Victoria Teachers Mutual Bank home loan rates
VICTORIA TEACHERS LIMITED · ACL 240960 · Mutual/Credit union
Rates as at 2026-10-20. 57 rates across 5 products. Lender website
Variable rates
| Product | Rate | Comparison | Type | Purpose | Repayment | Conditions |
|---|---|---|---|---|---|---|
| Basic Home Loan (8 tiers) | 6.24–8.04% | 6.29–7.96% | Variable | Owner occupier | P&I | LVR <=60% |
| Complete Home Loan (8 tiers) | 6.34–8.14% | 6.39–8.06% | Variable | Owner occupier | P&I | LVR <=60% |
| Premier Package Home Loan (8 tiers) | 6.34–8.53% | 6.72–8.76% | Variable | Owner occupier | P&I | LVR <=60% |
| Basic Home Loan | 6.39% | 6.44% | Variable | Investment | P&I | LVR <=80% |
| Basic Home Loan | 6.44% | 6.49% | Variable | Investment | P&I | LVR <=90% |
| Basic Home Loan | 6.49% | 6.54% | Variable | Investment | P&I | LVR <=60% |
| Complete Home Loan | 6.49% | 6.54% | Variable | Investment | P&I | LVR <=80% |
| Premier Package Home Loan | 6.49% | 6.87% | Variable | Investment | P&I | LVR <=80% |
| Complete Home Loan | 6.54% | 6.59% | Variable | Investment | P&I | LVR <=90% |
| Premier Package Home Loan | 6.54% | 6.92% | Variable | Investment | P&I | LVR <=90% |
| Complete Home Loan | 6.59% | 6.64% | Variable | Investment | P&I | LVR <=60% |
| Premier Package Home Loan | 6.59% | 6.97% | Variable | Investment | P&I | LVR <=60% |
| Basic Home Loan | 6.64% | 6.55% | Variable | Owner occupier | Interest only | LVR <=70% |
| Basic Home Loan | 6.69% | 6.60% | Variable | Owner occupier | Interest only | LVR <=80% |
| Complete Home Loan - Construction (2 tiers) | 6.69–6.84% | 6.51–6.66% | Variable | Owner occupier | Interest only | LVR <=70% |
| Premier Package Home Loan - Construction (2 tiers) | 6.69–6.84% | 6.85–7.00% | Variable | Owner occupier | Interest only | LVR <=70% |
| Basic Home Loan | 6.74% | 6.65% | Variable | Owner occupier | Interest only | LVR <=90% |
| Complete Home Loan | 6.74% | 6.65% | Variable | Owner occupier | Interest only | LVR <=70% |
| Premier Package Home Loan | 6.74% | 6.98% | Variable | Owner occupier | Interest only | LVR <=70% |
| Complete Home Loan | 6.79% | 6.70% | Variable | Owner occupier | Interest only | LVR <=80% |
| Premier Package Home Loan | 6.79% | 7.01% | Variable | Owner occupier | Interest only | LVR <=80% |
| Complete Home Loan | 6.84% | 6.75% | Variable | Owner occupier | Interest only | LVR <=90% |
| Premier Package Home Loan | 6.84% | 7.08% | Variable | Owner occupier | Interest only | LVR <=90% |
| Complete Home Loan - Construction (2 tiers) | 7.19–7.49% | 7.02–7.32% | Variable | Owner occupier | Interest only | LVR <=80% |
| Basic Home Loan | 7.39% | 7.30% | Variable | Owner occupier | Interest only | LVR <=60% |
| Complete Home Loan | 7.49% | 7.40% | Variable | Owner occupier | Interest only | LVR <=60% |
| Premier Package Home Loan - Construction (2 tiers) | 7.53–7.93% | 7.68–8.08% | Variable | Owner occupier | Interest only | LVR <=80% |
| Complete Home Loan - Construction (2 tiers) | 7.64–8.14% | 7.47–7.97% | Variable | Owner occupier | Interest only | LVR <=90% |
| Premier Package Home Loan | 7.93% | 8.16% | Variable | Owner occupier | Interest only | LVR <=60% |
| Premier Package Home Loan - Construction (2 tiers) | 8.03–8.53% | 8.17–8.67% | Variable | Owner occupier | Interest only | LVR <=90% |