First Option Bank home loan rates

FIRST OPTION BANK LTD · ACL 236509 · Mutual/Credit union

Rates as at 2026-10-20. 24 rates across 2 products. Lender website

Variable rates

ProductRateComparisonTypePurposeRepaymentConditions
SIMPLE HOME LOAN5.99%5.99%VariableOwner occupierP&ILVR <=60%
SIMPLE HOME LOAN6.09%6.09%VariableOwner occupierP&ILVR 60-70%
COMPLETE PACKAGE HOME LOAN6.14%6.49%VariableOwner occupierP&ILVR 0-60%
COMPLETE PACKAGE HOME LOAN6.19%6.54%VariableOwner occupierP&ILVR 60-70%
SIMPLE HOME LOAN6.19%6.19%VariableOwner occupierP&ILVR 70-95%
SIMPLE HOME LOAN6.19%6.19%VariableOwner occupierInterest onlyLVR 0-60%
COMPLETE PACKAGE HOME LOAN6.24%6.59%VariableOwner occupierP&ILVR 70-95%
SIMPLE HOME LOAN6.24%6.27%VariableInvestmentP&ILVR 0-60%
SIMPLE HOME LOAN6.29%6.29%VariableOwner occupierInterest onlyLVR 60-70%
COMPLETE PACKAGE HOME LOAN6.34%6.69%VariableOwner occupierInterest onlyLVR 0-60%
SIMPLE HOME LOAN6.34%6.37%VariableInvestmentP&ILVR 60-70%
COMPLETE PACKAGE HOME LOAN6.39%6.76%VariableInvestmentP&ILVR 0-60%
COMPLETE PACKAGE HOME LOAN6.39%6.74%VariableOwner occupierInterest onlyLVR 60-70%
SIMPLE HOME LOAN6.39%6.39%VariableOwner occupierInterest onlyLVR 70-95%
COMPLETE PACKAGE HOME LOAN6.44%6.81%VariableInvestmentP&ILVR 60-70%
COMPLETE PACKAGE HOME LOAN6.44%6.78%VariableOwner occupierInterest onlyLVR 70-95%
SIMPLE HOME LOAN6.44%6.47%VariableInvestmentP&ILVR 70-95%
SIMPLE HOME LOAN6.44%6.47%VariableInvestmentInterest onlyLVR 0-60%
COMPLETE PACKAGE HOME LOAN6.49%6.86%VariableInvestmentP&ILVR 70-95%
SIMPLE HOME LOAN6.54%6.57%VariableInvestmentInterest onlyLVR 60-70%
COMPLETE PACKAGE HOME LOAN6.59%6.96%VariableInvestmentInterest onlyLVR 0-60%
COMPLETE PACKAGE HOME LOAN6.64%7.01%VariableInvestmentInterest onlyLVR 60-70%
SIMPLE HOME LOAN6.64%6.67%VariableInvestmentInterest onlyLVR 70-95%
COMPLETE PACKAGE HOME LOAN6.69%7.06%VariableInvestmentInterest onlyLVR 70-95%

← All lenders