The Mutual Bank home loan rates
MAITLAND MUTUAL LIMITED · ACL 238139 · Mutual/Credit union
Rates as at 2026-10-20. 37 rates across 4 products. Lender website
Variable rates
| Product | Rate | Comparison | Type | Purpose | Repayment | Conditions |
|---|---|---|---|---|---|---|
| Budget Home Loan (3 tiers) | 6.04–7.33% | 6.04–7.33% | Variable | Owner occupier | P&I | — |
| Package Home Loan (3 tiers) | 6.44% | 6.80% | Variable | Owner occupier | P&I | — |
| Budget Home Loan (3 tiers) | 6.94–7.73% | 6.94–7.73% | Variable | Investment | P&I | — |
| Package Home Loan (3 tiers) | 7.09% | 7.44% | Variable | Investment | P&I | — |
| Package Home Loan (3 tiers) | 7.09% | 7.42% | Variable | Investment | Interest only | — |
| Standard Home Loan | 8.88% | 8.91% | Variable | Owner occupier | P&I | — |
| Express Credit Facility | 8.89% | — | Variable | Investment | Interest only | — |
| Standard Home Loan | 9.28% | 9.31% | Variable | Investment | Interest only | — |
| Standard Home Loan | 9.28% | 9.31% | Variable | Investment | P&I | — |
Fixed rates
| Product | Rate | Comparison | Type | Purpose | Repayment | Conditions |
|---|---|---|---|---|---|---|
| Package Home Loan | 6.34% | 6.88% | Fixed | Owner occupier | P&I | 1 yr fixed |
| Package Home Loan | 6.34% | 6.86% | Fixed | Owner occupier | P&I | 2 yr fixed |
| Package Home Loan | 6.44% | 6.87% | Fixed | Owner occupier | P&I | 3 yr fixed |
| Standard Home Loan | 6.44% | 8.41% | Fixed | Owner occupier | P&I | 1 yr fixed |
| Standard Home Loan | 6.44% | 8.19% | Fixed | Owner occupier | P&I | 2 yr fixed |
| Package Home Loan | 6.54% | 7.25% | Fixed | Investment | Interest only | 1 yr fixed |
| Package Home Loan | 6.54% | 7.21% | Fixed | Investment | Interest only | 2 yr fixed |
| Package Home Loan | 6.54% | 7.25% | Fixed | Investment | P&I | 1 yr fixed |
| Package Home Loan | 6.54% | 7.21% | Fixed | Investment | P&I | 2 yr fixed |
| Standard Home Loan | 6.54% | 8.02% | Fixed | Owner occupier | P&I | 3 yr fixed |
| Package Home Loan | 6.64% | 7.20% | Fixed | Investment | Interest only | 3 yr fixed |
| Package Home Loan | 6.64% | 7.21% | Fixed | Investment | P&I | 3 yr fixed |
| Standard Home Loan | 6.64% | 8.78% | Fixed | Investment | Interest only | 1 yr fixed |
| Standard Home Loan | 6.64% | 8.55% | Fixed | Investment | Interest only | 2 yr fixed |
| Standard Home Loan | 6.64% | 8.78% | Fixed | Investment | P&I | 1 yr fixed |
| Standard Home Loan | 6.64% | 8.54% | Fixed | Investment | P&I | 2 yr fixed |
| Standard Home Loan | 6.74% | 8.37% | Fixed | Investment | Interest only | 3 yr fixed |
| Standard Home Loan | 6.74% | 8.35% | Fixed | Investment | P&I | 3 yr fixed |
Conditions worth checking. Minimum loan amount $20,000.00. | Eligibility: Secured by approved residential or rural lifestyle property Minimum loan amount up to $100,000.00 | Eligibility: Secrued by approved residential or rural lifestyle property Minimum credit limit $10,000.00.