Family First Credit Union home loan rates
FAMILY FIRST CREDIT UNION LIMITED · ACL 241068 · Mutual/Credit union
Rates as at 2026-08-23. 22 rates across 10 products. Lender website
Variable rates
| Product | Rate | Comparison | Type | Purpose | Repayment | Conditions |
|---|---|---|---|---|---|---|
| Construction Home Loan | 5.65% | 5.74% | Variable | Owner occupier | — | LVR <=95% · Loan $>=20000 |
| Standard Variable Rate Home Loan - Owner Occupied | 5.65% | 5.73% | Variable | Owner occupier | P&I | LVR <=95% · Loan $>=500001 |
| Standard Variable Rate Home Loan - Owner Occupied | 5.75% | 5.83% | Variable | Owner occupier | P&I | LVR <=95% · Loan $250001-500000 |
| Standard Variable Rate Home Loan - Owner Occupied | 5.85% | 5.93% | Variable | Owner occupier | P&I | LVR <=95% · Loan $0-250000 |
| Standard Variable Rate Home Loan - Investment | 5.90% | 5.98% | Variable | Investment | P&I | LVR <=95% · Loan $>=500001 |
| Standard Variable Rate Home Loan - Investment | 6.00% | 6.08% | Variable | Investment | P&I | LVR <=95% · Loan $250001-500000 |
| Standard Variable Rate Home Loan - Investment | 6.10% | 6.18% | Variable | Investment | P&I | LVR <=95% · Loan $0-250000 |
| Standard Variable Rate Home Loan - Investment (Interest Only) | 6.15% | 6.23% | Variable | Investment | Interest only | LVR <=95% · Loan $>=500001 |
| Standard Variable Rate Home Loan - Investment (Interest Only) | 6.25% | 6.45% | Variable | Investment | Interest only | LVR <=95% · Loan $250001-500000 |
| Standard Variable Rate Home Loan - Investment (Interest Only) | 6.35% | 6.48% | Variable | Investment | Interest only | LVR <=95% · Loan $0-250000 |
| Bridging Home Loan | 6.45% | 6.53% | Variable | Owner occupier | P&I | LVR <=80% |
| Bridging Loan (Interest Only) | 6.45% | 6.53% | Variable | Investment | Interest only | LVR <=95% |
| Mortgage Secured Overdraft | 9.35% | — | Variable | Owner occupier | — | — |
Fixed rates
| Product | Rate | Comparison | Type | Purpose | Repayment | Conditions |
|---|---|---|---|---|---|---|
| Fixed Rate Home Loan - Owner Occupied | 5.89% | 6.83% | Fixed | Owner occupier | P&I | 1 yr fixed · LVR <=95% |
| Fixed Rate Home Loan - Owner Occupied | 5.99% | 6.76% | Fixed | Owner occupier | P&I | 2 yr fixed · LVR <=95% |
| Fixed Rate Home Loan - Investment | 6.09% | 7.07% | Fixed | Investment | P&I | 1 yr fixed · LVR <=95% |
| Fixed Rate Home Loan - Owner Occupied | 6.09% | 6.71% | Fixed | Owner occupier | P&I | 3 yr fixed · LVR <=95% |
| Fixed Rate Home Loan - Investment | 6.19% | 6.99% | Fixed | Investment | P&I | 2 yr fixed · LVR <=95% |
| Fixed Rate Home Loan - Investment | 6.29% | 6.94% | Fixed | Investment | P&I | 3 yr fixed · LVR <=95% |
| Fixed Rate Home Loan - Investment (Interest Only) | 6.34% | 7.32% | Fixed | Investment | Interest only | 1 yr fixed · LVR <=95% · fixed rate home loan - investment (interest only) |
| Fixed Rate Home Loan - Investment (Interest Only) | 6.44% | 7.24% | Fixed | Investment | Interest only | 2 yr fixed · LVR <=95% · fixed rate home loan - investment (interest only) |
| Fixed Rate Home Loan - Investment (Interest Only) | 6.54% | 7.19% | Fixed | Investment | Interest only | 3 yr fixed · LVR <=95% · fixed rate home loan - investment (interest only) |
Conditions worth checking. The minimum loan amount for this product is $20,000 | Eligibility: Terms and conditions apply The minimum loan amount for this product is $5,000 | Eligibility: Terms and conditions apply The minimum loan amount for this product is $20,000 | Eligibility: Terms and Conditions apply