Police Credit Union home loan rates
POLICE CREDIT UNION LIMITED · ACL 238991 · Mutual/Credit union
Rates as at 2026-10-20. 54 rates across 54 products. Lender website
Variable rates
| Product | Rate | Comparison | Type | Purpose | Repayment | Conditions |
|---|---|---|---|---|---|---|
| Low Rate Home Loan - First Home Buyer | 6.14% | 6.18% | Variable | Owner occupier | P&I | LVR 0-80% · interest in advance |
| Low Rate Home Loan Special Offer - Owner Occupied | 6.14% | 6.18% | Variable | Owner occupier | P&I | LVR 0-80% · interest in advance |
| Low Rate Home Loan Special Offer - Investment | 6.29% | 6.33% | Variable | Investment | P&I | LVR 0-80% · interest in advance |
| Low Rate Home Loan - Owner Occupied | 6.39% | 6.46% | Variable | Owner occupier | P&I | LVR 0-80% · interest in advance |
| Renovation Loan - Owner Occupied | 6.39% | 6.46% | Variable | Owner occupier | P&I | LVR 0-80% · interest in advance |
| Better Home Loan 95% LVR - First Home Buyer | 6.84% | 6.91% | Variable | Owner occupier | P&I | LVR 0-95% · interest in advance |
| Better Home Loan 80% LVR - Owner Occupied | 6.94% | 7.01% | Variable | Owner occupier | P&I | LVR 0-80% · interest in advance |
| Better Home Loan 90% LVR - Owner Occupied | 6.94% | 7.01% | Variable | Owner occupier | P&I | LVR 80-90% · interest in advance |
| Better Home Loan 80% LVR P&I - Investment | 7.04% | 7.11% | Variable | Investment | P&I | LVR 0-80% · interest in advance |
| Better Home Loan 90% LVR P&I - Investment | 7.49% | 7.56% | Variable | Investment | P&I | LVR 80-90% · interest in advance |
| Better Home Loan 80% LVR IO - Investment | 7.59% | 7.65% | Variable | Investment | Interest only | LVR 0-80% |
| Better Home Loan 90% LVR IO - Investment | 7.59% | 7.65% | Variable | Investment | Interest only | LVR 80-90% |
| Standard Variable Home Loan 80% LVR - Owner Occupied | 7.74% | 7.81% | Variable | Owner occupier | P&I | LVR 0-80% · interest in advance |
| Standard Variable Home Loan 90% LVR - Owner Occupied | 7.74% | 7.81% | Variable | Owner occupier | P&I | LVR 80-90% · interest in advance |
| Standard Variable Home Loan 95% LVR - First Home Buyer | 7.74% | 7.81% | Variable | Owner occupier | P&I | LVR 0-95% · interest in advance |
| Standard Variable Home Loan 80% LVR IO - Investment | 8.24% | 8.30% | Variable | Investment | Interest only | LVR 0-80% |
| Standard Variable Home Loan 80% LVR P&I - Investment | 8.24% | 8.31% | Variable | Investment | P&I | LVR 0-80% · interest in advance |
| Standard Variable Home Loan 90% LVR IO - Investment | 8.24% | 8.30% | Variable | Investment | Interest only | LVR 80-90% |
| Standard Variable Home Loan 90% LVR P&I - Investment | 8.24% | 8.31% | Variable | Investment | P&I | LVR 80-90% · interest in advance |
Fixed rates
| Product | Rate | Comparison | Type | Purpose | Repayment | Conditions |
|---|---|---|---|---|---|---|
| 1 Year Fixed Rate Home Loan 95% LVR - First Home Buyer | 6.09% | 6.96% | Fixed | Owner occupier | P&I | 1 yr fixed · LVR 0-95% · interest in advance |
| 1 Year Fixed Rate Home Loan 80% LVR - Owner Occupied | 6.19% | 6.97% | Fixed | Owner occupier | P&I | 1 yr fixed · LVR 0-80% · interest in advance |
| 2 Year Fixed Rate Home Loan 95% LVR - First Home Buyer | 6.19% | 6.87% | Fixed | Owner occupier | P&I | 2 yr fixed · LVR 0-95% · interest in advance |
| 3 Year Fixed Rate Home Loan 95% LVR - First Home Buyer | 6.19% | 6.83% | Fixed | Owner occupier | P&I | 3 yr fixed · LVR 0-95% · interest in advance |
| 1 Year Fixed Rate Home Loan 80% LVR P&I - Investment | 6.29% | 6.99% | Fixed | Investment | P&I | 1 yr fixed · LVR 0-80% · interest in advance |
| 2 Year Fixed Rate Home Loan 80% LVR - Owner Occupied | 6.29% | 6.92% | Fixed | Owner occupier | P&I | 2 yr fixed · LVR 0-80% · interest in advance |
| 3 Year Fixed Rate Home Loan 80% LVR - Owner Occupied | 6.29% | 6.86% | Fixed | Owner occupier | P&I | 3 yr fixed · LVR 0-80% · interest in advance |
| 2 Year Fixed Rate Home Loan 80% LVR P&I - Investment | 6.39% | 6.94% | Fixed | Investment | P&I | 2 yr fixed · LVR 0-80% · interest in advance |
| 3 Year Fixed Rate Home Loan 80% LVR P&I - Investment | 6.39% | 6.88% | Fixed | Investment | P&I | 3 yr fixed · LVR 0-80% · interest in advance |
| 4 Year Fixed Rate Home Loan 95% LVR - First Home Buyer | 6.39% | 6.84% | Fixed | Owner occupier | P&I | 4 yr fixed · LVR 0-95% · interest in advance |
| 5 Year Fixed Rate Home Loan 95% LVR - First Home Buyer | 6.39% | 6.79% | Fixed | Owner occupier | P&I | 5 yr fixed · LVR 0-95% · interest in advance |
| 1 Year Fixed Rate Home Loan 90% LVR - Owner Occupied | 6.49% | 7.01% | Fixed | Owner occupier | P&I | 1 yr fixed · LVR 80-90% · interest in advance |
| 4 Year Fixed Rate Home Loan 80% LVR - Owner Occupied | 6.49% | 6.87% | Fixed | Owner occupier | P&I | 4 yr fixed · LVR 0-80% · interest in advance |
| 5 Year Fixed Rate Home Loan 80% LVR - Owner Occupied | 6.49% | 6.84% | Fixed | Owner occupier | P&I | 5 yr fixed · LVR 0-80% · interest in advance |
| 1 Year Fixed Rate Home Loan 90% LVR P&I - Investment | 6.59% | 7.02% | Fixed | Investment | P&I | 1 yr fixed · LVR 80-90% · interest in advance |
| 2 Year Fixed Rate Home Loan 90% LVR - Owner Occupied | 6.59% | 6.98% | Fixed | Owner occupier | P&I | 2 yr fixed · LVR 80-90% · interest in advance |
| 3 Year Fixed Rate Home Loan 90% LVR - Owner Occupied | 6.59% | 6.94% | Fixed | Owner occupier | P&I | 3 yr fixed · LVR 80-90% · interest in advance |
| 4 Year Fixed Rate Home Loan 80% LVR P&I - Investment | 6.59% | 6.91% | Fixed | Investment | P&I | 4 yr fixed · LVR 0-80% |
| 5 Year Fixed Rate Home Loan 80% LVR P&I - Investment | 6.59% | 6.88% | Fixed | Investment | P&I | 5 yr fixed · LVR 0-80% · interest in advance |
| 2 Year Fixed Rate Home Loan 90% LVR P&I - Investment | 6.69% | 7.00% | Fixed | Investment | P&I | 2 yr fixed · LVR 80-90% · interest in advance |
| 3 Year Fixed Rate Home Loan 90% LVR P&I - Investment | 6.69% | 6.97% | Fixed | Investment | P&I | 3 yr fixed · LVR 80-90% · interest in advance |
| 1 Year Fixed Rate Home Loan 80% LVR IO - Investment | 6.79% | 7.03% | Fixed | Investment | Interest only | 1 yr fixed · LVR 0-80% |
| 1 Year Fixed Rate Home Loan 90% LVR IO - Investment | 6.79% | 7.03% | Fixed | Investment | Interest only | 1 yr fixed · LVR 80-90% |
| 2 Year Fixed Rate Home Loan 80% LVR IO - Investment | 6.89% | 7.03% | Fixed | Investment | Interest only | 2 yr fixed · LVR 0-80% |
| 2 Year Fixed Rate Home Loan 90% LVR IO - Investment | 6.89% | 7.03% | Fixed | Investment | Interest only | 2 yr fixed · LVR 80-90% |
| 3 Year Fixed Rate Home Loan 80% LVR IO - Investment | 6.89% | 7.02% | Fixed | Investment | Interest only | 3 yr fixed · LVR 0-80% |
| 3 Year Fixed Rate Home Loan 90% LVR IO - Investment | 6.89% | 7.02% | Fixed | Investment | Interest only | 3 yr fixed · LVR 80-90% |
| 4 Year Fixed Rate Home Loan 90% LVR - Owner Occupied | 6.89% | 7.02% | Fixed | Owner occupier | P&I | 4 yr fixed · LVR 80-90% · interest in advance |
| 4 Year Fixed Rate Home Loan 90% LVR P&I - Investment | 6.89% | 7.02% | Fixed | Investment | P&I | 4 yr fixed · LVR 80-90% · interest in advance |
| 5 Year Fixed Rate Home Loan 90% LVR - Owner Occupied | 6.89% | 7.01% | Fixed | Owner occupier | P&I | 5 yr fixed · LVR 80-90% · interest in advance |
| 5 Year Fixed Rate Home Loan 90% LVR P&I - Investment | 6.89% | 7.01% | Fixed | Investment | P&I | 5 yr fixed · LVR 80-90% · interest in advance |
| 4 Year Fixed Rate Home Loan 80% LVR IO - Investment | 7.09% | 7.07% | Fixed | Investment | Interest only | 4 yr fixed · LVR 0-80% |
| 4 Year Fixed Rate Home Loan 90% LVR IO - Investment | 7.09% | 7.07% | Fixed | Investment | Interest only | 4 yr fixed · LVR 80-90% |
| 5 Year Fixed Rate Home Loan 80% LVR IO - Investment | 7.09% | 7.08% | Fixed | Investment | Interest only | 5 yr fixed · LVR 0-80% |
| 5 Year Fixed Rate Home Loan 90% LVR IO - Investment | 7.09% | 7.08% | Fixed | Investment | Interest only | 5 yr fixed · LVR 80-90% |