WAW Credit Union home loan rates
WAW CREDIT UNION CO-OPERATIVE LIMITED · ACL 247298 · Mutual/Credit union
Rates as at 2026-10-20. 30 rates across 8 products. Lender website
Variable rates
| Product | Rate | Comparison | Type | Purpose | Repayment | Conditions |
|---|---|---|---|---|---|---|
| Back to Basics Home Loan | 6.04% | 6.25% | Variable | Owner occupier | P&I | LVR <=60% |
| Back to Basics Home Loan | 6.24% | 6.29% | Variable | Owner occupier | P&I | LVR <=80% |
| Flexible Choice Home Loan (2 tiers) | 6.49–7.24% | 7.07–7.29% | Variable | Owner occupier | P&I | LVR <=80% |
| Flexible Choice (Investment) Home Loan (2 tiers) | 6.74–7.49% | 7.31–7.54% | Variable | Investment | P&I | LVR <=80% |
Fixed rates
| Product | Rate | Comparison | Type | Purpose | Repayment | Conditions |
|---|---|---|---|---|---|---|
| Back to Basics (Investment) Home Loan | 6.29% | 6.50% | Fixed | Investment | P&I | LVR <=60% |
| Flexible Choice Home Loans (Fixed Rates) | 6.30% | 6.84% | Fixed | Owner occupier | P&I | 3 yr fixed · LVR <=60% |
| Home Equity Loan | 6.34% | 6.37% | Fixed | Owner occupier | P&I | LVR <=80% |
| Home Investment Equity Loan | 6.34% | 6.37% | Fixed | Investment | P&I | LVR <=80% |
| Flexible Choice Home Loans (Fixed Rates) | 6.35% | 6.91% | Fixed | Owner occupier | P&I | 2 yr fixed · LVR <=60% |
| Flexible Choice Home Loans (Fixed Rates) | 6.40% | 6.87% | Fixed | Owner occupier | P&I | 3 yr fixed · LVR <=80% |
| Flexible Choice Home Loans (Fixed Rates) | 6.45% | 6.98% | Fixed | Owner occupier | P&I | 1 yr fixed · LVR <=60% |
| Flexible Choice Home Loans (Fixed Rates) | 6.45% | 6.93% | Fixed | Owner occupier | P&I | 2 yr fixed · LVR <=80% |
| Back to Basics (Investment) Home Loan | 6.49% | 6.54% | Fixed | Investment | P&I | LVR <=80% |
| Fixed Rate (Investment) Home Loans | 6.55% | 7.26% | Fixed | Investment | P&I | 3 yr fixed · LVR <=60% |
| Flexible Choice Home Loans (Fixed Rates) | 6.55% | 6.99% | Fixed | Owner occupier | P&I | 1 yr fixed · LVR <=80% |
| Fixed Rate (Investment) Home Loans | 6.60% | 7.35% | Fixed | Investment | P&I | 2 yr fixed · LVR <=60% |
| Fixed Rate (Investment) Home Loans | 6.65% | 7.29% | Fixed | Investment | P&I | 3 yr fixed · LVR <=80% |
| Fixed Rate (Investment) Home Loans | 6.70% | 7.45% | Fixed | Investment | P&I | 1 yr fixed · LVR <=60% |
| Fixed Rate (Investment) Home Loans | 6.70% | 7.37% | Fixed | Investment | P&I | 2 yr fixed · LVR <=80% |
| Flexible Choice Home Loans (Fixed Rates) | 6.70% | 6.93% | Fixed | Owner occupier | P&I | 4 yr fixed · LVR <=60% |
| Fixed Rate (Investment) Home Loans | 6.80% | 7.46% | Fixed | Investment | P&I | 1 yr fixed · LVR <=80% |
| Flexible Choice Home Loans (Fixed Rates) | 6.80% | 6.97% | Fixed | Owner occupier | P&I | 4 yr fixed · LVR <=80% |
| Flexible Choice Home Loans (Fixed Rates) | 6.80% | 6.95% | Fixed | Owner occupier | P&I | 5 yr fixed · LVR <=60% |
| Flexible Choice Home Loans (Fixed Rates) | 6.90% | 7.00% | Fixed | Owner occupier | P&I | 5 yr fixed · LVR <=80% |
| Fixed Rate (Investment) Home Loans | 6.95% | 7.31% | Fixed | Investment | P&I | 4 yr fixed · LVR <=60% |
| Fixed Rate (Investment) Home Loans | 7.05% | 7.37% | Fixed | Investment | P&I | 4 yr fixed · LVR <=80% |
| Fixed Rate (Investment) Home Loans | 7.05% | 7.34% | Fixed | Investment | P&I | 5 yr fixed · LVR <=60% |
| Fixed Rate (Investment) Home Loans | 7.15% | 7.38% | Fixed | Investment | P&I | 5 yr fixed · LVR <=80% |