Regional Australia Bank home loan rates
REGIONAL AUSTRALIA BANK LTD · ACL 241167 · Mutual/Credit union
Rates as at 2026-10-20. 126 rates across 4 products. Lender website
Variable rates
| Product | Rate | Comparison | Type | Purpose | Repayment | Conditions |
|---|---|---|---|---|---|---|
| Regional Australia Bank Home Loan (Non Offset) | 5.89% | 5.92% | Variable | Owner occupier | P&I | LVR <=60% |
| Regional Australia Bank Home Loan (Non Offset) | 5.94% | 5.97% | Variable | Owner occupier | P&I | LVR 60-70% |
| Regional Australia Bank Home Loan (Non Offset) | 6.04% | 6.07% | Variable | Owner occupier | P&I | LVR 70-80% |
| Regional Australia Bank Home Loan (Non Offset) | 6.09% | 6.12% | Variable | Investment | P&I | LVR <=60% |
| Regional Australia Bank Home Loan (Non Offset) | 6.09% | 6.12% | Variable | Investment | Interest only | LVR <=60% |
| Regional Australia Bank Home Loan (Offset) | 6.10% | 6.13% | Variable | Owner occupier | P&I | LVR <=60% |
| Regional Australia Bank Home Loan (Non Offset) | 6.14% | 6.17% | Variable | Investment | Interest only | LVR 60-70% |
| Regional Australia Bank Home Loan (Non Offset) | 6.14% | 6.17% | Variable | Investment | P&I | LVR 60-70% |
| Regional Australia Bank Home Loan (Non Offset) | 6.14% | 5.94% | Variable | Owner occupier | Interest only | LVR <=60% |
| Regional Australia Bank Home Loan (Offset) | 6.15% | 6.18% | Variable | Owner occupier | P&I | LVR 60-70% |
| Regional Australia Bank Home Loan (Non Offset) | 6.19% | 5.99% | Variable | Owner occupier | Interest only | LVR 60-70% |
| Regional Australia Bank Home Loan (Non Offset) | 6.24% | 6.27% | Variable | Investment | P&I | LVR 70-80% |
| Regional Australia Bank Home Loan (Non Offset) | 6.24% | 6.27% | Variable | Investment | Interest only | LVR 70-80% |
| Regional Australia Bank Home Loan (Offset) | 6.25% | 6.28% | Variable | Owner occupier | P&I | LVR 70-80% |
| Regional Australia Bank Home Loan (Non Offset) | 6.29% | 6.09% | Variable | Owner occupier | Interest only | LVR 70-80% |
| Regional Australia Bank Home Loan (Offset) | 6.30% | 6.33% | Variable | Investment | Interest only | LVR <=60% |
| Regional Australia Bank Home Loan (Offset) | 6.30% | 6.33% | Variable | Investment | P&I | LVR <=60% |
| Regional Australia Bank Home Loan (Offset) | 6.35% | 6.38% | Variable | Investment | P&I | LVR 60-70% |
| Regional Australia Bank Home Loan (Offset) | 6.35% | 6.15% | Variable | Owner occupier | Interest only | LVR <=60% |
| Regional Australia Bank Home Loan (Offset) | 6.35% | 6.38% | Variable | Investment | Interest only | LVR 60-70% |
| Regional Australia Bank Home Loan (Offset) | 6.40% | 6.20% | Variable | Owner occupier | Interest only | LVR 60-70% |
| Regional Australia Bank Home Loan (Offset) | 6.45% | 6.48% | Variable | Investment | Interest only | LVR 70-80% |
| Regional Australia Bank Home Loan (Offset) | 6.45% | 6.48% | Variable | Investment | P&I | LVR 70-80% |
| Regional Australia Bank Home Loan (Offset) | 6.50% | 6.30% | Variable | Owner occupier | Interest only | LVR 70-80% |
| Regional Australia Bank Home Loan (Non Offset) | 6.52% | 6.55% | Variable | Owner occupier | P&I | LVR 80-90% |
| Regional Australia Bank Home Loan (Offset) | 6.73% | 6.76% | Variable | Owner occupier | P&I | LVR 80-90% |
| Regional Australia Bank Home Loan (Non Offset) | 6.77% | 6.57% | Variable | Owner occupier | Interest only | LVR 80-90% |
| Regional Australia Bank Home Loan (Non Offset) | 6.83% | 6.86% | Variable | Investment | Interest only | LVR 80-90% |
| Regional Australia Bank Home Loan (Non Offset) | 6.83% | 6.86% | Variable | Investment | P&I | LVR 80-90% |
| Regional Australia Bank Home Loan (Non Offset) | 6.94% | 6.97% | Variable | Owner occupier | P&I | LVR 90-95% |
| Regional Australia Bank Home Loan (Offset) | 6.98% | 6.78% | Variable | Owner occupier | Interest only | LVR 80-90% |
| Regional Australia Bank Home Loan (Offset) | 7.04% | 7.07% | Variable | Investment | Interest only | LVR 80-90% |
| Regional Australia Bank Home Loan (Offset) | 7.04% | 7.07% | Variable | Investment | P&I | LVR 80-90% |
| Regional Australia Bank Home Loan (Offset) | 7.15% | 7.18% | Variable | Owner occupier | P&I | LVR 90-95% |
| Regional Australia Bank Home Loan (Non Offset) | 7.19% | 6.99% | Variable | Owner occupier | Interest only | LVR 90-95% |
| Regional Australia Bank Home Loan (Offset) | 7.40% | 7.20% | Variable | Owner occupier | Interest only | LVR 90-95% |
Fixed rates
| Product | Rate | Comparison | Type | Purpose | Repayment | Conditions |
|---|---|---|---|---|---|---|
| Regional Australia Bank Home Loan (Fixed Owner Occupied) | 6.35% | 5.96% | Fixed | Owner occupier | P&I | 1 yr fixed · LVR <=60% |
| Regional Australia Bank Home Loan (Fixed Owner Occupied) | 6.37% | 6.05% | Fixed | Owner occupier | P&I | 3 yr fixed · LVR <=60% |
| Regional Australia Bank Home Loan (Fixed Owner Occupied) | 6.38% | 6.01% | Fixed | Owner occupier | P&I | 2 yr fixed · LVR <=60% |
| Regional Australia Bank Home Loan (Fixed Owner Occupied) | 6.39% | 6.02% | Fixed | Owner occupier | P&I | 1 yr fixed · LVR 60-70% |
| Regional Australia Bank Home Loan (Fixed Owner Occupied) | 6.39% | 6.10% | Fixed | Owner occupier | P&I | 1 yr fixed · LVR 70-80% |
| Regional Australia Bank Home Loan (Fixed Owner Occupied) | 6.41% | 6.17% | Fixed | Owner occupier | P&I | 3 yr fixed · LVR 70-80% |
| Regional Australia Bank Home Loan (Fixed Owner Occupied) | 6.41% | 6.10% | Fixed | Owner occupier | P&I | 3 yr fixed · LVR 60-70% |
| Regional Australia Bank Home Loan (Fixed Investor) | 6.42% | 6.34% | Fixed | Investment | Interest only | 2 yr fixed · LVR 70-80% |
| Regional Australia Bank Home Loan (Fixed Investor) | 6.42% | 6.34% | Fixed | Investment | P&I | 2 yr fixed · LVR 70-80% |
| Regional Australia Bank Home Loan (Fixed Owner Occupied) | 6.42% | 6.14% | Fixed | Owner occupier | P&I | 2 yr fixed · LVR 70-80% |
| Regional Australia Bank Home Loan (Fixed Owner Occupied) | 6.42% | 6.06% | Fixed | Owner occupier | P&I | 2 yr fixed · LVR 60-70% |
| Regional Australia Bank Home Loan (Fixed Investor) | 6.49% | 6.16% | Fixed | Investment | P&I | 1 yr fixed · LVR <=60% |
| Regional Australia Bank Home Loan (Fixed Investor) | 6.49% | 6.16% | Fixed | Investment | Interest only | 1 yr fixed · LVR <=60% |
| Regional Australia Bank Home Loan (Fixed Investor) | 6.51% | 6.24% | Fixed | Investment | P&I | 3 yr fixed · LVR <=60% |
| Regional Australia Bank Home Loan (Fixed Investor) | 6.51% | 6.20% | Fixed | Investment | P&I | 2 yr fixed · LVR <=60% |
| Regional Australia Bank Home Loan (Fixed Investor) | 6.51% | 6.20% | Fixed | Investment | Interest only | 2 yr fixed · LVR <=60% |
| Regional Australia Bank Home Loan (Fixed Investor) | 6.51% | 6.24% | Fixed | Investment | Interest only | 3 yr fixed · LVR <=60% |
| Regional Australia Bank Home Loan (Fixed Investor) | 6.54% | 6.30% | Fixed | Investment | Interest only | 1 yr fixed · LVR 70-80% |
| Regional Australia Bank Home Loan (Fixed Investor) | 6.54% | 6.21% | Fixed | Investment | P&I | 1 yr fixed · LVR 60-70% |
| Regional Australia Bank Home Loan (Fixed Investor) | 6.54% | 6.21% | Fixed | Investment | Interest only | 1 yr fixed · LVR 60-70% |
| Regional Australia Bank Home Loan (Fixed Investor) | 6.54% | 6.30% | Fixed | Investment | P&I | 1 yr fixed · LVR 70-80% |
| Regional Australia Bank Home Loan (Fixed Investor) | 6.57% | 6.25% | Fixed | Investment | Interest only | 2 yr fixed · LVR 60-70% |
| Regional Australia Bank Home Loan (Fixed Investor) | 6.57% | 6.36% | Fixed | Investment | P&I | 3 yr fixed · LVR 70-80% |
| Regional Australia Bank Home Loan (Fixed Investor) | 6.57% | 6.29% | Fixed | Investment | P&I | 3 yr fixed · LVR 60-70% |
| Regional Australia Bank Home Loan (Fixed Investor) | 6.57% | 6.25% | Fixed | Investment | P&I | 2 yr fixed · LVR 60-70% |
| Regional Australia Bank Home Loan (Fixed Investor) | 6.57% | 6.29% | Fixed | Investment | Interest only | 3 yr fixed · LVR 60-70% |
| Regional Australia Bank Home Loan (Fixed Investor) | 6.57% | 6.36% | Fixed | Investment | Interest only | 3 yr fixed · LVR 70-80% |
| Regional Australia Bank Home Loan (Fixed Owner Occupied) | 6.60% | 5.99% | Fixed | Owner occupier | Interest only | 1 yr fixed · LVR <=60% |
| Regional Australia Bank Home Loan (Fixed Owner Occupied) | 6.62% | 6.18% | Fixed | Owner occupier | P&I | 4 yr fixed · LVR <=60% |
| Regional Australia Bank Home Loan (Fixed Owner Occupied) | 6.62% | 6.12% | Fixed | Owner occupier | Interest only | 3 yr fixed · LVR <=60% |
| Regional Australia Bank Home Loan (Fixed Owner Occupied) | 6.63% | 6.06% | Fixed | Owner occupier | Interest only | 2 yr fixed · LVR <=60% |
| Regional Australia Bank Home Loan (Fixed Owner Occupied) | 6.64% | 6.13% | Fixed | Owner occupier | Interest only | 1 yr fixed · LVR 70-80% |
| Regional Australia Bank Home Loan (Fixed Owner Occupied) | 6.64% | 6.04% | Fixed | Owner occupier | Interest only | 1 yr fixed · LVR 60-70% |
| Regional Australia Bank Home Loan (Fixed Owner Occupied) | 6.66% | 6.30% | Fixed | Owner occupier | P&I | 4 yr fixed · LVR 70-80% |
| Regional Australia Bank Home Loan (Fixed Owner Occupied) | 6.66% | 6.23% | Fixed | Owner occupier | P&I | 4 yr fixed · LVR 60-70% |
| Regional Australia Bank Home Loan (Fixed Owner Occupied) | 6.66% | 6.24% | Fixed | Owner occupier | Interest only | 3 yr fixed · LVR 70-80% |
| Regional Australia Bank Home Loan (Fixed Owner Occupied) | 6.66% | 6.17% | Fixed | Owner occupier | Interest only | 3 yr fixed · LVR 60-70% |
| Regional Australia Bank Home Loan (Fixed Owner Occupied) | 6.67% | 6.19% | Fixed | Owner occupier | Interest only | 2 yr fixed · LVR 70-80% |
| Regional Australia Bank Home Loan (Fixed Owner Occupied) | 6.67% | 6.11% | Fixed | Owner occupier | Interest only | 2 yr fixed · LVR 60-70% |
| Regional Australia Bank Home Loan (Fixed Owner Occupied) | 6.77% | 6.30% | Fixed | Owner occupier | P&I | 5 yr fixed · LVR <=60% |
| Regional Australia Bank Home Loan (Fixed Investor) | 6.79% | 6.38% | Fixed | Investment | P&I | 4 yr fixed · LVR <=60% |
| Regional Australia Bank Home Loan (Fixed Investor) | 6.79% | 6.37% | Fixed | Investment | Interest only | 4 yr fixed · LVR <=60% |
| Regional Australia Bank Home Loan (Fixed Owner Occupied) | 6.81% | 6.35% | Fixed | Owner occupier | P&I | 5 yr fixed · LVR 60-70% |
| Regional Australia Bank Home Loan (Fixed Owner Occupied) | 6.81% | 6.41% | Fixed | Owner occupier | P&I | 5 yr fixed · LVR 70-80% |
| Regional Australia Bank Home Loan (Fixed Owner Occupied) | 6.87% | 6.27% | Fixed | Owner occupier | Interest only | 4 yr fixed · LVR <=60% |
| Regional Australia Bank Home Loan (Fixed Owner Occupied) | 6.91% | 6.38% | Fixed | Owner occupier | Interest only | 4 yr fixed · LVR 70-80% |
| Regional Australia Bank Home Loan (Fixed Owner Occupied) | 6.91% | 6.31% | Fixed | Owner occupier | Interest only | 4 yr fixed · LVR 60-70% |
| Regional Australia Bank Home Loan (Fixed Investor) | 6.94% | 6.53% | Fixed | Investment | P&I | 4 yr fixed · LVR 70-80% |
| Regional Australia Bank Home Loan (Fixed Investor) | 6.94% | 6.49% | Fixed | Investment | P&I | 5 yr fixed · LVR <=60% |
| Regional Australia Bank Home Loan (Fixed Investor) | 6.94% | 6.45% | Fixed | Investment | P&I | 4 yr fixed · LVR 60-70% |
| Regional Australia Bank Home Loan (Fixed Investor) | 6.94% | 6.52% | Fixed | Investment | Interest only | 4 yr fixed · LVR 70-80% |
| Regional Australia Bank Home Loan (Fixed Investor) | 6.94% | 6.48% | Fixed | Investment | Interest only | 5 yr fixed · LVR <=60% |
| Regional Australia Bank Home Loan (Fixed Investor) | 6.94% | 6.45% | Fixed | Investment | Interest only | 4 yr fixed · LVR 60-70% |
| Regional Australia Bank Home Loan (Fixed Owner Occupied) | 7.02% | 6.40% | Fixed | Owner occupier | Interest only | 5 yr fixed · LVR <=60% |
| Regional Australia Bank Home Loan (Fixed Owner Occupied) | 7.06% | 6.50% | Fixed | Owner occupier | Interest only | 5 yr fixed · LVR 70-80% |
| Regional Australia Bank Home Loan (Fixed Owner Occupied) | 7.06% | 6.45% | Fixed | Owner occupier | Interest only | 5 yr fixed · LVR 60-70% |
| Regional Australia Bank Home Loan (Fixed Owner Occupied) | 7.08% | 6.61% | Fixed | Owner occupier | P&I | 1 yr fixed · LVR 80-90% |
| Regional Australia Bank Home Loan (Fixed Investor) | 7.09% | 6.63% | Fixed | Investment | Interest only | 5 yr fixed · LVR 70-80% |
| Regional Australia Bank Home Loan (Fixed Investor) | 7.09% | 6.64% | Fixed | Investment | P&I | 5 yr fixed · LVR 70-80% |
| Regional Australia Bank Home Loan (Fixed Investor) | 7.09% | 6.59% | Fixed | Investment | P&I | 5 yr fixed · LVR 60-70% |
| Regional Australia Bank Home Loan (Fixed Investor) | 7.09% | 6.57% | Fixed | Investment | Interest only | 5 yr fixed · LVR 60-70% |
| Regional Australia Bank Home Loan (Fixed Investor) | 7.09% | 6.89% | Fixed | Investment | Interest only | 1 yr fixed · LVR 80-90% |
| Regional Australia Bank Home Loan (Fixed Investor) | 7.09% | 6.89% | Fixed | Investment | P&I | 1 yr fixed · LVR 80-90% |
| Regional Australia Bank Home Loan (Fixed Owner Occupied) | 7.10% | 6.67% | Fixed | Owner occupier | P&I | 2 yr fixed · LVR 80-90% |
| Regional Australia Bank Home Loan (Fixed Owner Occupied) | 7.10% | 6.72% | Fixed | Owner occupier | P&I | 3 yr fixed · LVR 80-90% |
| Regional Australia Bank Home Loan (Fixed Owner Occupied) | 7.11% | 6.77% | Fixed | Owner occupier | P&I | 4 yr fixed · LVR 80-90% |
| Regional Australia Bank Home Loan (Fixed Investor) | 7.12% | 6.92% | Fixed | Investment | Interest only | 3 yr fixed · LVR 80-90% |
| Regional Australia Bank Home Loan (Fixed Investor) | 7.12% | 6.94% | Fixed | Investment | Interest only | 2 yr fixed · LVR 80-90% |
| Regional Australia Bank Home Loan (Fixed Investor) | 7.12% | 6.94% | Fixed | Investment | P&I | 2 yr fixed · LVR 80-90% |
| Regional Australia Bank Home Loan (Fixed Investor) | 7.12% | 6.92% | Fixed | Investment | P&I | 3 yr fixed · LVR 80-90% |
| Regional Australia Bank Home Loan (Fixed Owner Occupied) | 7.19% | 6.85% | Fixed | Owner occupier | P&I | 5 yr fixed · LVR 80-90% |
| Regional Australia Bank Home Loan (Fixed Owner Occupied) | 7.33% | 6.20% | Fixed | Owner occupier | Interest only | 1 yr fixed · LVR 80-90% |
| Regional Australia Bank Home Loan (Fixed Owner Occupied) | 7.35% | 6.23% | Fixed | Owner occupier | Interest only | 2 yr fixed · LVR 80-90% |
| Regional Australia Bank Home Loan (Fixed Owner Occupied) | 7.35% | 6.44% | Fixed | Owner occupier | Interest only | 3 yr fixed · LVR 80-90% |
| Regional Australia Bank Home Loan (Fixed Owner Occupied) | 7.36% | 6.54% | Fixed | Owner occupier | Interest only | 4 yr fixed · LVR 80-90% |
| Regional Australia Bank Home Loan (Fixed Investor) | 7.44% | 7.09% | Fixed | Investment | Interest only | 4 yr fixed · LVR 80-90% |
| Regional Australia Bank Home Loan (Fixed Investor) | 7.44% | 7.09% | Fixed | Investment | P&I | 4 yr fixed · LVR 80-90% |
| Regional Australia Bank Home Loan (Fixed Owner Occupied) | 7.44% | 6.67% | Fixed | Owner occupier | Interest only | 5 yr fixed · LVR 80-90% |
| Regional Australia Bank Home Loan (Fixed Investor) | 7.51% | 7.17% | Fixed | Investment | P&I | 5 yr fixed · LVR 80-90% |
| Regional Australia Bank Home Loan (Fixed Investor) | 7.51% | 7.16% | Fixed | Investment | Interest only | 5 yr fixed · LVR 80-90% |
| Regional Australia Bank Home Loan (Fixed Owner Occupied) | 7.62% | 7.04% | Fixed | Owner occupier | P&I | 1 yr fixed · LVR 90-95% |
| Regional Australia Bank Home Loan (Fixed Owner Occupied) | 7.63% | 7.28% | Fixed | Owner occupier | P&I | 5 yr fixed · LVR 90-95% |
| Regional Australia Bank Home Loan (Fixed Owner Occupied) | 7.64% | 7.23% | Fixed | Owner occupier | P&I | 4 yr fixed · LVR 90-95% |
| Regional Australia Bank Home Loan (Fixed Owner Occupied) | 7.65% | 7.18% | Fixed | Owner occupier | P&I | 3 yr fixed · LVR 90-95% |
| Regional Australia Bank Home Loan (Fixed Owner Occupied) | 7.65% | 7.11% | Fixed | Owner occupier | P&I | 2 yr fixed · LVR 90-95% |
| Regional Australia Bank Home Loan (Fixed Owner Occupied) | 7.87% | 7.07% | Fixed | Owner occupier | Interest only | 1 yr fixed · LVR 90-95% |
| Regional Australia Bank Home Loan (Fixed Owner Occupied) | 7.88% | 7.38% | Fixed | Owner occupier | Interest only | 5 yr fixed · LVR 90-95% |
| Regional Australia Bank Home Loan (Fixed Owner Occupied) | 7.89% | 7.32% | Fixed | Owner occupier | Interest only | 4 yr fixed · LVR 90-95% |
| Regional Australia Bank Home Loan (Fixed Owner Occupied) | 7.90% | 7.25% | Fixed | Owner occupier | Interest only | 3 yr fixed · LVR 90-95% |
| Regional Australia Bank Home Loan (Fixed Owner Occupied) | 7.90% | 7.16% | Fixed | Owner occupier | Interest only | 2 yr fixed · LVR 90-95% |
Conditions worth checking. The Regional Australia Bank Home Loan is only available for borrowings with over $500 of new lending. | Eligibility: Product is available to approved borrowers only. Terms, conditions, fees, charges and normal lending criteria apply. | Eligibility: Individuals must be citizens or permanent residents