Bank of Sydney home loan rates
BANK OF SYDNEY LTD · ACL 243444 · Bank
Rates as at 2026-10-20. 28 rates across 8 products. Lender website
Variable rates
| Product | Rate | Comparison | Type | Purpose | Repayment | Conditions |
|---|---|---|---|---|---|---|
| BOS Basic Home Loan Owner Occupied | 6.24% | 6.28% | Variable | Owner occupier | P&I | LVR <=60% |
| BOS Basic Home Loan Owner Occupied | 6.44% | 6.48% | Variable | Owner occupier | P&I | LVR 60-80% |
| BOS Basic Investment Home Loan (3 tiers) | 6.54–7.14% | 6.58–7.18% | Variable | Investment | P&I | — |
| Expect More Home Loan Owner Occupied | 6.54% | 6.69% | Variable | Owner occupier | P&I | LVR <=60% |
| Expect More Home Loan Owner Occupied | 6.64% | 6.79% | Variable | Owner occupier | P&I | LVR 60-80% |
| BOS Basic Home Loan Owner Occupied (2 tiers) | 6.69–7.14% | 6.73–7.18% | Variable | Owner occupier | P&I | LVR 80-90% |
| BOS Basic Investment Home Loan (2 tiers) | 6.79–6.99% | 6.60–6.89% | Variable | Investment | Interest only | — |
| Expect More Home Loan Investment | 6.84% | 6.98% | Variable | Owner occupier | P&I | — |
| Expect More Home Loan Owner Occupied | 6.84% | 6.98% | Variable | Owner occupier | P&I | LVR 80-90% |
| Expect More Home Loan Investment (2 tiers) | 7.09–7.39% | 7.23–7.53% | Variable | Investment | P&I | — |
| Expect More Home Loan Investment (3 tiers) | 7.09–8.34% | 7.01–7.39% | Variable | Investment | Interest only | — |
| BOS Basic Home Loan Owner Occupied | 7.24% | 7.28% | Variable | Owner occupier | P&I | LVR 90-95% |
| Expect More Home Loan Owner Occupied | 7.39% | 7.53% | Variable | Owner occupier | P&I | LVR 90-95% |
| Home Equity Maximiser Owner Occupied | 11.90% | — | Variable | Owner occupier | Interest only | — |
| Home Equity Maximiser Investment | 12.27% | — | Variable | Investment | Interest only | — |
Fixed rates
| Product | Rate | Comparison | Type | Purpose | Repayment | Conditions |
|---|---|---|---|---|---|---|
| Expect More Home Loan Owner Occupied - Fixed | 7.29% | 6.52% | Fixed | Owner occupier | P&I | 1 yr fixed |
| Expect More Home Loan Owner Occupied - Fixed | 7.29% | 6.10% | Fixed | Owner occupier | P&I | 2 yr fixed |
| Expect More Home Loan Investment - Fixed | 7.39% | 6.94% | Fixed | Investment | P&I | 1 yr fixed |
| Expect More Home Loan Investment - Fixed | 7.39% | 6.99% | Fixed | Investment | P&I | 2 yr fixed |
| Expect More Home Loan Investment - Fixed | 7.49% | 7.01% | Fixed | Investment | Interest only | 2 yr fixed |
| Expect More Home Loan Investment - Fixed | 7.49% | 6.95% | Fixed | Investment | Interest only | 1 yr fixed |
Conditions worth checking. Eligibility: Available to Companies in their own capacity or as Trustees for a Trust | Eligibility: Lending Criteria applies Eligibility: Lending Criteria applies Eligibility: Residential properties only (Mortgage Insurance required for any LVR above the Limits of Authority Guidelines)