SWSCU home loan rates
SOUTH WEST SLOPES CREDIT UNION LTD · ACL 240712 · Mutual/Credit union
Rates as at 2026-10-20. 11 rates across 11 products. Lender website
Variable rates
| Product | Rate | Comparison | Type | Purpose | Repayment | Conditions |
|---|---|---|---|---|---|---|
| Intro Discounted Standard Variable Home Loan | 5.70% | 6.06% | Variable | Owner occupier | P&I | — |
| Intro Discounted Investment Standard Variable Home Loan | 6.00% | 6.36% | Variable | Investment | P&I | — |
| Standard Variable Rate Home Loan | 6.10% | 6.10% | Variable | Owner occupier | P&I | — |
| Investment Home Loan - Interest Only | 6.40% | 6.40% | Variable | Investment | Interest only | — |
| Investment Standard Variable Home Loan | 6.40% | 6.40% | Variable | Investment | P&I | — |
Fixed rates
| Product | Rate | Comparison | Type | Purpose | Repayment | Conditions |
|---|---|---|---|---|---|---|
| Optimum 1 Year Fixed Rate Home Loan | 6.70% | 6.16% | Fixed | Owner occupier | P&I | 1 yr fixed |
| Optimum Investor 1 Year Fixed Rate Home Loan | 6.70% | 6.43% | Fixed | Investment | P&I | 1 yr fixed |
| Optimum 3 Year Fixed Rate Home Loan | 6.84% | 6.31% | Fixed | Owner occupier | P&I | 3 yr fixed |
| Optimum 2 Year Fixed Rate Home Loan | 6.94% | 6.27% | Fixed | Owner occupier | P&I | 2 yr fixed |
| Optimum Investor 2 Year Fixed Rate Home Loan | 6.94% | 6.51% | Fixed | Investment | P&I | 2 yr fixed |
| Optimum Investor 3 Year Fixed Rate Home Loan | 6.94% | 6.56% | Fixed | Investment | P&I | 3 yr fixed |