Resimac home loan rates

RESIMAC LIMITED · ACL 247283 · Non-bank lender

Rates as at 2026-10-20. 122 rates across 10 products.

Variable rates

ProductRateComparisonTypePurposeRepaymentConditions
Resimac Prime Flex6.64%6.94%VariableOwner occupierP&ILVR <=70%
Resimac Prime Flex6.64%6.94%VariableOwner occupierInterest onlyLVR <=70%
Resimac Prime Flex6.74%7.03%VariableOwner occupierP&ILVR 70-80%
Resimac Prime Flex6.74%7.03%VariableOwner occupierInterest onlyLVR 70-80%
Resimac Prime Flex6.84%7.13%VariableInvestmentP&ILVR <=70%
Resimac Prime Flex6.84%7.13%VariableInvestmentInterest onlyLVR <=70%
Resimac Prime6.94%6.98%VariableOwner occupierP&ILVR <=70%
Resimac Prime6.94%6.98%VariableOwner occupierInterest onlyLVR <=70%
Resimac Prime Flex6.94%7.23%VariableOwner occupierP&ILVR 80-90%
Resimac Prime Flex6.94%7.23%VariableInvestmentP&ILVR 70-80%
Resimac Prime Flex6.94%7.23%VariableInvestmentInterest onlyLVR 70-80%
Resimac Prime7.04%7.08%VariableOwner occupierP&ILVR 70-80%
Resimac Prime7.04%7.08%VariableOwner occupierInterest onlyLVR 70-80%
Resimac Prime7.14%7.18%VariableOwner occupierP&ILVR 80-90%
Resimac Prime7.14%7.18%VariableInvestmentP&ILVR <=70%
Resimac Prime7.14%7.18%VariableInvestmentInterest onlyLVR <=70%
Resimac Prime Flex7.14%7.43%VariableOwner occupierP&ILVR 90-95%
Resimac Prime Flex7.14%7.43%VariableInvestmentP&ILVR 80-90%
Resimac Prime Flex7.14%7.43%VariableInvestmentInterest onlyLVR 80-90%
Resimac Prime7.24%7.28%VariableOwner occupierP&ILVR 90-95%
Resimac Prime7.24%7.28%VariableInvestmentP&ILVR 70-80%
Resimac Prime7.24%7.28%VariableInvestmentInterest onlyLVR 70-80%
Resimac Prime Alt Doc7.24%7.31%VariableOwner occupierP&ILVR <=70%
Resimac Prime Alt Doc7.24%7.31%VariableOwner occupierInterest onlyLVR <=70%
Resimac Prime7.34%7.38%VariableInvestmentP&ILVR 80-90%
Resimac Prime7.34%7.38%VariableInvestmentInterest onlyLVR 80-90%
Resimac Prime Flex7.34%7.63%VariableInvestmentP&ILVR 90-95%
Resimac Prime Flex7.34%7.63%VariableInvestmentInterest onlyLVR 90-95%
Resimac Prime Alt Doc7.39%7.46%VariableOwner occupierP&ILVR 70-80%
Resimac Prime Alt Doc7.39%7.46%VariableOwner occupierInterest onlyLVR 70-80%
Resimac Self-Managed Superannuation Fund7.39%7.84%VariableOwner occupierP&ILVR <=60%
Resimac Self-Managed Superannuation Fund7.39%7.84%VariableOwner occupierP&ILVR 60-70%
Resimac Self-Managed Superannuation Fund7.39%7.84%VariableOwner occupierInterest onlyLVR <=60%
Resimac Self-Managed Superannuation Fund7.39%7.84%VariableOwner occupierInterest onlyLVR 60-70%
Resimac Prime7.44%7.48%VariableInvestmentP&ILVR 90-95%
Resimac Prime7.44%7.48%VariableInvestmentInterest onlyLVR 90-95%
Resimac Prime Alt Doc7.44%7.51%VariableInvestmentP&ILVR <=70%
Resimac Prime Alt Doc7.44%7.51%VariableInvestmentInterest onlyLVR <=70%
Resimac Prime Alt Doc7.59%7.66%VariableInvestmentP&ILVR 70-80%
Resimac Prime Alt Doc7.59%7.66%VariableInvestmentInterest onlyLVR 70-80%
Resimac Specialist Clear7.74%7.84%VariableOwner occupierP&ILVR <=70%
Resimac Specialist Clear7.74%7.84%VariableOwner occupierInterest onlyLVR <=70%
Resimac Specialist Clear7.84%7.94%VariableOwner occupierP&ILVR 70-80%
Resimac Specialist Clear7.84%7.94%VariableOwner occupierInterest onlyLVR 70-80%
Resimac Prime Alt Doc7.94%8.01%VariableOwner occupierP&ILVR 80-85%
Resimac Specialist Clear Alt Doc7.94%8.04%VariableOwner occupierP&ILVR <=70%
Resimac Specialist Clear Alt Doc7.94%8.04%VariableOwner occupierInterest onlyLVR <=70%
Resimac Self-Managed Superannuation Fund7.99%8.43%VariableOwner occupierP&ILVR 70-80%
Resimac Self-Managed Superannuation Fund7.99%8.43%VariableOwner occupierInterest onlyLVR 70-80%
Resimac Specialist Clear8.04%8.14%VariableInvestmentP&ILVR <=70%
Resimac Specialist Clear8.04%8.14%VariableInvestmentInterest onlyLVR <=70%
Resimac Specialist Clear Alt Doc8.04%8.14%VariableOwner occupierP&ILVR 70-80%
Resimac Specialist Clear Alt Doc8.04%8.14%VariableOwner occupierInterest onlyLVR 70-80%
Resimac Prime Alt Doc8.14%8.21%VariableInvestmentP&ILVR 80-85%
Resimac Prime Alt Doc8.14%8.21%VariableInvestmentInterest onlyLVR 80-85%
Resimac Specialist Clear8.14%8.24%VariableInvestmentP&ILVR 70-80%
Resimac Specialist Clear8.14%8.24%VariableInvestmentInterest onlyLVR 70-80%
Resimac Prime Alt Doc8.24%8.31%VariableOwner occupierP&ILVR 85-90%
Resimac Self-Managed Superannuation Fund8.24%8.68%VariableOwner occupierP&ILVR 80-90%
Resimac Self-Managed Superannuation Fund8.24%8.68%VariableOwner occupierInterest onlyLVR 80-90%
Resimac Specialist Clear Alt Doc8.24%8.34%VariableInvestmentP&ILVR <=70%
Resimac Specialist Clear Alt Doc8.24%8.34%VariableInvestmentInterest onlyLVR <=70%
Resimac Specialist Clear Alt Doc8.34%8.44%VariableInvestmentP&ILVR 70-80%
Resimac Specialist Clear Alt Doc8.34%8.44%VariableInvestmentInterest onlyLVR 70-80%
Resimac Prime Alt Doc8.44%8.51%VariableInvestmentP&ILVR 85-90%
Resimac Prime Alt Doc8.44%8.51%VariableInvestmentInterest onlyLVR 85-90%
Resimac Specialist Plus8.74%8.84%VariableOwner occupierP&ILVR <=70%
Resimac Specialist Plus8.74%8.84%VariableOwner occupierInterest onlyLVR <=70%
Resimac Specialist Clear8.84%8.94%VariableOwner occupierP&ILVR 80-85%
Resimac Specialist Plus8.84%8.94%VariableOwner occupierP&ILVR 70-80%
Resimac Specialist Plus8.84%8.94%VariableOwner occupierInterest onlyLVR 70-80%
Resimac Specialist Plus Alt Doc8.94%9.05%VariableOwner occupierP&ILVR <=70%
Resimac Specialist Plus Alt Doc8.94%9.05%VariableOwner occupierInterest onlyLVR <=70%
Resimac Specialist Clear Alt Doc9.04%9.15%VariableOwner occupierP&ILVR 80-85%
Resimac Specialist Plus9.04%9.15%VariableInvestmentP&ILVR <=70%
Resimac Specialist Plus9.04%9.15%VariableInvestmentInterest onlyLVR <=70%
Resimac Specialist Plus Alt Doc9.04%9.15%VariableOwner occupierP&ILVR 70-80%
Resimac Specialist Plus Alt Doc9.04%9.15%VariableOwner occupierInterest onlyLVR 70-80%
Resimac Specialist Clear9.14%9.25%VariableInvestmentP&ILVR 80-85%
Resimac Specialist Clear9.14%9.25%VariableInvestmentInterest onlyLVR 80-85%
Resimac Specialist Plus9.14%9.25%VariableInvestmentP&ILVR 70-80%
Resimac Specialist Plus9.14%9.25%VariableInvestmentInterest onlyLVR 70-80%
Resimac Specialist Plus Alt Doc9.24%9.35%VariableInvestmentP&ILVR <=70%
Resimac Specialist Plus Alt Doc9.24%9.35%VariableInvestmentInterest onlyLVR <=70%
Resimac Specialist Clear Alt Doc9.34%9.45%VariableInvestmentP&ILVR 80-85%
Resimac Specialist Clear Alt Doc9.34%9.45%VariableInvestmentInterest onlyLVR 80-85%
Resimac Specialist Plus9.34%9.45%VariableOwner occupierP&ILVR 80-85%
Resimac Specialist Plus Alt Doc9.34%9.45%VariableInvestmentP&ILVR 70-80%
Resimac Specialist Plus Alt Doc9.34%9.45%VariableInvestmentInterest onlyLVR 70-80%
Resimac Specialist Clear9.54%9.65%VariableOwner occupierP&ILVR 85-90%
Resimac Specialist Plus Alt Doc9.54%9.65%VariableOwner occupierP&ILVR 80-85%
Resimac Specialist Plus9.64%9.75%VariableInvestmentP&ILVR 80-85%
Resimac Specialist Plus9.64%9.75%VariableInvestmentInterest onlyLVR 80-85%
Resimac Specialist Assist9.74%9.85%VariableOwner occupierP&ILVR <=70%
Resimac Specialist Assist9.74%9.85%VariableOwner occupierInterest onlyLVR <=70%
Resimac Specialist Clear Alt Doc9.74%9.85%VariableOwner occupierP&ILVR 85-90%
Resimac Specialist Assist9.84%9.95%VariableOwner occupierP&ILVR 70-80%
Resimac Specialist Assist9.84%9.95%VariableOwner occupierInterest onlyLVR 70-80%
Resimac Specialist Clear9.84%9.95%VariableInvestmentP&ILVR 85-90%
Resimac Specialist Clear9.84%9.95%VariableInvestmentInterest onlyLVR 85-90%
Resimac Specialist Plus Alt Doc9.84%9.95%VariableInvestmentP&ILVR 80-85%
Resimac Specialist Plus Alt Doc9.84%9.95%VariableInvestmentInterest onlyLVR 80-85%
Resimac Specialist Assist Alt Doc9.94%10.05%VariableOwner occupierP&ILVR <=70%
Resimac Specialist Assist Alt Doc9.94%10.05%VariableOwner occupierInterest onlyLVR <=70%
Resimac Specialist Assist10.04%10.15%VariableInvestmentP&ILVR <=70%
Resimac Specialist Assist10.04%10.15%VariableInvestmentInterest onlyLVR <=70%
Resimac Specialist Assist Alt Doc10.04%10.15%VariableOwner occupierP&ILVR 70-80%
Resimac Specialist Assist Alt Doc10.04%10.15%VariableOwner occupierInterest onlyLVR 70-80%
Resimac Specialist Clear Alt Doc10.04%10.15%VariableInvestmentP&ILVR 85-90%
Resimac Specialist Clear Alt Doc10.04%10.15%VariableInvestmentInterest onlyLVR 85-90%
Resimac Specialist Assist10.14%10.25%VariableInvestmentP&ILVR 70-80%
Resimac Specialist Assist10.14%10.25%VariableInvestmentInterest onlyLVR 70-80%
Resimac Specialist Assist Alt Doc10.24%10.35%VariableInvestmentP&ILVR <=70%
Resimac Specialist Assist Alt Doc10.24%10.35%VariableInvestmentInterest onlyLVR <=70%
Resimac Specialist Assist10.34%10.45%VariableOwner occupierP&ILVR 80-85%
Resimac Specialist Assist Alt Doc10.34%10.45%VariableInvestmentP&ILVR 70-80%
Resimac Specialist Assist Alt Doc10.34%10.45%VariableInvestmentInterest onlyLVR 70-80%
Resimac Specialist Assist Alt Doc10.54%10.65%VariableOwner occupierP&ILVR 80-85%
Resimac Specialist Assist10.64%10.75%VariableInvestmentP&ILVR 80-85%
Resimac Specialist Assist10.64%10.75%VariableInvestmentInterest onlyLVR 80-85%
Resimac Specialist Assist Alt Doc10.84%10.95%VariableInvestmentP&ILVR 80-85%
Resimac Specialist Assist Alt Doc10.84%10.95%VariableInvestmentInterest onlyLVR 80-85%

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