Woolworths Team Bank home loan rates
WOOLWORTHS TEAM BANK LIMITED · ACL 240720 · Mutual/Credit union
Rates as at 2026-10-20. 23 rates across 8 products. Lender website
Variable rates
| Product | Rate | Comparison | Type | Purpose | Repayment | Conditions |
|---|---|---|---|---|---|---|
| Team Member Home Loan - No Offset | 6.19% | 6.28% | Variable | Owner occupier | P&I | LVR 50-80% |
| Team Member Home Loan | 6.29% | 6.38% | Variable | Owner occupier | P&I | LVR 1-80% |
| Plain and Simple Home Loan Owner Occupied | 6.49% | 6.58% | Variable | Owner occupier | P&I | LVR 1-80% |
| Flexible Home Loan Owner Occupied | 6.59% | 6.68% | Variable | Owner occupier | P&I | LVR 1-80% |
| Flexible Home Loan Investment P&I | 6.94% | 7.03% | Variable | Investment | P&I | LVR 1-80% |
| Plain and Simple Home Loan Investment | 6.94% | 7.03% | Variable | Investment | P&I | LVR 1-80% |
| Flexible Home Loan Owner Occupied | 7.29% | 7.37% | Variable | Owner occupier | P&I | LVR 80-90% |
| Plain and Simple Home Loan Owner Occupied | 7.29% | 7.37% | Variable | Owner occupier | P&I | LVR 80-90% |
| Flexible Home Loan Investment Interest Only (5 tiers) | 7.34% | 7.07–7.21% | Variable | Investment | Interest only | LVR 1-75% |
Fixed rates
| Product | Rate | Comparison | Type | Purpose | Repayment | Conditions |
|---|---|---|---|---|---|---|
| Kick-Start Home Loan — Fixed OO P&I 1yr ≤80% | 6.14% | 6.61% | Fixed | Owner occupier | P&I | 1 yr fixed · LVR ≤80% |
| Plain and Simple Home Loan Owner Occupied | 6.64% | 6.60% | Fixed | Owner occupier | P&I | 1 yr fixed · LVR 1-80% |
| Team Member Home Loan - No Offset | 6.64% | 6.33% | Fixed | Owner occupier | P&I | 1 yr fixed · LVR 50-80% |
| Plain and Simple Home Loan Owner Occupied | 6.69% | 6.64% | Fixed | Owner occupier | P&I | 3 yr fixed · LVR 1-80% |
| Team Member Home Loan - No Offset | 6.69% | 6.42% | Fixed | Owner occupier | P&I | 3 yr fixed · LVR 50-80% |
| Plain and Simple Home Loan Owner Occupied | 6.79% | 6.45% | Fixed | Owner occupier | P&I | 2 yr fixed · LVR 1-80% |
| Team Member Home Loan - No Offset | 6.79% | 6.40% | Fixed | Owner occupier | P&I | 2 yr fixed · LVR 50-80% |
| Plain and Simple Home Loan Investment | 6.99% | 7.04% | Fixed | Investment | P&I | 2 yr fixed · LVR 1-80% |
| Plain and Simple Home Loan Investment | 7.04% | 7.06% | Fixed | Investment | P&I | 3 yr fixed · LVR 1-80% |
| Plain and Simple Home Loan Investment | 7.09% | 7.05% | Fixed | Investment | P&I | 1 yr fixed · LVR 1-80% |
Conditions worth checking. Eligibility: Membership is open to team members of Woolworths and Endeavour Groups, their immediate family members, and those with an affinity to Woolworths Group.