7.24% | Fixed | Owner occupier | Interest only | 2 yr fixed · LVR >=80% · not applicable |
| NAB Tailored Home Loan | 7.09% | 7.04% | Fixed | Owner occupier | Interest only | 5 yr fixed · LVR <=60% · not applicable |
| NAB Tailored Home Loan | 7.09% | 7.04% | Fixed | Owner occupier | Interest only | 5 yr fixed · LVR 60-70% · not applicable |
| NAB Tailored Home Loan | 7.09% | 7.15% | Fixed | Owner occupier | Interest only | 5 yr fixed · LVR 70-80% · not applicable |
| NAB Tailored Home Loan | 7.09% | 7.28% | Fixed | Owner occupier | Interest only | 5 yr fixed · LVR >=80% · not applicable · interest in advance |
| NAB Tailored Home Loan | 7.09% | 7.32% | Fixed | Investment | P&I | 5 yr fixed · LVR >=80% · not applicable |
| NAB Tailored Home Loan | 7.09% | 7.42% | Fixed | Investment | Interest only | 2 yr fixed · LVR >=80% · not applicable |
| NAB Tailored Home Loan | 7.09% | 7.21% | Fixed | Investment | Interest only | 5 yr fixed · LVR <=60% · not applicable |
| NAB Tailored Home Loan | 7.09% | 7.21% | Fixed | Investment | Interest only | 5 yr fixed · LVR 60-70% · not applicable |
| NAB Tailored Home Loan | 7.09% | 7.32% | Fixed | Investment | Interest only | 5 yr fixed · LVR 70-80% · not applicable |
| NAB Tailored Home Loan (2 tiers) | 7.09% | 7.28–7.49% | Fixed | Investment | Interest only | 5 yr fixed · LVR >=80% · not applicable · interest in advance |
| NAB Tailored Home Loan | 7.17% | 7.23% | Fixed | Owner occupier | Interest only | 3 yr fixed · LVR >=80% · not applicable |
| NAB Tailored Home Loan | 7.17% | 7.21% | Fixed | Owner occupier | Interest only | 4 yr fixed · LVR >=80% · not applicable |
| NAB Tailored Home Loan | 7.17% | 7.40% | Fixed | Investment | Interest only | 3 yr fixed · LVR >=80% · not applicable |
| NAB Tailored Home Loan | 7.17% | 7.38% | Fixed | Investment | Interest only | 4 yr fixed · LVR >=80% · not applicable |
| NAB Tailored Home Loan | 7.19% | 7.19% | Fixed | Owner occupier | Interest only | 5 yr fixed · LVR >=80% · not applicable |
| NAB Tailored Home Loan | 7.19% | 7.36% | Fixed | Investment | Interest only | 5 yr fixed · LVR >=80% · not applicable |
Conditions worth checking. Eligibility: Lending criteria apply. Eligibility: Restricted to eligible Australian Defence Force members | Eligibility: Lending criteria apply.