Summerland Credit Union home loan rates
SUMMERLAND FINANCIAL SERVICES LIMITED · ACL 239238 · Mutual/Credit union
Rates as at 2026-10-20. 64 rates across 8 products. Lender website
Variable rates
| Product | Rate | Comparison | Type | Purpose | Repayment | Conditions |
|---|---|---|---|---|---|---|
| ECO Home Loan (6 tiers) | 5.84–6.54% | 5.90–6.60% | Variable | Owner occupier | P&I | — |
| Basic Variable Home Loan (6 tiers) | 5.89–6.59% | 5.95–6.76% | Variable | Owner occupier | P&I | — |
| Premium Variable Home Loan (11 tiers) | 5.99–6.79% | 6.36–7.15% | Variable | Owner occupier | P&I | — |
| Basic Variable Investment Loan (3 tiers) | 6.09–6.79% | 6.15–6.85% | Variable | Investment | P&I | — |
| ECO Investment Home Loan (3 tiers) | 6.09–6.79% | 6.15–6.85% | Variable | Investment | P&I | — |
| Premium Variable Investment Ln (5 tiers) | 6.19–6.99% | 6.56–7.35% | Variable | Investment | P&I | — |
Fixed rates
| Product | Rate | Comparison | Type | Purpose | Repayment | Conditions |
|---|---|---|---|---|---|---|
| Fixed Rate Loan (3 tiers) | 6.35–6.39% | 6.62–6.73% | Fixed | Owner occupier | P&I | 1 yr fixed |
| Fixed Rate Loan (3 tiers) | 6.37–6.41% | 6.58–6.70% | Fixed | Owner occupier | P&I | 3 yr fixed |
| Fixed Rate Loan (3 tiers) | 6.38–6.42% | 6.61–6.72% | Fixed | Owner occupier | P&I | 2 yr fixed |
| Fixed Rate Investment Loan (3 tiers) | 6.49–6.54% | 6.82–6.93% | Fixed | Investment | P&I | 1 yr fixed |
| Fixed Rate Investment Loan (3 tiers) | 6.51–6.57% | 6.79–6.91% | Fixed | Investment | P&I | 2 yr fixed |
| Fixed Rate Investment Loan (3 tiers) | 6.51–6.57% | 6.77–6.89% | Fixed | Investment | P&I | 3 yr fixed |
| Fixed Rate Loan (3 tiers) | 6.62–6.66% | 6.66–6.78% | Fixed | Owner occupier | P&I | 4 yr fixed |
| Fixed Rate Loan (3 tiers) | 6.77–6.81% | 6.73–6.85% | Fixed | Owner occupier | P&I | 5 yr fixed |
| Fixed Rate Investment Loan (3 tiers) | 6.79–6.94% | 6.85–7.01% | Fixed | Investment | P&I | 4 yr fixed |
| Fixed Rate Investment Loan (3 tiers) | 6.94–7.09% | 6.91–7.09% | Fixed | Investment | P&I | 5 yr fixed |
Conditions worth checking. Eligibility: Lending criteria apply. | Eligibility: The property securing the loan must meet the required sustainability criteria. Eligibility: Lending criteria apply.